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Bank of Baroda

3.6
based on 1.7k Reviews

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Company Overview
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Working at Bank of Baroda
Company Summary
Bank of Baroda offers India's International Bank offers Net Banking Services & Personal banking services like Accounts & Deposits, Cards, Loans, Insurance & more to meet your banking needs.
Overall Rating
3.6/5
based on 1.7k reviews

5% below
industry average

Highly rated for 
Job security

Critically rated for
Promotions, Work satisfaction, Company culture
Work Policy

Work from office
84% employees reported

Monday to Saturday
41% employees reported

Strict timing
65% employees reported

Within city
40% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
101 employees reported
Health insurance
85 employees reported
Office cab/shuttle
33 employees reported
Professional degree assistance
31 employees reported
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About Bank of Baroda
Founded in1908 (117 yrs old)
India Employee Count50k-1 Lakh
Global Employee Count50k-1 Lakh
India HeadquartersVadodara/Baroda, Gujrat, India
Office Locations
Websitebankofbaroda.com
Primary Industry
Other Industries
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Bank of Baroda is an Indian state-owned International banking and financial services company headquartered in Vadodara (earlier known as Baroda) in Gujarat, India. It is the second largest bank in India, next to State Bank Of India. Its headquarters is in Vadodara, it has a corporate office in the Mumbai.
It has been a long and eventful journey of almost a century across 21 countries. Starting in 1908 from a small building in Baroda to its new hi-rise and hi-tech Baroda Corporate Centre in Mumbai, is a saga of vision, enterprise, financial prudence and corporate governance.
Mission: To be a top ranking National Bank of International Standards committed to augmenting stake holders' value through concern, care and competence.
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Bank of Baroda Ratings
based on 1.7k reviews
Overall Rating
3.6/5
How AmbitionBox ratings work?
5
746
4
359
3
236
2
149
1
221
Category Ratings
4.0
Job security
3.5
Salary
3.3
Work-life balance
3.3
Skill development
3.2
Company culture
3.2
Work satisfaction
3.1
Promotions
Bank of Baroda is rated 3.6 out of 5 stars on AmbitionBox, based on 1.7k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Bank of Baroda
based on 1.6k reviews
3.4
Rated by 335 Women
Rated 3.9 for Job security and 3.3 for Salary
3.6
Rated by 1.2k Men
Rated 4.0 for Job security and 3.6 for Salary
Work Policy at Bank of Baroda
based on 215 reviews in last 6 months
Work from office
84%
Permanent work from home
10%
Hybrid
6%
Bank of Baroda Reviews
Top mentions in Bank of Baroda Reviews
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Compare Bank of Baroda with Similar Companies
![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
---|---|---|---|---|
Overall Rating | 3.6/5 based on 1.7k reviews | 4.0/5 based on 38.3k reviews ![]() | 3.9/5 based on 39.8k reviews ![]() | 3.8/5 based on 3.9k reviews |
Highly Rated for | Job security | Job security Skill development Company culture | Job security Skill development | Job security Salary |
Critically Rated for | Promotions Company culture Work satisfaction | ![]() No critically rated category | Promotions | ![]() No critically rated category |
Primary Work Policy | Work from office 84% employees reported | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 82% employees reported |
Rating by Women Employees | 3.4 Average rated by 335 women | 3.9 Good rated by 10.1k women | 3.7 Good rated by 8.3k women | 3.8 Good rated by 829 women |
Rating by Men Employees | 3.6 Good rated by 1.2k men | 4.0 Good rated by 26.4k men | 3.9 Good rated by 29.5k men | 3.8 Good rated by 2.7k men |
Job security | 4.0 Good | 4.1 Good | 4.0 Good | 4.1 Good |
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Bank of Baroda Salaries
Bank of Baroda salaries have received with an average score of 3.5 out of 5 by 1.7k employees.
Chief Manager
(269 salaries)
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₹13.9 L/yr - ₹52 L/yr
Credit Manager
(208 salaries)
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₹7 L/yr - ₹24 L/yr
Senior Relationship Manager
(186 salaries)
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₹4.4 L/yr - ₹14.9 L/yr
Officer
(134 salaries)
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₹5.1 L/yr - ₹17 L/yr
Branch Manager
(131 salaries)
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₹7 L/yr - ₹25 L/yr
Credit Officer
(106 salaries)
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₹6 L/yr - ₹20 L/yr
Banking Officer
(103 salaries)
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₹3.3 L/yr - ₹13 L/yr
Business Associate
(66 salaries)
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₹4 L/yr - ₹10 L/yr
Sales Executive
(62 salaries)
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₹1.8 L/yr - ₹3.5 L/yr
Wealth Manager
(59 salaries)
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₹4.2 L/yr - ₹14.4 L/yr
Bank of Baroda Interview Questions
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Bank of Baroda News
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SBI, HDFC Bank, Bank Of Baroda, ICICI Bank: Check Latest Interest Rates From These Top Banks
- The latest personal loan interest rates from SBI, HDFC Bank, Bank of Baroda, and ICICI Bank are as follows:
- HDFC Bank: 10.85% to 24% (processing fee of Rs 6,500)
- ICICI Bank: 10.85% to 16.65% per annum (processing fee of up to 2% + tax)
- Bank of Baroda: 12.15% to 18.50% (for private sector employees)
Bloomberg Quint | 5 Mar, 2025

