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Bank of Baroda Credit Officer Interview Questions, Process, and Tips
Top Bank of Baroda Credit Officer Interview Questions and Answers
- Q1. Difference between cash credit. And overdraft
- Q2. Latest banking and economic news
- Q3. What you think a bank does
Bank of Baroda Credit Officer Interview Experiences
7 interviews found
Anonymous
(2 Questions)
- Q1. Ratio Analysis CR DER DSCR ICR
- Q2. SAM MSME Classification
Selected
I applied via campus placement at University of Calcutta, Kolkata and was interviewed before Jan 2024. There was 1 interview round.
Asked about latest banking norms
Selected
I applied via Company Website and was interviewed before Apr 2023. There were 3 interview rounds.
It's tough if you have not practiced well.
Go through current affairs regularly
(1 Question)
- Q1. Introduce yourself. Why this job after acquiring this degree. General knowledge questions
Selected
I applied via Company Website and was interviewed before Mar 2022. There was 1 interview round.
(2 Questions)
- Q1. Companies act related questions.
- Q2. Taxation related questions
Bank of Baroda interview questions for designations
Selected
I applied via campus placement at Acharya Tulsi National College of Commerce, Shimoga and was interviewed before Jul 2022. There were 2 interview rounds.
On general agenda and banking
(2 Questions)
- Q1. About current affairs and specifically in banking sector
- Q2. Recession and it's effects
- Ans.
Recession is a period of economic decline characterized by a decrease in GDP, employment, and consumer spending.
Recession is a normal part of the economic cycle, typically lasting 6-18 months.
Effects of recession include higher unemployment rates, decreased consumer confidence, and reduced business investment.
During a recession, credit risk increases as borrowers may struggle to repay loans.
Credit officers must closely...
I applied via Walk-in and was interviewed before Jun 2020. There were 5 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Why you want to be a Banker
- Q2. What is your ambition
- Q3. What you think a bank does
- Ans.
A bank is a financial institution that accepts deposits, makes loans, and provides other financial services.
Accepts deposits from customers
Provides loans to individuals and businesses
Offers various financial services such as credit cards, savings accounts, and investment products
Facilitates transactions between customers and other banks
Manages risk and ensures compliance with regulations
Earns revenue through interest o...
Interview Preparation Tips
Speak in language which you know
I applied via Company Website and was interviewed before Oct 2019. There were 3 interview rounds.
Interview Questionnaire
9 Questions
- Q1. Yourself
- Q2. Engineering then bank
- Q3. Bank can posted you anywhere in india are you ready to relocate
- Q4. What is your goal
- Q5. Banking related question like rbi function etc
- Q6. How you perform in the bank and why should I hire you
- Q7. Latest banking and economic news
- Ans.
The latest banking and economic news covers topics such as interest rates, inflation, and economic growth.
The Federal Reserve recently announced that they will keep interest rates near zero until 2023.
Inflation has been rising due to supply chain disruptions and increased demand.
The US economy grew at an annual rate of 6.4% in the first quarter of 2021.
The stock market has been volatile due to concerns about inflation ...
- Q8. Difference between cash credit. And overdraft
- Ans.
Cash credit is a loan given against inventory or receivables, while overdraft is a facility to withdraw more than the available balance.
Cash credit is a short-term loan given to businesses to meet their working capital needs.
It is secured against inventory or receivables.
Interest is charged only on the amount utilized.
Overdraft is a facility given to account holders to withdraw more than the available balance in their ...
- Q9. Financial ration
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about yourself
- Q2. What are your strengths and weaknesses
Interview Preparation Tips
akshay nagdeve
Selected
I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.
Verbal and novarbal questions
(2 Questions)
- Q1. About your self?
- Q2. Tell about your previous experience?
Interview Preparation Tips
- Previous experience
IBPS takes test moderate to high
(2 Questions)
- Q1. Assessment of working capital
- Ans.
Assessment of working capital involves analyzing a company's current assets and liabilities to determine its ability to meet short-term financial obligations.
Calculate working capital by subtracting current liabilities from current assets.
A positive working capital indicates the company has enough assets to cover its short-term debts.
A negative working capital may signal financial trouble and the need for additional fu...
- Q2. Why do you wan tot join banj
Interview Preparation Tips
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Bank of Baroda Interviews By Designations
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Bank of Baroda Credit Officer Interview Process
based on 5 interviews
Interview experience
Credit Officer Interview Questions from Similar Companies
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Bank of Baroda Credit Officer Reviews and Ratings
based on 35 reviews
Rating in categories
|
Senior Manager
371
salaries
|  ₹9.6 L/yr - ₹37 L/yr |
|
Manager
326
salaries
| ₹7 L/yr - ₹25 L/yr |
|
Chief Manager
262
salaries
| ₹13.7 L/yr - ₹52 L/yr |
|
Assistant Manager
259
salaries
| ₹5.5 L/yr - ₹21 L/yr |
|
Credit Manager
209
salaries
| ₹7 L/yr - ₹22.8 L/yr |
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