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Ernst & Young Credit Analyst Interview Questions and Answers
Ernst & Young Credit Analyst Interview Experiences
1 interview found
Anonymous
Selected
I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.
(5 Questions)
- Q1. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
- Ans.
EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.
EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.
FCF measures the cash generated by a company's operations that is available for distribution to investors.
To derive FCF from EBITDA, you need to adjust ...
- Q2. Difference between term loan and project finance
- Ans.
Term loan is a general purpose loan while project finance is a specific loan for a particular project.
Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.
Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.
Project finance is usually for a longer term than term loan.
P...
- Q3. Financial covenants and other covenants for lending purpose
- Q4. Questions on working capital
- Q5. Various types of banking products
- Ans.
Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.
Savings accounts: earn interest on deposited funds
Checking accounts: used for daily transactions and bill payments
Loans: borrowed funds with interest to be paid back over time
Credit cards: allow users to make purchases on credit with interest
Investment accounts: used to invest in stocks, bonds, and other securitie
Interview Preparation Tips
Thorough understanding of financial statements and the interlink between statements.
Financial ratios used in credit analysis.
Interview questions from similar companies
I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.
(3 Questions)
- Q1. Spring container and beans
- Q2. Annotations used in Springboot
- Ans.
Annotations are used in Springboot to simplify configuration and reduce boilerplate code.
Annotations are used to define the behavior of Spring components
They can be used to define the scope of a bean, inject dependencies, and handle exceptions
Some commonly used annotations include @Component, @Autowired, and @ExceptionHandler
- Q3. Java 8 New Features and explanation
- Ans.
Java 8 introduced several new features including lambda expressions, streams, and default methods.
Lambda expressions allow for functional programming and simplify code.
Streams provide a way to process collections of data in a functional style.
Default methods allow for adding new methods to interfaces without breaking existing implementations.
Other features include the Optional class, Date and Time API, and Nashorn Java
(1 Question)
- Q1. What is your expected package
Interview Preparation Tips
Skills evaluated in this interview
I applied via Walk-in and was interviewed before Feb 2020. There were 4 interview rounds.
Interview Questionnaire
1 Question
- Q1. Its for FP&A process and the major questions were from the basics of FP&A. How it starts and how its ends and Previous job roles.
Interview Preparation Tips
I applied via Job Fair and was interviewed before Feb 2021. There were 2 interview rounds.
(1 Question)
- Q1. Basic accounting methods and journals
Interview Preparation Tips
I applied via Naukri.com and was interviewed before Feb 2021. There were 2 interview rounds.
(1 Question)
- Q1. Questions on Salesforce Basics. One can learn all great features in Salesforce.com but we must know the basic admin functionalities and features in Saleforce.
(1 Question)
- Q1. The questions will be on your career, Resume. They will look for story telling skills, can you be a team player and individual player, etc. Can be technical as well.
Interview Preparation Tips
I applied via Walk-in and was interviewed in Jan 2019. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Work experience in current organisation
- Q2. What is unique about you
- Ans.
I have a unique combination of analytical skills, creativity, and strong attention to detail.
I have a background in both finance and graphic design, allowing me to approach problems from multiple perspectives.
I excel at finding innovative solutions to complex problems.
I am known for my ability to think outside the box and come up with creative solutions.
I have a keen eye for detail and always strive for perfection in m
- Q3. What you value added to your last organisation
- Ans.
I added value to my last organization by implementing data-driven strategies to improve efficiency and decision-making.
Implemented data analytics tools to optimize processes and identify cost-saving opportunities
Developed KPI dashboards to track performance and make informed business decisions
Led cross-functional teams to successfully launch new products and services
Provided training and mentorship to junior analysts t
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.
Focus on industry-specific nuances
Interview Preparation Tips
I applied via Naukri.com and was interviewed before May 2021. There were 2 interview rounds.
Coding questions will be given
Interview Preparation Tips
I applied via Campus Placement and was interviewed before Jul 2021. There was 1 interview round.
(1 Question)
- Q1. All questions are related to cost audit
Interview Preparation Tips
I applied via Company Website and was interviewed before Jan 2021. There was 1 interview round.
Interview Questionnaire
6 Questions
- Q1. Tell about your self
- Q2. Tell your family
- Q3. What completed education
- Q4. What u did recent year
- Q5. Where you worked
- Q6. I worked axis Bank
Interview Preparation Tips
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Ernst & Young Credit Analyst Interview Process
based on 1 interview
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