BoB announces launch of pilot CBDC-based ‘Loyalty/Cashback Programme’ for merchants
- Bank of Baroda (BoB) has announced the launch of a pilot CBDC-based 'Loyalty/Cashback Programme' for merchants.
- This functionality will allow small and medium merchants to independently design and launch loyalty/cashback programmes for their customers.
- Merchants registered on the 'bob Merchant App' can now run loyalty/cashback programmes without investing in additional infrastructure or software.
- Customers making a purchase using the bob World Digital Rupee app will receive cashback in the form of Programmable CBDC from the merchant.
HinduBusinessLine | 27 Feb, 2025

Bank of Baroda focuses on empowering Karnataka farmers with financial help, tech: Executive Director
- Bank of Baroda is focusing on empowering Karnataka farmers with financial help and technology.
- The bank is integrating its system with the FRUITS portal of the Karnataka government to reduce turnaround time for credit flow and minimize the risk of fraud in agriculture loans.
- Bank of Baroda is entering into a tie-up with the Karnataka State Rural Livelihood Mission to financially support self-help groups (SHGs) under the National Rural Livelihood Mission scheme.
- The bank is expanding its branch network in rural areas and has increased its share of rural branches in the state from 10% to 41% by leveraging the branch network of the erstwhile Vijaya Bank.
HinduBusinessLine | 25 Feb, 2025
ICICI Securities revise Nifty 50 target to 27,000 level, Sensex at 90,000
- ICICI Securities has revised the target for Nifty 50 to 27,000 and for Sensex to 90,000.
- The brokerage firm expects corporate earnings to rebound as election-led uncertainty and Union Budget are behind.
- The report highlights that the market provides lucrative opportunities for long-term wealth generation with more reasonable valuations.
- ICICI Securities identifies key sectors for investment and mentions Bank of Baroda, Persistent Systems, Tata Consumer Products, Jindal Steel and Power, Va Tech Wabag, Piramal Pharma, JK Cement, and Titan Company as its top picks.
HinduBusinessLine | 21 Feb, 2025

Nifty Bank Prediction today – Feb 21, 2025: Price action suggest a fall, consider short
- Nifty Bank futures opened lower and are currently trading at 49,000, down 1%.
- All 12 stocks in the Nifty Bank index are in the red.
- ICICI Bank and Bank of Baroda are the top losers, down 1.5% and 1.4% respectively.
- Price action suggests a potential fall to 48,500 with resistance at 49,300 and 49,500.
HinduBusinessLine | 21 Feb, 2025

Bank of Baroda cuts NIM guidance after Q3 profit beat
- Bank of Baroda (BoB) has revised its net interest margin (NIM) guidance downward for FY25 to 3-3.1 per cent following a 16 basis points quarter-on-quarter decline in Q3FY25 margins to 2.94 per cent.
- The margin decline was partially attributed to the reclassification of penal interest as penal charges, impacting NIMs by 5-7 basis points in 9MFY25. The bank also pulled back growth in high-yielding personal loans amid rising asset quality concerns in this segment, though other retail secured portfolios remained stable.
- BoB’s Special Mention Account (SMA1+SMA2) book showed a slight increase to 0.49 per cent from 0.47 per cent in September 2024. Management maintains its FY25 guidance for slippages at 1-1.2 per cent and expects credit costs to remain below 75 basis points.
- Axis Securities has maintained its “Buy” rating on the stock but reduced its target price to ₹280 from ₹310 per share. The brokerage values the bank at 1.0x September 2026 estimated adjusted book value, citing reasonable valuations despite near-term margin pressures. The firm has also adjusted its estimates, cutting NII projections by 2.4-2.6 per cent for FY25-27 while raising FY25 PAT estimates by 2.4 per cent.
HinduBusinessLine | 19 Feb, 2025

Bitcoin DeFi Takes Center Stage in 2025 with BOB Leading the Charge
- In 2025, the Bitcoin DeFi ecosystem is thriving, with a notable project called BOB leading the charge.
- BOB represents the growth of Bitcoin DeFi, offering innovative solutions for decentralized finance on the Bitcoin network.
- Significant strides have been made in Bitcoin DeFi, with projects like Babylon's non-custodial staking paving the way for Bitcoin Liquid Staking Tokens.
- BOB's hybrid Layer-2 architecture and integration of BitVM technology enable secure and fast Bitcoin transfers for DeFi applications.
- Bitcoin Secured Networks (BSNs) play a crucial role in enhancing Bitcoin's DeFi potential, with BOB serving as a key security provider.
- BOB has seen impressive growth, with over 100 protocols integrated and nearly $240 million locked in its ecosystem.
- Strategic partnerships with platforms like Avalon Finance and Uniswap V3 have further propelled BOB's growth in the Bitcoin derivatives market.
- By 2025, BOB is poised to pioneer Bitcoin DeFi with the launch of the trust-minimized BitVM bridge for faster and more accessible Bitcoin transfers.
- BOB's community engagement efforts, like the current Spice bonus event, highlight its commitment to building a vibrant DeFi community.
- With its focus on security, scalability, and liquidity, BOB is well-positioned to lead the way in the evolving landscape of Bitcoin DeFi.
NullTX | 19 Feb, 2025

