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I applied via Naukri.com and was interviewed in Jan 2023. There were 2 interview rounds.
Analyzing a balance sheet involves examining assets, liabilities, and equity to determine financial health.
Start by calculating the current ratio to assess liquidity
Examine the debt-to-equity ratio to evaluate leverage
Analyze the inventory turnover ratio to assess efficiency
Look at the return on equity to evaluate profitability
Compare the balance sheet to previous periods and industry benchmarks
Consider any off-balance...
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I applied via Approached by Company and was interviewed in Feb 2023. There were 2 interview rounds.
What people are saying about Yes Bank
I applied via Referral and was interviewed before May 2023. There was 1 interview round.
Yes Bank interview questions for designations
I applied via Walk-in and was interviewed in Aug 2022. There was 1 interview round.
The banking sector sells a variety of products, including loans, credit cards, savings accounts, and investment products.
Loans: personal loans, home loans, car loans, business loans
Credit cards: rewards cards, cashback cards, travel cards
Savings accounts: high-interest savings accounts, term deposits
Investment products: mutual funds, stocks, bonds
Credit card processing is done by various companies such as Visa, Mastercard, American Express, and Discover.
Credit card processing is handled by payment processors such as Stripe, PayPal, and Square.
Merchants can also use their own payment gateway to process credit card transactions.
Credit card processing involves authorization, settlement, and funding.
Security measures such as encryption and tokenization are used to
I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.
I was interviewed before Apr 2016.
Important clauses in 3CD for loan sanctioning
Clause 4 - Purpose of loan
Clause 5 - Amount of loan
Clause 6 - Repayment terms
Clause 7 - Security for loan
Clause 8 - Interest rate
Clause 9 - Default and consequences
Profit and loss ratios are financial metrics used to assess the profitability of a company.
Profit ratio measures the percentage of profit earned on sales.
Gross profit ratio is calculated by dividing gross profit by net sales.
Net profit ratio indicates the percentage of net profit earned on sales.
Operating profit ratio measures the profitability of core operations.
Return on investment (ROI) is a common profitability rat
Concurrent audit is conducted during the course of business operations, while statutory audit is conducted at the end of the financial year.
Concurrent audit is performed concurrently with the operations of the organization.
Statutory audit is conducted to ensure compliance with legal and regulatory requirements.
Concurrent audit helps in detecting and preventing frauds and errors in real-time.
Statutory audit provides an ...
No, someone earning less than EMI should not take a loan.
Taking a loan when earning less than the EMI can lead to financial strain and difficulty in repayment.
It is important to have a stable income that can comfortably cover the loan repayment.
If someone is already struggling to meet their financial obligations, taking on additional debt can worsen their situation.
It is advisable to explore alternative options such as...
I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.
I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.
based on 9 interviews
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Assistant Manager
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Deputy Manager
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Manager
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Senior Manager
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