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Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
Bank of Baroda has a long history of providing reliable banking services to customers.
The bank has a strong reputation for its ethical practices and customer-centric approach.
Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.
The bank has a strong presence bo...
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
Opportunity to work with diverse clients and industries
Involvement in complex financial transactions and structures
Exposure to a variety of financial products such as loans, trade finance, and treasury services
Opportunity for career growth and development in a fast-paced environme
I applied via Newspaper Ad and was interviewed before Jan 2023. There was 1 interview round.
Hypothecation is when an asset is pledged as collateral without transferring ownership, while pledge involves transferring ownership of an asset as collateral.
Hypothecation allows the borrower to retain possession and use of the asset.
In a pledge, the lender takes ownership of the asset until the debt is repaid.
Hypothecation is commonly used in loans for vehicles, where the lender holds the vehicle's registration paper...
INDAS and US GAAP are accounting standards used in different countries.
INDAS stands for Indian Accounting Standards, while US GAAP stands for Generally Accepted Accounting Principles used in the United States.
INDAS is based on International Financial Reporting Standards (IFRS), while US GAAP is based on a mixture of IFRS and local accounting principles.
INDAS is used by companies in India, while US GAAP is used by compa...
Ratios are essential tools in financial analysis to assess a company's performance and financial health.
Ratios help evaluate a company's profitability, liquidity, solvency, and efficiency.
Common ratios include the current ratio, debt-to-equity ratio, return on equity, and gross profit margin.
These ratios provide insights into a company's ability to meet short-term obligations, manage debt, generate profits, and control...
I applied via Company Website and was interviewed in May 2023. There were 2 interview rounds.
Bank of Baroda interview questions for designations
Top trending discussions
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.
I applied via Recruitment Consultant and was interviewed in Feb 2021. There was 1 interview round.
I would gather sales data and installed capacity information of the customers to analyze their creditworthiness.
I would request sales data from the customers to understand their revenue generation.
I would also gather information on their installed capacity to assess their production capabilities.
This data would help me determine their creditworthiness and ability to repay loans.
For example, if a customer has high sales...
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
Golden rules of Accounting are basic principles that guide the process of recording financial transactions.
There are three golden rules of accounting: Debit what comes in, Credit what goes out, Debit the receiver, Credit the giver, Debit all expenses and losses, Credit all incomes and gains.
These rules help maintain the balance sheet and ensure accurate financial reporting.
For example, when a company receives cash from...
I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.
Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category
Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.
Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.
Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.
Processing a Working Capital Loan ...
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Interview experience
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Rating in categories
Senior Manager
367
salaries
| ₹0 L/yr - ₹0 L/yr |
Manager
291
salaries
| ₹0 L/yr - ₹0 L/yr |
Chief Manager
269
salaries
| ₹0 L/yr - ₹0 L/yr |
Assistant Manager
262
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Manager
208
salaries
| ₹0 L/yr - ₹0 L/yr |
State Bank of India
ICICI Bank
HDFC Bank
Axis Bank