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Standard Chartered Credit Analyst Interview Questions and Answers

Updated 25 Nov 2024

Standard Chartered Credit Analyst Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About your self
  • Q2. Work experience

I applied via Job Portal and was interviewed before Mar 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Prior job profile, working capital ratios, balance sheet understanding
  • Q2. Companies act. Loan to directors and guarantees given on them

Interview Preparation Tips

Interview preparation tips for other job seekers - Please go thorugh all the working capital ratios.
Good Analysis perspective of balance sheet and profit and loss account is must.

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Why Bank of Baroda
  • Ans. 

    Bank of Baroda is a reputable and established financial institution with a strong presence in the market.

    • Bank of Baroda has a long history of providing reliable banking services to customers.

    • The bank has a strong reputation for its ethical practices and customer-centric approach.

    • Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.

    • The bank has a strong presence bo...

  • Answered by AI
  • Q2. Why wholesale Banking
  • Ans. 

    Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.

    • Opportunity to work with diverse clients and industries

    • Involvement in complex financial transactions and structures

    • Exposure to a variety of financial products such as loans, trade finance, and treasury services

    • Opportunity for career growth and development in a fast-paced environme

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Telephonic Call 

(1 Question)

  • Q1. Tell me about your school and college exposure
  • Ans. This is to check our communication skill
  • Answered by Jana Anand
Round 2 - Technical 

(1 Question)

  • Q1. How does a bank analyse the creditworthiness of a company
  • Ans. 

    Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.

    • Evaluate financial statements to assess profitability, liquidity, and leverage ratios

    • Review credit history and payment patterns to determine past credit behavior

    • Analyze industry trends and economic conditions to assess the company's competitive position

    • Assess the management team's ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication confidence is important... never give false information... just talk what you know with confidence... have a knowledge on the role a little bit
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Basics of lending
  • Q2. Financial Ratios
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.

    • I am proficient in financial modeling and have a strong understanding of credit risk management.

    • I have a track record of making sound credit decisions and improving credit processes.

    • I am skilled in analyzing financial statements, asse...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and have a sound knowledge of related job
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What are the basic components of financial statements, with a particular emphasis on cash flow analysis?
  • Q2. How are the balance sheet, cash flow statement, and profit and loss statement interrelated?
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at Pranveer Singh Institute of Technology, Kanpur and was interviewed before Apr 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

Australian Payslip Analysis

Round 2 - Group Discussion 

English Language proficiency check

Round 3 - One-on-one 

(5 Questions)

  • Q1. Role play of a Loan officer
  • Ans. 

    As a loan officer, I would assess the creditworthiness of applicants and make decisions on loan approvals.

    • Review applicant's credit history, income, and debt-to-income ratio

    • Evaluate collateral if applicable

    • Consider the purpose of the loan and the applicant's ability to repay

    • Communicate loan terms and conditions to the applicant

    • Make a decision on loan approval or denial

  • Answered by AI
  • Q2. Financial statement’s Analysis
  • Q3. Background analysis includes hobbies, interest area, book reading
  • Q4. Questions pertaining to candidate Resume
  • Q5. Mortgage Loans Related Knowledge
Round 4 - Case Study 

Email writing pertaining to a customer problem

Interview Preparation Tips

Topics to prepare for ANZ Banking Group Credit Analyst interview:
  • Financial Statement Analysis
  • Mortgage Loans
Interview preparation tips for other job seekers - Don’t get nervous, give clear and precise answers.
Make it a friendly conversation during the interview.

I applied via Campus Placement and was interviewed in Jan 2021. There were 4 interview rounds.

Interview Questionnaire 

8 Questions

  • Q1. Introduce yourself?
  • Q2. Explain your Internship experience
  • Q3. All financial and accounting concepts
  • Q4. Leadership experience
  • Q5. Why Barclays
  • Q6. Where do you want to see yourself in 5 years
  • Q7. What do you know about Barclays
  • Q8. What your understanding of Job Description

Interview Preparation Tips

Interview preparation tips for other job seekers - The candidate should know each and every accounting and Financial concept very well.
Confident while the interview
Understand the Job role very well

Standard Chartered Interview FAQs

How many rounds are there in Standard Chartered Credit Analyst interview?
Standard Chartered interview process usually has 1-2 rounds. The most common rounds in the Standard Chartered interview process are One-on-one Round and Resume Shortlist.
How to prepare for Standard Chartered Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Standard Chartered. The most common topics and skills that interviewers at Standard Chartered expect are Risk Management, Credit Analysis, Banking, Compliance and Finance.
What are the top questions asked in Standard Chartered Credit Analyst interview?

Some of the top questions asked at the Standard Chartered Credit Analyst interview -

  1. Prior job profile, working capital ratios, balance sheet understand...read more
  2. Companies act. Loan to directors and guarantees given on t...read more

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Standard Chartered Credit Analyst Salary
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₹5 L/yr - ₹19.3 L/yr
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