Nifty Bank prediction today – February 19, 2025: Chart shows upward shift in trend, go long
- All 12 stocks in the Nifty Bank index are showing gains, led by Punjab National Bank, Bank of Baroda, and Axis Bank.
- Nifty PSU Bank and Nifty Private Bank are both advancing, with public sector banks performing better than private banks.
- Nifty Bank futures are currently trading at 49,650, up 0.9%, indicating a bullish trend in the intraday outlook.
- The target for Nifty Bank futures is expected to be 50,000, with a support level at 49,500 and a stop-loss at 49,300.
HinduBusinessLine | 19 Feb, 2025

Floating rate retail loans get cheaper
- Banks including State Bank of India, Punjab National Bank, Bank of Baroda, Union Bank of India, and Bank of India have reduced their external benchmark lending rates (EBLRs) by the same percentage as the repo rate cut.
- This reduction in lending rates could lead to a decrease in equated monthly installment (EMI) for borrowers and is expected to incite fierce competition among banks to attract business.
- For example, SBI has lowered its EBLR and its Repo Linked Lending Rate (RLLR) from their previous values to new, lower rates.
- While transmission of the repo rate cut to lending rates is smooth, deposit rates are not expected to change due to liquidity constraints and increased yields on corporate bonds.
HinduBusinessLine | 17 Feb, 2025

Stock Market Today: All You Need To Know Going Into Trade On Feb. 14
- The Nifty 50 and Sensex closed lower for the seventh consecutive session, with Infosys Ltd. and HDFC Bank Ltd. impacting Nifty 50 the most.
- Foreign portfolio investors sold stocks worth around Rs 2,789.9 crore, while domestic institutional investors bought equities worth Rs 2,934.5 crore.
- Indian rupee closed flat at 86.89 against the US dollar, maintaining its previous day's closing value.
- Key earnings highlights include Hindalco Industries, KNR Constructions, Carborundum Universal, Senco Gold, Titagarh Rail Systems, United Breweries, HCC, KIOCL, and more.
- Stocks to watch include Mahindra Lifespace Developers, Manappuram Finance, Bank of Baroda, TCS, Ultratech Cement, and more with various corporate actions and developments.
- IPO offerings mention Hexaware Technologies subscription status and Quality Power Electrical Equipments forthcoming public offer details.
- Insider trading activities reported acquisitions by promoters of companies like Mangalam Cement, Jindal Drilling & Industries, Jindal Steel & Power, and others.
- Market trading tweaks, F&O cues, currency update about the Indian rupee closing flat against the US dollar, and other financial market insights are also shared.
Bloomberg Quint | 14 Feb, 2025

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Bank of Baroda Subsidiaries
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4.1
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3.2
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• 46 reviews
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3.5
• 6 reviews
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Bank of Baroda FAQs
When was Bank of Baroda founded?
Bank of Baroda was founded in 1908. The company has been operating for 117 years primarily in the Banking sector.
Where is the Bank of Baroda headquarters located?
Bank of Baroda is headquartered in Vadodara/Baroda, Gujrat. It operates in 16 cities such as Mumbai, New Delhi, Hyderabad / Secunderabad, Bangalore / Bengaluru, Ahmedabad. To explore all the office locations, visit Bank of Baroda locations.
How many employees does Bank of Baroda have in India?
Bank of Baroda currently has more than 74,000+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in Bank of Baroda based on the number of reviews submitted on AmbitionBox.
Does Bank of Baroda have good work-life balance?
Bank of Baroda has a work-life balance rating of 3.3 out of 5 based on 1,700+ employee reviews on AmbitionBox. 35% employees rated Bank of Baroda 3 or below, while 65% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Bank of Baroda work-life balance reviews for more details
Is Bank of Baroda good for career growth?
Career growth at Bank of Baroda is rated as moderate, with a promotions and appraisal rating of 3.1. 35% employees rated Bank of Baroda 3 or below, while 65% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Bank of Baroda promotions/appraisals reviews for more detailed insights.
What are the pros and cons of working in Bank of Baroda?
Working at Bank of Baroda comes with several advantages and disadvantages. It is highly rated for job security. However, it is poorly rated for promotions / appraisal, work satisfaction and company culture, based on 1,700+ employee reviews on AmbitionBox.
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