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Jana Small Finance Bank Senior Officer Interview Questions and Answers
Jana Small Finance Bank Senior Officer Interview Experiences
6 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed in Oct 2023. There were 3 interview rounds.
All the rounds is easy.. be bold and have good communication skills..
(4 Questions)
- Q1. Technical round also easy
- Q2. How do bank customes benefits from overdrafts protection..
- Ans.
Bank customers benefit from overdraft protection by avoiding declined transactions and potential fees.
Avoid declined transactions due to insufficient funds
Prevent potential fees for bounced checks or declined transactions
Provide peace of mind for customers in case of emergencies
Help customers maintain their financial reputation
Allow customers to access funds temporarily beyond their account balance
- Q3. Banking software applications
- Ans.
Banking software applications are specialized programs used by banks to manage customer accounts, transactions, and other financial activities.
Banking software applications help banks streamline their operations and provide better services to customers.
These applications often include features such as online banking, mobile banking, ATM management, and fraud detection.
Examples of popular banking software applications i
- Q4. Annual percentage rate and how it calculate
- Ans.
Annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment, calculated as a percentage of the total loan amount.
APR includes not only the interest rate, but also any additional fees or costs associated with the loan.
It is calculated by taking into account the total cost of the loan over a year, including interest and fees, and then expressing it as a percentage of the loan amo...
Interview Preparation Tips
GOPAL SHARMA
(2 Questions)
- Q1. About yourself What about your over all experience
- Q2. About your self What about your over all experience
Interview Preparation Tips
Interview Questionnaire
3 Questions
- Q1. Tell me about yourself
- Q2. What's your package
- Q3. How much experience you have
Interview Preparation Tips
I applied via Walk-in and was interviewed in Mar 2022. There were 2 interview rounds.
Interview Preparation Tips
Jana Small Finance Bank interview questions for designations
Interview Questionnaire
2 Questions
- Q1. Why do you fall victim to the scene ?
- Q2. You don't need staff. Of this ?
I applied via Walk-in and was interviewed in Dec 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Self introduction
Interview Preparation Tips
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I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. What you do gold loan marketing?
- Ans.
I use various marketing strategies to promote gold loans and attract potential customers.
Conduct market research to identify potential customers
Develop marketing campaigns targeting specific demographics
Collaborate with local businesses to offer referral incentives
Utilize social media and online advertising to reach a wider audience
Attend community events and networking opportunities to promote services
Provide excellen...
- Q2. I have to say about gold loan market.
Interview Preparation Tips
Interview make very simply.
I applied via Referral and was interviewed in Oct 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Sell me this Tissue Box
- Ans.
This tissue box is not just a box, it's a stylish accessory that adds a touch of elegance to any room.
The tissue box is made of high-quality materials that ensure durability and longevity.
It has a sleek and modern design that complements any decor.
The box is easy to refill and holds a large number of tissues, making it convenient for everyday use.
It's perfect for use in the home, office, or car.
The tissue box is also a...
- Q2. Sell me this Pen
- Ans.
This pen is not just a writing tool, it's a statement of style and sophistication.
This pen is made of high-quality materials that ensure a smooth writing experience.
It has a sleek and elegant design that will make you stand out in any setting.
The ink is long-lasting and won't smudge or smear, even on the thinnest of paper.
It's perfect for professionals who want to make a lasting impression.
This pen is a must-have for a
Interview Preparation Tips
I applied via Walk-in and was interviewed in Apr 2019. There were 3 interview rounds.
Interview Questionnaire
4 Questions
- Q1. Cash Related, Forex related ,cheque related
- Q2. What is soiled note and what is mutilated note?
- Ans.
Soiled note is a currency note that is dirty or stained while mutilated note is a currency note that is damaged or torn.
Soiled notes are currency notes that are dirty, stained, or have ink marks on them.
Mutilated notes are currency notes that are damaged, torn, or have missing parts.
Soiled notes can still be used for transactions but mutilated notes need to be exchanged for new ones.
Examples of mutilated notes include ...
- Q3. What is MICR?
- Ans.
MICR stands for Magnetic Ink Character Recognition. It is a technology used in banking for processing cheques.
MICR uses magnetic ink to print characters on cheques that can be read by machines.
The characters include the bank's routing number, account number, and cheque number.
MICR helps to automate the processing of cheques, making it faster and more accurate.
It is also used for other financial documents like deposit s
- Q4. What is NEFT and RTGS?
- Ans.
NEFT and RTGS are electronic fund transfer systems used in India.
NEFT stands for National Electronic Funds Transfer and is used for transferring funds up to Rs. 2 lakhs.
RTGS stands for Real Time Gross Settlement and is used for transferring funds above Rs. 2 lakhs.
NEFT transactions are settled in batches while RTGS transactions are settled individually.
Both NEFT and RTGS require the sender and receiver to have bank acc...
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Self introduce and asking for baisc of Banking related question and asking for basic account principal and asking for CRR and asking for presents governor of RBI and asking for what you Know about ICICI ba...
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Interview Questions for Popular Designations
Jana Small Finance Bank Senior Officer Interview Process
based on 6 interviews
1 Interview rounds
- Resume Shortlist Round
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Jana Small Finance Bank Senior Officer Reviews and Ratings
based on 296 reviews
Rating in categories
|
Business Development Executive
543
salaries
|  ₹1.3 L/yr - ₹4.5 L/yr |
|
Relationship Manager
478
salaries
| ₹1.9 L/yr - ₹7 L/yr |
|
Assistant Manager
475
salaries
| ₹1.9 L/yr - ₹7 L/yr |
|
Senior Officer
438
salaries
| ₹1.4 L/yr - ₹3.6 L/yr |
|
Senior Executive
420
salaries
| ₹1.7 L/yr - ₹4.7 L/yr |
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