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Ernst & Young Credit Analyst Interview Questions and Answers

Updated 22 Mar 2023

Ernst & Young Credit Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
  • Ans. 

    EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.

    • EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.

    • FCF measures the cash generated by a company's operations that is available for distribution to investors.

    • To derive FCF from EBITDA, you need to adjust ...

  • Answered by AI
  • Q2. Difference between term loan and project finance
  • Ans. 

    Term loan is a general purpose loan while project finance is a specific loan for a particular project.

    • Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.

    • Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.

    • Project finance is usually for a longer term than term loan.

    • P...

  • Answered by AI
  • Q3. Financial covenants and other covenants for lending purpose
  • Q4. Questions on working capital
  • Q5. Various types of banking products
  • Ans. 

    Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.

    • Savings accounts: earn interest on deposited funds

    • Checking accounts: used for daily transactions and bill payments

    • Loans: borrowed funds with interest to be paid back over time

    • Credit cards: allow users to make purchases on credit with interest

    • Investment accounts: used to invest in stocks, bonds, and other securitie

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about loan products in wholesale banking space like term loan, business card, Line of credit , letter of credit, settlement limits, derivative products etc
Thorough understanding of financial statements and the interlink between statements.
Financial ratios used in credit analysis.

Credit Analyst Jobs at Ernst & Young

View all

Interview questions from similar companies

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - HR 

(5 Questions)

  • Q1. What are your salary expectations?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous process knowledge and why looking for change

Interview Preparation Tips

Topics to prepare for Willis Towers Watson Analyst interview:
  • Powerpoint
  • Power Bi
  • Advanced Excel
  • Smart sheet
  • Insurance
  • Reinsurance
  • Regulators
Interview preparation tips for other job seekers - Just have complete knowledge of your current role and role you are applying. How u were helpful in previous role and how you can be good at new role you applying. Logical Strength knowledge. If you good at excel, let them know about your excel skills. Power Bi and Smart sheet knowledge more in demand. Be confident.

I applied via Campus Placement and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Tests are Pymetrics and an online case. Pymetrics is a personality test of sorts (risk aversion, pattern recognition, etc.) this was benchmarked against successful Consultants. Online case is multiple choice but the questions flow like a normal case interview. You will get a final round interview if you do really well on them. If you just ‘pass’, you have to have an internal designation of a high priority or very high priority candidate. (See advice)

Round 3 - Group Discussion 

Standard 2 case interviews with senior leaders, already a lot of material on this elsewhere

Interview Preparation Tips

Interview preparation tips for other job seekers - I led campus recruiting for 2 top MBA programs. Every interaction before an interview is important. You really want to be on the high priority or very high priority lists. The coffee chats are not just to answer your questions, we make a 25-minute determination of whether you had an impressive background, we’re inquisitive, and passed the airport test. Make sure you bring your energy to all of it. It determines how much support you get and how many interactions you have with senior leaders during the recruiting process to give you advice.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed before Feb 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Case Study 

Practise very well in advance with sample cases in mock sessions

Round 3 - Case Study 

Practise very well in advance with real cases with your friends

Round 4 - HR 

(2 Questions)

  • Q1. Friendly conversation with open perspective and consideration for your asks
  • Q2. Be ready to discuss your expectations in this round

Interview Preparation Tips

Interview preparation tips for other job seekers - research very well be authentic and curious during the process

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself, technical questions about the mentioned skills in your resume and a few question general questions like where do you see yourself in 2 years and what are your plans for higher studi...

Interview Questionnaire 

2 Questions

  • Q1. AWS S3 secret key , access key
  • Q2. Normalisation

I applied via Recruitment Consultant and was interviewed in Mar 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why do you want to change Current job?
  • Q2. Some technical questions- do you know capital budgeting?

Interview Preparation Tips

Interview preparation tips for other job seekers - There are 4 rounds interview process. 1st is normal ,2nd is also normal with some technical questions with associate partner,3rd is with HR and final with corporate HR

Interview Questionnaire 

1 Question

  • Q1. What is java bean class, singleton class
  • Ans. 

    Java bean class is a reusable software component and singleton class restricts the instantiation of a class to one object.

    • Java bean class is a POJO (Plain Old Java Object) that encapsulates many objects into a single object for easy access.

