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A mortgage in banking refers to a loan provided by a bank or financial institution to purchase a property.
A mortgage is a secured loan where the property being purchased serves as collateral.
It is a long-term loan typically repaid over several years or decades.
The borrower pays interest and principal in monthly installments.
If the borrower fails to repay the loan, the bank can foreclose on the property.
Mortgages can ha...
CIBIL is a credit information company in India that maintains credit records of individuals and businesses.
CIBIL stands for Credit Information Bureau (India) Limited.
It is a credit information company authorized by the Reserve Bank of India.
CIBIL collects and maintains credit records of individuals and businesses.
These records include credit history, loan repayment behavior, credit card usage, etc.
Banks and financial i...
I applied via Walk-in and was interviewed in May 2022. There was 1 interview round.
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
Cash handling involves managing and processing cash transactions in a secure and accurate manner.
Receiving cash payments from customers
Counting and verifying cash amounts
Recording transactions in the system
Preparing bank deposits
Balancing cash drawers at the end of the day
CASA account stands for Current Account and Savings Account, which are types of bank accounts that allow customers to deposit and withdraw money.
CASA accounts are a combination of current accounts and savings accounts.
Current accounts are used for frequent transactions and do not usually earn interest.
Savings accounts are used to save money and earn interest on the balance.
CASA accounts offer the benefits of both types...
Sales related and bussiness developmental
Jana Small Finance Bank interview questions for designations
I applied via Walk-in and was interviewed in Nov 2021. There was 1 interview round.
I have extensive experience in the Housing loan Department and a deep understanding of the local markets.
I have worked in the Housing loan Department for 5 years, handling various types of housing loans.
I am well-versed in the loan application process, including documentation, eligibility criteria, and interest rates.
I have a strong network in the local markets, which helps me identify potential customers and assess ma...
Get interview-ready with Top Jana Small Finance Bank Interview Questions
I applied via Referral and was interviewed in Nov 2020. There were 4 interview rounds.
I applied via Recruitment Consultant and was interviewed before May 2020. There was 1 interview round.
I applied via Recruitment Consultant and was interviewed in May 2019. There was 1 interview round.
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Business Development Executive
546
salaries
| ₹1.3 L/yr - ₹4.5 L/yr |
Senior Executive
493
salaries
| ₹1.7 L/yr - ₹4.7 L/yr |
Relationship Manager
476
salaries
| ₹1.9 L/yr - ₹7 L/yr |
Assistant Manager
469
salaries
| ₹1.9 L/yr - ₹6.8 L/yr |
Senior Officer
439
salaries
| ₹1.4 L/yr - ₹3.6 L/yr |
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