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Jana Small Finance Bank Credit Manager Interview Questions and Answers

Updated 15 Aug 2024

Jana Small Finance Bank Credit Manager Interview Experiences

3 interviews found

Credit Manager Interview Questions & Answers

user image kuldeep patil

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
  • Q2. Credit Underwriting
Round 1 - One-on-one 

(1 Question)

  • Q1. What about credit process.
  • Ans. 

    The credit process involves assessing the creditworthiness of individuals or businesses to determine their eligibility for credit.

    • The credit process begins with the collection of relevant financial information from the applicant.

    • This information is then analyzed to evaluate the applicant's ability to repay the credit.

    • Credit managers may use various tools and techniques such as credit scoring models, financial statement...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please share correct pattern of process. Where people apply for position.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via AmbitionBox and was interviewed in Dec 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How to identify the property
  • Ans. 

    Identifying property involves verifying ownership and physical characteristics.

    • Check property records at the county clerk's office

    • Inspect the property for physical features and condition

    • Verify ownership through title search or deed

    • Check for liens or encumbrances on the property

    • Compare property details with public records and tax assessments

  • Answered by AI
  • Q2. How to workout cash flow
  • Ans. 

    Cash flow can be worked out by analyzing the inflow and outflow of cash in a business.

    • Determine the starting cash balance

    • Add up all cash inflows (sales, loans, investments)

    • Subtract all cash outflows (expenses, loan payments, dividends)

    • Calculate the ending cash balance

    • Use cash flow statement to track changes in cash balance over time

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very useful to develop my knowledge

Interview questions from similar companies

Interview Questionnaire 

1 Question

  • Q1. Run me through your CV

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

I applied via Naukri.com and was interviewed in Jan 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About previous key role?
  • Ans. 

    As a Credit Manager, my previous key role was overseeing the creditworthiness of customers and managing the credit risk for the company.

    • Evaluated and analyzed the creditworthiness of potential customers

    • Established credit limits and terms for customers based on their financial stability

    • Monitored and managed the credit risk exposure of the company

    • Implemented credit control measures to minimize bad debt

    • Worked closely with...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Hiii
I am safe and hope you all also safe.
If talking about interview than I would like to tell that this interview was a very technical. The interviewer wanted to test my working experience and soft skill. Mostly questions asked to my working experience. And his focus on curriculum also, like what have mentioned there, but I was enjoying my interview.

I applied via Naukri.com and was interviewed in Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Cibil question are expected
  • Q2. Read job description properly some question are related

Interview Preparation Tips

Interview preparation tips for other job seekers - Dress formal and be confident

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself then about articleship experience, a bit of Ratios, why you want to join ICICI? And then asked for flexibility.

Interview Questionnaire 

1 Question

  • Q1. Work related questions

I applied via Naukri.com and was interviewed in Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. What are the tools of credit analysis?
  • Ans. 

    The tools of credit analysis include financial statements, credit reports, credit scoring models, and industry research.

    • Financial statements provide information on a company's financial health and performance.

    • Credit reports show a borrower's credit history and payment behavior.

    • Credit scoring models use data from credit reports to assess creditworthiness.

    • Industry research helps to understand the borrower's market and co...

  • Answered by AI
  • Q2. CIBIL Ideal CIBIL score
  • Q3. Family Background

Interview Preparation Tips

Interview preparation tips for other job seekers - Just prepare well and be confident. Average level interview.
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Jana Small Finance Bank Interview FAQs

How many rounds are there in Jana Small Finance Bank Credit Manager interview?
Jana Small Finance Bank interview process usually has 1 rounds. The most common rounds in the Jana Small Finance Bank interview process are One-on-one Round.
How to prepare for Jana Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Jana Small Finance Bank. The most common topics and skills that interviewers at Jana Small Finance Bank expect are Credit Risk, Credit Analysis, Credit Control, Credit Management and Credit Rating.
What are the top questions asked in Jana Small Finance Bank Credit Manager interview?

Some of the top questions asked at the Jana Small Finance Bank Credit Manager interview -

  1. What about credit proce...read more
  2. How to identify the prope...read more
  3. How to workout cash f...read more

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Jana Small Finance Bank Credit Manager Interview Process

based on 1 interview

1 Interview rounds

  • One-on-one Round
View more
Jana Small Finance Bank Credit Manager Salary
based on 189 salaries
₹1.5 L/yr - ₹10 L/yr
25% less than the average Credit Manager Salary in India
View more details

Jana Small Finance Bank Credit Manager Reviews and Ratings

based on 38 reviews

3.7/5

Rating in categories

3.5

Skill development

3.6

Work-life balance

3.6

Salary

3.3

Job security

3.5

Company culture

3.4

Promotions

3.3

Work satisfaction

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