    • It follows a naming convention where the class name starts with a capital letter and has a public default constructor.

    • Singleton class is a design pattern that ensures only one instan...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare java, data structures and resume based.

Skills evaluated in this interview

Interview Questionnaire 

5 Questions

  • Q1. How can you troubleshoot Disk corrupt issue.
  • Ans. 

    To troubleshoot disk corrupt issue, check disk errors, run chkdsk, repair disk, and recover data.

    • Check for disk errors using Event Viewer or Disk Utility

    • Run chkdsk command to scan and fix disk errors

    • Repair disk using disk repair tool or reinstalling OS

    • Recover data using data recovery software or professional services

  • Answered by AI
  • Q2. Sql is installed on the server for enable which port needs to be open?
  • Ans. 

    Port 1433 needs to be open for SQL Server.

    • SQL Server uses port 1433 for communication.

    • Ensure that port 1433 is open in the server's firewall.

    • Check the SQL Server configuration to confirm the port number.

  • Answered by AI
  • Q3. If C drive is running out of space , what kind of troubleshooting you will do.
  • Ans. 

    To troubleshoot a C drive running out of space, check for large files, uninstall unnecessary programs, clear temporary files, and consider expanding storage capacity.

    • Check for large files that can be deleted or moved to another drive

    • Uninstall unnecessary programs to free up space

    • Clear temporary files using disk cleanup tools

    • Consider expanding storage capacity by adding a new hard drive or using external storage

  • Answered by AI
  • Q4. If you have created the server , some website is not working . what will you do.
  • Ans. 

    I would check the server logs and troubleshoot the issue.

    • Check if the website is properly configured on the server

    • Check if there are any errors in the server logs

    • Check if there are any issues with the website's code or database

    • Restart the server or relevant services if necessary

  • Answered by AI
  • Q5. Two VM's are running on differenct host how they are communicating.
  • Ans. 

    VMs communicate through network protocols and virtual switches.

    • VMs use network protocols like TCP/IP to communicate.

    • Virtual switches connect VMs to the physical network.

    • Hosts can also use virtual network adapters to communicate with VMs.

    • Firewalls and security policies can restrict VM communication.

    • Examples of virtual switches include VMware vSwitch and Hyper-V Virtual Switch.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Thanks Naukari for given me chance to share my interview experience, as my profile was on windows vmware HPCI azure , so they have scheduled two technical interview and varsant communication skill test.

I would like to share here my advice be confident while speaking share your full knowledge about that question, mostly hands on experience.

Skills evaluated in this interview

Interview Questionnaire 

2 Questions

  • Q1. More question regarding business strategy rather than technical things
  • Q2. What type of testing u have used what's ur test strategy plan
  • Ans. 

    I have used various types of testing such as functional, regression, performance, and security testing. My test strategy plan involves identifying test scenarios, creating test cases, executing tests, and reporting defects.

    • Functional testing to ensure the software meets the specified requirements

    • Regression testing to ensure new changes do not affect existing functionality

    • Performance testing to ensure the software can h...

  • Answered by AI

Ernst & Young Interview FAQs

How many rounds are there in Ernst & Young Credit Analyst interview?
Ernst & Young interview process usually has 2 rounds. The most common rounds in the Ernst & Young interview process are Resume Shortlist and One-on-one Round.
How to prepare for Ernst & Young Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ernst & Young. The most common topics and skills that interviewers at Ernst & Young expect are Credit Analysis, Accounts Receivable, Credit Assessment, Credit Risk Analysis and Credit Underwriting.
What are the top questions asked in Ernst & Young Credit Analyst interview?

Some of the top questions asked at the Ernst & Young Credit Analyst interview -

  1. Importance of EBITDA and FCF. How to derive FCF from EBIT...read more
  2. Difference between term loan and project fina...read more
  3. Various types of banking produ...read more

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Ernst & Young Credit Analyst Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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Ernst & Young Credit Analyst Salary
based on 23 salaries
₹9 L/yr - ₹14 L/yr
30% more than the average Credit Analyst Salary in India
View more details
Analyst Credit and Collections - AR

Hyderabad / Secunderabad

3-8 Yrs

Not Disclosed

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