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Jana Small Finance Bank

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Jana Small Finance Bank Credit Manager Interview Questions and Answers

Updated 15 Aug 2024

Jana Small Finance Bank Credit Manager Interview Experiences

3 interviews found

Round 1 - One-on-one 

(1 Question)

  • Q1. What about credit process.
  • Ans. 

    The credit process involves assessing the creditworthiness of individuals or businesses to determine their eligibility for credit.

    • The credit process begins with the collection of relevant financial information from the applicant.

    • This information is then analyzed to evaluate the applicant's ability to repay the credit.

    • Credit managers may use various tools and techniques such as credit scoring models, financial statement...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please share correct pattern of process. Where people apply for position.

Credit Manager Interview Questions & Answers

user image kuldeep patil

posted on 15 Aug 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction and knowledge
  • Q2. Credit Underwriting

Credit Manager Interview Questions Asked at Other Companies

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Q1. If a client comes to take a loan & he haven't got any type of ... read more
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Q2. What are the most important ratios to analyse the balance sheet a ... read more
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Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via AmbitionBox and was interviewed in Dec 2021. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How to identify the property
  • Ans. 

    Identifying property involves verifying ownership and physical characteristics.

    • Check property records at the county clerk's office

    • Inspect the property for physical features and condition

    • Verify ownership through title search or deed

    • Check for liens or encumbrances on the property

    • Compare property details with public records and tax assessments

  • Answered by AI
  • Q2. How to workout cash flow
  • Ans. 

    Cash flow can be worked out by analyzing the inflow and outflow of cash in a business.

    • Determine the starting cash balance

    • Add up all cash inflows (sales, loans, investments)

    • Subtract all cash outflows (expenses, loan payments, dividends)

    • Calculate the ending cash balance

    • Use cash flow statement to track changes in cash balance over time

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It's very useful to develop my knowledge

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Reasoning, quantitative skills, and English language proficiency.

Round 2 - Interview 

(1 Question)

  • Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Past experience and work ethics
  • Q2. Manual process and enquiry

Interview Preparation Tips

Interview preparation tips for other job seekers - Be yourself
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Sep 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(3 Questions)

  • Q1. Credit meneger work kya hai
  • Q2. Work kese krna h online ya offline
  • Q3. Interview city kya hai
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Credit related questions

Round 2 - Case Study 

Market strategy business development

Round 3 - Assignment 

Business penetration Maintain

Interview Preparation Tips

Interview preparation tips for other job seekers - Good relationship with Dealer Manager
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About Job Related questions
Round 3 - HR 

(1 Question)

  • Q1. Salary Discussion and personal Discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Always positive thinking
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Tell me about yourself
  • Q2. How will you analyse a Balance Sheet
  • Ans. 

    Analyzing a balance sheet involves examining assets, liabilities, and equity to determine financial health.

    • Start by calculating the current ratio to assess liquidity

    • Examine the debt-to-equity ratio to evaluate leverage

    • Analyze the inventory turnover ratio to assess efficiency

    • Look at the return on equity to evaluate profitability

    • Compare the balance sheet to previous periods and industry benchmarks

    • Consider any off-balance...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare for financial ratios and Job Role. Know about the company

I applied via Naukri.com

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Introduction and my previous experiences
Round 3 - Technical 

(1 Question)

  • Q1. Ric and banking importance Previous experiences
Round 4 - HR 

(1 Question)

  • Q1. Salary discussion and the documents upload

Interview Preparation Tips

Interview preparation tips for other job seekers - Very long time interview with all the possible questions about my experiences and soft skills

Jana Small Finance Bank Interview FAQs

How many rounds are there in Jana Small Finance Bank Credit Manager interview?
Jana Small Finance Bank interview process usually has 1 rounds. The most common rounds in the Jana Small Finance Bank interview process are One-on-one Round.
How to prepare for Jana Small Finance Bank Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Jana Small Finance Bank. The most common topics and skills that interviewers at Jana Small Finance Bank expect are Credit Risk, Credit Analysis, Credit Control, Credit Management and Credit Rating.
What are the top questions asked in Jana Small Finance Bank Credit Manager interview?

Some of the top questions asked at the Jana Small Finance Bank Credit Manager interview -

  1. What about credit proce...read more
  2. How to identify the prope...read more
  3. How to workout cash f...read more

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Jana Small Finance Bank Credit Manager Interview Process

based on 1 interview

1 Interview rounds

  • One-on-one Round
View more
Jana Small Finance Bank Credit Manager Salary
based on 189 salaries
₹1.5 L/yr - ₹10 L/yr
25% less than the average Credit Manager Salary in India
View more details

Jana Small Finance Bank Credit Manager Reviews and Ratings

based on 38 reviews

3.7/5

Rating in categories

3.5

Skill development

3.6

Work-life balance

3.6

Salary

3.3

Job security

3.5

Company culture

3.4

Promotions

3.3

Work satisfaction

Explore 38 Reviews and Ratings
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