Jana Small Finance Bank Relationship Manager Interview Questions, Process, and Tips

Approximately $5 million in disbursements were made in the last 3 months.

• Approximately $5 million in disbursements

• Specific disbursement amounts for each month can be provided if needed

• Disbursements include loans, investments, and other financial transactions

I acquire customers for home loans through networking, referrals, and targeted marketing strategies.

• Build relationships with real estate agents, financial advisors, and other professionals who can refer clients to me

• Attend networking events and industry conferences to connect with potential customers

• Utilize social media and online advertising to reach a wider audience and generate leads

• Offer special promotions or incen...read more

A mortgage in banking refers to a loan provided by a bank or financial institution to purchase a property.

• A mortgage is a secured loan where the property being purchased serves as collateral.

• It is a long-term loan typically repaid over several years or decades.

• The borrower pays interest and principal in monthly installments.

• If the borrower fails to repay the loan, the bank can foreclose on the property.

• Mortgages can ha...read more

CIBIL is a credit information company in India that maintains credit records of individuals and businesses.

• CIBIL stands for Credit Information Bureau (India) Limited.

• It is a credit information company authorized by the Reserve Bank of India.

• CIBIL collects and maintains credit records of individuals and businesses.

• These records include credit history, loan repayment behavior, credit card usage, etc.

• Banks and financial i...read more