Filter interviews by
Bank of Baroda is a reputable and established financial institution with a strong presence in the market.
Bank of Baroda has a long history of providing reliable banking services to customers.
The bank has a strong reputation for its ethical practices and customer-centric approach.
Bank of Baroda offers a wide range of financial products and services to meet the diverse needs of customers.
The bank has a strong presence bo...
Wholesale banking offers exposure to a wide range of industries and financial products, providing a challenging and dynamic work environment.
Opportunity to work with diverse clients and industries
Involvement in complex financial transactions and structures
Exposure to a variety of financial products such as loans, trade finance, and treasury services
Opportunity for career growth and development in a fast-paced environme
I applied via Newspaper Ad and was interviewed before Jan 2023. There was 1 interview round.
Hypothecation is when an asset is pledged as collateral without transferring ownership, while pledge involves transferring ownership of an asset as collateral.
Hypothecation allows the borrower to retain possession and use of the asset.
In a pledge, the lender takes ownership of the asset until the debt is repaid.
Hypothecation is commonly used in loans for vehicles, where the lender holds the vehicle's registration paper...
INDAS and US GAAP are accounting standards used in different countries.
INDAS stands for Indian Accounting Standards, while US GAAP stands for Generally Accepted Accounting Principles used in the United States.
INDAS is based on International Financial Reporting Standards (IFRS), while US GAAP is based on a mixture of IFRS and local accounting principles.
INDAS is used by companies in India, while US GAAP is used by compa...
Ratios are essential tools in financial analysis to assess a company's performance and financial health.
Ratios help evaluate a company's profitability, liquidity, solvency, and efficiency.
Common ratios include the current ratio, debt-to-equity ratio, return on equity, and gross profit margin.
These ratios provide insights into a company's ability to meet short-term obligations, manage debt, generate profits, and control...
What people are saying about Bank of Baroda
I applied via Company Website and was interviewed in May 2023. There were 2 interview rounds.
Bank of Baroda interview questions for designations
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
Axis Bank offers a range of products for processing including loans, credit cards, savings accounts, and investment options.
Loans such as personal loans, home loans, and car loans
Credit cards with various rewards and benefits
Savings accounts with competitive interest rates
Investment options such as mutual funds and fixed deposits
As a Credit Analyst, I would collect details about the business to assess its creditworthiness.
Business financial statements (income statement, balance sheet, cash flow statement)
Credit history and payment behavior
Industry trends and market conditions
Management team and their experience
Collateral and assets
Legal and regulatory compliance
Customer base and revenue streams
I applied via Referral and was interviewed before Jan 2022. There were 2 interview rounds.
I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.
I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.
Very basic aptitude test post selection.
I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.
OD stands for Overdraft while VC stands for Venture Capital.
OD is a type of credit facility provided by banks to customers where they can withdraw more money than they have in their account, up to a certain limit.
VC is a form of financing provided to early-stage companies that have the potential for high growth in exchange for equity ownership.
OD is typically short-term and used for managing cash flow fluctuations, whi...
Drawing power is determined by assessing the borrower's ability to access funds from their credit line.
Evaluate the borrower's current outstanding balance on their credit line.
Consider the borrower's credit limit and any restrictions on the line of credit.
Assess the borrower's repayment history and creditworthiness.
Calculate the difference between the credit limit and the outstanding balance to determine the drawing po...
DLOD stands for Days Late on Delivery, a metric used to measure the number of days a delivery is late.
DLOD is calculated by subtracting the actual delivery date from the scheduled delivery date.
It helps assess the efficiency of a company's supply chain and logistics operations.
For example, if a shipment was scheduled to be delivered on January 15th but arrived on January 20th, the DLOD would be 5 days.
Leverage ratio is a financial metric that measures the proportion of a company's debt to its equity.
Leverage ratio is calculated by dividing total debt by total equity.
It indicates the level of financial risk a company is taking by using debt to finance its operations.
A high leverage ratio means a company has more debt relative to equity, which can be risky in times of economic downturn.
A low leverage ratio indicates a...
Seeking new challenges and growth opportunities in a more dynamic environment.
Looking for new challenges and opportunities for growth
Interested in a more dynamic work environment
Seeking to expand my skill set and knowledge in credit analysis
based on 4 interviews
Interview experience
based on 8 reviews
Rating in categories
Senior Manager
367
salaries
| ₹9.5 L/yr - ₹33 L/yr |
Manager
321
salaries
| ₹8 L/yr - ₹25 L/yr |
Assistant Manager
275
salaries
| ₹5.5 L/yr - ₹21 L/yr |
Chief Manager
273
salaries
| ₹14 L/yr - ₹52 L/yr |
Credit Manager
209
salaries
| ₹7 L/yr - ₹24 L/yr |
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank