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CreditAccess Grameen Credit Analyst Interview Questions and Answers

Updated 22 Nov 2020

CreditAccess Grameen Credit Analyst Interview Experiences

1 interview found

I applied via Walk-in and was interviewed before Nov 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How you check the repayment capacity of applicant?
  • Ans. 

    To check the repayment capacity of an applicant, I assess their income, credit history, and financial obligations.

    • Evaluate the applicant's income and employment stability

    • Review their credit history and credit score

    • Assess their existing financial obligations such as loans, mortgages, and credit card debt

    • Consider their debt-to-income ratio

    • Analyze their repayment track record on previous loans or credit facilities

    • Verify t

  • Answered by AI
  • Q2. What base u give the loan amount?
  • Ans. 

    The loan amount is based on various factors such as credit score, income, collateral, and loan purpose.

    • Credit score is a major factor in determining the loan amount.

    • Income is also considered to ensure the borrower can repay the loan.

    • Collateral can increase the loan amount as it provides security for the lender.

    • Loan purpose can also affect the loan amount, such as a mortgage for a house.

  • Answered by AI
  • Q3. Self introduction and future plans

Interview Preparation Tips

Interview preparation tips for other job seekers - Be cool and blod

Interview questions from similar companies

I applied via Naukri.com and was interviewed before Mar 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. My favourite tool in excel.
  • Ans. 

    My favourite tool in Excel is the PivotTable.

    • PivotTable helps to summarize and analyze large amounts of data quickly.

    • It allows for easy filtering, sorting, and grouping of data.

    • PivotTable also provides visual representation of data through charts and graphs.

    • It can be used for various purposes such as financial analysis, sales analysis, and inventory management.

  • Answered by AI
  • Q2. How to calculate trend and forecasting.
  • Ans. 

    Trend and forecasting can be calculated using statistical methods like regression analysis and time series analysis.

    • Collect and analyze historical data

    • Identify patterns and trends in the data

    • Choose a suitable forecasting model

    • Apply the model to the data to generate a forecast

    • Evaluate the accuracy of the forecast

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Very easy Interview if you have excel knowledge and good communication skills . You can crack the Interview easily.

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Campus Placement

Round 1 - Aptitude Test 

General Aptitude Questions

Round 2 - Group Discussion 

PayTM bank closed. What went wrong with paytm:?

Interview Preparation Tips

Interview preparation tips for other job seekers - Go well prepared
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Can you work on Sunday?
  • Ans. 

    Yes, I am able to work on Sundays if required for the job.

    • I am willing to work on Sundays if it is a requirement for the position.

    • I understand the importance of meeting deadlines and am flexible with my schedule.

    • I have worked on weekends in the past and have no issues with working on Sundays.

    • I can adjust my personal commitments to accommodate work on Sundays if needed.

  • Answered by AI
  • Q2. Diwali is a primary work season for us, so are you ok with no leaves during Diwali?
  • Q3. Can you come on all Saturdays ?

Interview Preparation Tips

Interview preparation tips for other job seekers - They ask questions like, can you work on Sunday's, if you say yes, they'd take you. This company has no work life balance, and an ambulance in the parking lot, because of so many in office Heart attacks.
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Reportings applicable to function
  • Ans. 

    Reportings are essential for any function to track progress and identify areas of improvement.

    • Regular reports should be generated to track progress and identify areas of improvement.

    • Reports should be customized to the specific function and its goals.

    • Reports should be easily understandable and actionable.

    • Examples of reportings applicable to functions include sales reports, performance reports, and budget reports.

  • Answered by AI
  • Q2. Regulatory updates going on business environment
  • Ans. 

    Regulatory updates are constantly shaping the business environment, impacting industries and companies in various ways.

    • Regulations can affect everything from product development to marketing and sales strategies

    • Changes in regulations can create new opportunities or pose challenges for businesses

    • Industries such as healthcare, finance, and technology are particularly affected by regulatory updates

    • Examples of recent regul...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be calm and confident and answer to the point.

Interview Questionnaire 

2 Questions

  • Q1. Why do u want to work here?
  • Q2. Why do u want to do services not business?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

All type of subjects

Round 2 - HR 

(5 Questions)

  • Q1. Self introduction
  • Q2. Tell self introduction
  • Q3. Tell about family
  • Q4. Tell something topics
  • Ans. 

    Topics related to credit analysis

    • Credit risk assessment

    • Financial statement analysis

    • Industry analysis

    • Loan underwriting

    • Credit scoring models

  • Answered by AI
  • Q5. Finished ask questions
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
No response

I applied via Company Website and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Reasoning , SQL and probability

Round 2 - Technical 

(2 Questions)

  • Q1. SQL queries and python
  • Q2. Reasoning and guesstimate

I applied via Company Website and was interviewed in Feb 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About experience and acedemics

Interview Preparation Tips

Interview preparation tips for other job seekers - 1st round zoom call ,2nd round aptitude round ,3rd round Hr final round
Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
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