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The credit process involves assessing the creditworthiness of individuals or businesses to determine their eligibility for credit.
The credit process begins with the collection of relevant financial information from the applicant.
This information is then analyzed to evaluate the applicant's ability to repay the credit.
Credit managers may use various tools and techniques such as credit scoring models, financial statement...
I applied via AmbitionBox and was interviewed in Dec 2021. There was 1 interview round.
Identifying property involves verifying ownership and physical characteristics.
Check property records at the county clerk's office
Inspect the property for physical features and condition
Verify ownership through title search or deed
Check for liens or encumbrances on the property
Compare property details with public records and tax assessments
Cash flow can be worked out by analyzing the inflow and outflow of cash in a business.
Determine the starting cash balance
Add up all cash inflows (sales, loans, investments)
Subtract all cash outflows (expenses, loan payments, dividends)
Calculate the ending cash balance
Use cash flow statement to track changes in cash balance over time
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I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
posted on 12 Jul 2020
I applied via Naukri.com and was interviewed in Jan 2020. There were 4 interview rounds.
As a Credit Manager, my previous key role was overseeing the creditworthiness of customers and managing the credit risk for the company.
Evaluated and analyzed the creditworthiness of potential customers
Established credit limits and terms for customers based on their financial stability
Monitored and managed the credit risk exposure of the company
Implemented credit control measures to minimize bad debt
Worked closely with...
I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.
I applied via Naukri.com and was interviewed in Nov 2020. There were 3 interview rounds.
The tools of credit analysis include financial statements, credit reports, credit scoring models, and industry research.
Financial statements provide information on a company's financial health and performance.
Credit reports show a borrower's credit history and payment behavior.
Credit scoring models use data from credit reports to assess creditworthiness.
Industry research helps to understand the borrower's market and co...
based on 1 interview
1 Interview rounds
based on 38 reviews
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