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CreditAccess Grameen
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I applied via Walk-in and was interviewed before Nov 2019. There were 3 interview rounds.
To check the repayment capacity of an applicant, I assess their income, credit history, and financial obligations.
Evaluate the applicant's income and employment stability
Review their credit history and credit score
Assess their existing financial obligations such as loans, mortgages, and credit card debt
Consider their debt-to-income ratio
Analyze their repayment track record on previous loans or credit facilities
Verify t
The loan amount is based on various factors such as credit score, income, collateral, and loan purpose.
Credit score is a major factor in determining the loan amount.
Income is also considered to ensure the borrower can repay the loan.
Collateral can increase the loan amount as it provides security for the lender.
Loan purpose can also affect the loan amount, such as a mortgage for a house.
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posted on 13 Mar 2021
I applied via Naukri.com and was interviewed before Mar 2020. There were 3 interview rounds.
My favourite tool in Excel is the PivotTable.
PivotTable helps to summarize and analyze large amounts of data quickly.
It allows for easy filtering, sorting, and grouping of data.
PivotTable also provides visual representation of data through charts and graphs.
It can be used for various purposes such as financial analysis, sales analysis, and inventory management.
Trend and forecasting can be calculated using statistical methods like regression analysis and time series analysis.
Collect and analyze historical data
Identify patterns and trends in the data
Choose a suitable forecasting model
Apply the model to the data to generate a forecast
Evaluate the accuracy of the forecast
posted on 27 Sep 2024
I applied via Campus Placement
General Aptitude Questions
PayTM bank closed. What went wrong with paytm:?
I applied via Recruitment Consulltant and was interviewed before Oct 2023. There was 1 interview round.
Yes, I am able to work on Sundays if required for the job.
I am willing to work on Sundays if it is a requirement for the position.
I understand the importance of meeting deadlines and am flexible with my schedule.
I have worked on weekends in the past and have no issues with working on Sundays.
I can adjust my personal commitments to accommodate work on Sundays if needed.
Reportings are essential for any function to track progress and identify areas of improvement.
Regular reports should be generated to track progress and identify areas of improvement.
Reports should be customized to the specific function and its goals.
Reports should be easily understandable and actionable.
Examples of reportings applicable to functions include sales reports, performance reports, and budget reports.
Regulatory updates are constantly shaping the business environment, impacting industries and companies in various ways.
Regulations can affect everything from product development to marketing and sales strategies
Changes in regulations can create new opportunities or pose challenges for businesses
Industries such as healthcare, finance, and technology are particularly affected by regulatory updates
Examples of recent regul...
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Topics related to credit analysis
Credit risk assessment
Financial statement analysis
Industry analysis
Loan underwriting
Credit scoring models
I applied via Company Website and was interviewed in Feb 2024. There were 2 interview rounds.
Reasoning , SQL and probability
I applied via Company Website and was interviewed in Feb 2021. There were 4 interview rounds.
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