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Ernst & Young Credit Analyst Interview Questions and Answers

Updated 22 Mar 2023

Ernst & Young Credit Analyst Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
  • Ans. 

    EBITDA and FCF are important financial metrics for credit analysis. FCF can be derived from EBITDA by adjusting for non-cash expenses and changes in working capital.

    • EBITDA measures a company's operating performance before interest, taxes, depreciation, and amortization.

    • FCF measures the cash generated by a company's operations that is available for distribution to investors.

    • To derive FCF from EBITDA, you need to adjust ...

  • Answered by AI
  • Q2. Difference between term loan and project finance
  • Ans. 

    Term loan is a general purpose loan while project finance is a specific loan for a particular project.

    • Term loan is a loan provided for general business purposes while project finance is a loan provided for a specific project.

    • Project finance is secured by the assets and cash flows of the project while term loan is secured by the general assets of the borrower.

    • Project finance is usually for a longer term than term loan.

    • P...

  • Answered by AI
  • Q3. Financial covenants and other covenants for lending purpose
  • Q4. Questions on working capital
  • Q5. Various types of banking products
  • Ans. 

    Banking products include savings accounts, checking accounts, loans, credit cards, and investment accounts.

    • Savings accounts: earn interest on deposited funds

    • Checking accounts: used for daily transactions and bill payments

    • Loans: borrowed funds with interest to be paid back over time

    • Credit cards: allow users to make purchases on credit with interest

    • Investment accounts: used to invest in stocks, bonds, and other securitie

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about loan products in wholesale banking space like term loan, business card, Line of credit , letter of credit, settlement limits, derivative products etc
Thorough understanding of financial statements and the interlink between statements.
Financial ratios used in credit analysis.

Interview questions from similar companies

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Spring container and beans
  • Q2. Annotations used in Springboot
  • Ans. 

    Annotations are used in Springboot to simplify configuration and reduce boilerplate code.

    • Annotations are used to define the behavior of Spring components

    • They can be used to define the scope of a bean, inject dependencies, and handle exceptions

    • Some commonly used annotations include @Component, @Autowired, and @ExceptionHandler

  • Answered by AI
  • Q3. Java 8 New Features and explanation
  • Ans. 

    Java 8 introduced several new features including lambda expressions, streams, and default methods.

    • Lambda expressions allow for functional programming and simplify code.

    • Streams provide a way to process collections of data in a functional style.

    • Default methods allow for adding new methods to interfaces without breaking existing implementations.

    • Other features include the Optional class, Date and Time API, and Nashorn Java

  • Answered by AI
Round 2 - HR 

(1 Question)

  • Q1. What is your expected package

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare the topics thoroughly with working examples. Theoretical knowledge is not enough to really grasp the concepts.

Skills evaluated in this interview

I applied via Walk-in and was interviewed before Feb 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Its for FP&A process and the major questions were from the basics of FP&A. How it starts and how its ends and Previous job roles.

Interview Preparation Tips

Interview preparation tips for other job seekers - It's quite a moderate interview but be prepare for more rounds of technical interviews.

I applied via Job Fair and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Aptitude Test 
Round 2 - One-on-one 

(1 Question)

  • Q1. Basic accounting methods and journals

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident About what you are saying

I applied via Naukri.com and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Questions on Salesforce Basics. One can learn all great features in Salesforce.com but we must know the basic admin functionalities and features in Saleforce.
Round 2 - Behavioral 

(1 Question)

  • Q1. The questions will be on your career, Resume. They will look for story telling skills, can you be a team player and individual player, etc. Can be technical as well.

Interview Preparation Tips

Interview preparation tips for other job seekers - First know the basics of Saleforce.com for functional role then you dive into all great features in Salesforce.

I applied via Walk-in and was interviewed in Jan 2019. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Work experience in current organisation
  • Q2. What is unique about you
  • Ans. 

    I have a unique combination of analytical skills, creativity, and strong attention to detail.

    • I have a background in both finance and graphic design, allowing me to approach problems from multiple perspectives.

    • I excel at finding innovative solutions to complex problems.

    • I am known for my ability to think outside the box and come up with creative solutions.

    • I have a keen eye for detail and always strive for perfection in m

  • Answered by AI
  • Q3. What you value added to your last organisation
  • Ans. 

    I added value to my last organization by implementing data-driven strategies to improve efficiency and decision-making.

    • Implemented data analytics tools to optimize processes and identify cost-saving opportunities

    • Developed KPI dashboards to track performance and make informed business decisions

    • Led cross-functional teams to successfully launch new products and services

    • Provided training and mentorship to junior analysts t

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest and bold

I applied via Campus Placement and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Focus on industry-specific nuances

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus on the industry you are familiar with and discuss the challenges and probable solutions.

I applied via Naukri.com and was interviewed before May 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Coding Test 

Coding questions will be given

Interview Preparation Tips

Interview preparation tips for other job seekers - Do well. Be bold and answer what you know.

I applied via Campus Placement and was interviewed before Jul 2021. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. All questions are related to cost audit

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident whiling answering questions

I applied via Company Website and was interviewed before Jan 2021. There was 1 interview round.

Interview Questionnaire 

6 Questions

  • Q1. Tell about your self
  • Q2. Tell your family
  • Q3. What completed education
  • Q4. What u did recent year
  • Q5. Where you worked
  • Q6. I worked axis Bank

Interview Preparation Tips

Interview preparation tips for other job seekers - I want share my experience with company what is my strength and my weekness

Ernst & Young Interview FAQs

How many rounds are there in Ernst & Young Credit Analyst interview?
Ernst & Young interview process usually has 2 rounds. The most common rounds in the Ernst & Young interview process are Resume Shortlist and One-on-one Round.
How to prepare for Ernst & Young Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ernst & Young. The most common topics and skills that interviewers at Ernst & Young expect are Credit Analysis, Credit Assessment, Credit Risk Analysis, Credit Underwriting and EMEA.
What are the top questions asked in Ernst & Young Credit Analyst interview?

Some of the top questions asked at the Ernst & Young Credit Analyst interview -

  1. Importance of EBITDA and FCF. How to derive FCF from EBIT...read more
  2. Difference between term loan and project fina...read more
  3. Various types of banking produ...read more

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Ernst & Young Credit Analyst Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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₹5 L/yr - ₹9.2 L/yr
23% less than the average Credit Analyst Salary in India
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