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Central Bank of India Risk Manager Interview Questions and Answers
Central Bank of India Risk Manager Interview Experiences
2 interviews found
(5 Questions)
- Q1. Introduce yourself
- Q2. Basel III Norms, LCR calculation, NSFR Meaning, Return on Capital
- Q3. What is PCA about PCA?
- Ans.
PCA stands for Principal Component Analysis, a statistical technique used to reduce the dimensionality of data while preserving important information.
PCA is used to identify patterns in data and reduce the number of variables without losing much information.
It works by transforming the original variables into a new set of uncorrelated variables called principal components.
These principal components are ordered by the a...
- Q4. What is CRAR?What is CCB?
- Ans.
CRAR stands for Capital to Risk-Weighted Assets Ratio, a measure of a bank's capital adequacy. CCB stands for Counter-Cyclical Buffer, an additional capital requirement imposed on banks during periods of excessive credit growth.
CRAR is calculated by dividing a bank's capital by its risk-weighted assets.
It is used to ensure that banks have enough capital to cover potential losses from their risk exposures.
CCB is a regul...
- Q5. What do you mean by asset liability managemnt?
- Ans.
Asset liability management is the practice of managing risks that arise due to mismatches between assets and liabilities.
Asset liability management involves managing the risks associated with the assets and liabilities of a company or organization.
It aims to ensure that the assets are sufficient to cover the liabilities and meet the organization's financial obligations.
Strategies used in asset liability management incl...
Interview Preparation Tips
Skills evaluated in this interview
I applied via Company Website and was interviewed in May 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Questions were regarding market risk and credit risk and Var methods.
Interview Preparation Tips
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Interview questions from similar companies
Assistant Manager Collections Interview Questions & Answers
AU Small Finance Bank
Anonymous
posted on 8 Feb 2025
Selected
I was interviewed in Jan 2025.
Hard bkt handling the customer
(5 Questions)
- Q1. Customer technical issue solved
- Q2. Customer problems solved
- Q3. Team leadership
- Q4. Good Commutation skill
- Q5. Maximum customer visit in daily
- Ans.
The maximum number of customer visits in a day depends on various factors such as team size, workload, and efficiency.
Consider the size of the collections team
Evaluate the workload and complexity of accounts
Assess the efficiency of the team in conducting visits
Set realistic targets based on available resources
Implement strategies to optimize customer visit scheduling
Credit Officer Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 20 Dec 2024
Selected
I was interviewed in Nov 2024.
(5 Questions)
- Q1. What's your current experience
- Ans.
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
5 years of experience in credit analysis and risk assessment
Proficient in financial statement analysis
Strong understanding of credit risk management
Experience in evaluating loan applications and determining creditworthiness
Familiarity with regulatory requirements in the banking sector
- Q2. Did you achieved any goal in previous platform.
- Ans.
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
Implemented new credit evaluation process to streamline decision-making
Provided training to team members on identifying creditworthy applicants
Collaborated with sales team to improve communication and documentation
Utilized data analytics to identify trends and make data-driven decisions
- Q3. Do you participate any bankingevents
- Ans.
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.
I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.
I am a member of a banking association where I attend networking events to co
- Q4. Are you suitable for appliedrole.
- Ans.
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
I have a degree in finance and have completed relevant courses in credit analysis.
I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.
I am proficient in financial modeling and have a strong understanding of financial statements.
...
- Q5. Tell about Equitas bank
- Ans.
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.
The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.
Equitas Small Finance Bank has a stro...
Discuss about financial risk and management
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
(5 Questions)
- Q1. What is the difference between OD and VC?
- Q2. How you determine drawing power?
- Q3. What is DLOD?
- Q4. What is Leverage ratio?
- Q5. Why do you what to switch job?
Sumit Kumar
Reasoning, quantitative skills, and English language proficiency.
(1 Question)
- Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Selected
I was interviewed in Jul 2024.
(3 Questions)
- Q1. Can you provide some information about yourself?
- Q2. What is your experience related to this field?l
- Q3. Your achievements
Reasoning, logical, and mathematical skills.
(1 Question)
- Q1. What is your current salary, and how would you like to discuss it?
Interview Preparation Tips
IBPS takes test moderate to high
(2 Questions)
- Q1. Assessment of working capital
- Ans.
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
- Q2. Why do you wan tot join banj
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Jana Small Finance Bank
kuldeep patil
posted on 15 Aug 2024
(2 Questions)
- Q1. Introduction and knowledge
- Q2. Credit Underwriting
(2 Questions)
- Q1. About your self
- Q2. Work experience
Central Bank of India Interview FAQs
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Central Bank of India Risk Manager Interview Process
based on 2 interviews
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Central Bank of India Risk Manager Reviews and Ratings
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