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HDFC Bank Credit Officer Interview Questions and Answers

Updated 3 Jan 2025

HDFC Bank Credit Officer Interview Experiences

12 interviews found

Credit Officer Interview Questions & Answers

user image akshay nagdeve

posted on 19 Oct 2024

Interview experience
3
Average
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Verbal and novarbal questions

Round 2 - HR 

(2 Questions)

  • Q1. About your self?
  • Q2. Tell about your previous experience?

Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:
  • Previous experience
Interview preparation tips for other job seekers - knowledge about your previous experience

Sun Pharmaceutical Industries

Join us and thrive in a company culture that inspires and empowers.

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 5 interview rounds.

Round 1 - Group Discussion 

Oral communication with Hindi marathi

Round 2 - Assignment 

Courcess assignment completed

Round 3 - Reference 

(3 Questions)

  • Q1. Joined in reference basis
  • Q2. Your responsibility reference
  • Q3. Direct joining with senior based
Round 4 - One-on-one 

(1 Question)

  • Q1. No any questions by reference
Round 5 - Technical 

(1 Question)

  • Q1. Be the best technical knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Ask meaning please check single day reference basis joining

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. What was Credit officer role and responsibilities

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz sir kindly request for a job requirement.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. ARE YOU OK TO WORK ANOTHER PLACE
  • Ans. 

    I'm Ok To Work Another Place

  • Answered Anonymously
  • Q2. ARE STATISY WITH IS OFFER
  • Q3. You Have to stay given your location only
  • Ans. 

    I Will Stay At Near To Given Location Only

  • Answered Anonymously
  • Q4. Your travel allowances will come from your location
  • Ans. 

    My Travel Allowance Will Come From My Location

  • Answered Anonymously
  • Q5. You have to go Branch daily and attendance
  • Ans. I will Go daily To Branch
  • Answered Anonymously

HDFC Bank interview questions for designations

 Senior Credit Officer

 (1)

 Credit Manager

 (52)

 Credit Analyst

 (2)

 Credit Underwriter

 (1)

 Senior Manager Credit

 (4)

 Credit Risk Analyst

 (2)

 Branch Credit Manager

 (1)

 Assistant Credit Manager

 (1)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(3 Questions)

  • Q1. What is your long term goal
  • Q2. Tell me about your self
  • Q3. Why do you want this job

Interview Preparation Tips

Interview preparation tips for other job seekers - To be very honest and helping nature to all of them and good human being
Interview experience
3
Average
Difficulty level
Hard
Process Duration
6-8 weeks
Result
Not Selected

I applied via Walk-in and was interviewed in Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

Due to self interdiction & current Job & family details .

Round 3 - Group Discussion 

Due to working discussion & job role policy & criteria as per bank policy.

Interview Preparation Tips

Interview preparation tips for other job seekers - Due to last interview you will selected hr called you as policy.you will wait.

Credit Officer Interview Questions & Answers

user image RUHIT CHANDRA PAL

posted on 26 Nov 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all Resume tips
Round 2 - Aptitude Test 

Knowledge of work and culture of the company

Round 3 - Group Discussion 

Knowledge of bank culture and knowledge of work

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Tell me something about yourself
  • Ans. Formally describe about yourself and background
  • Answered Anonymously
  • Q2. How will you handle you work
  • Q3. Just brief them your seriousness about giving tasks

Interview Preparation Tips

Interview preparation tips for other job seekers - As i was fresher so it was quite easy and in advice note so please be prepared for required knowledge

Interview Questionnaire 

1 Question

  • Q1. How can you verify borrow house?
  • Ans. 

    To verify a borrower's house, you can use various methods such as conducting property inspections, reviewing property documents, and checking property ownership records.

    • Conduct property inspections to physically verify the existence and condition of the house.

    • Review property documents like title deeds, sale agreements, and property tax receipts to ensure the borrower's ownership.

    • Check property ownership records at the ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I think any applicant interview time only usage own previous experience.
Interviewer asked all questions of previous experience.

Interview Questionnaire 

12 Questions

  • Q1. I have done my computer science engineering diploma
  • Q2. I like banking job
  • Q3. MY name is name Mandeep kaur
  • Q4. I am from patti dist tarn tran
  • Q5. I select cradit card job
  • Q6. Diploma
  • Q7. I like use labtop
  • Q8. Computer science engineering diploma
  • Q9. I like this job
  • Q10. I like interview
  • Q11. This interview is very perfect
  • Q12. I like to use the computer
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HDFC Bank Interview FAQs

How many rounds are there in HDFC Bank Credit Officer interview?
HDFC Bank interview process usually has 2-3 rounds. The most common rounds in the HDFC Bank interview process are HR, Resume Shortlist and Group Discussion.
How to prepare for HDFC Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Bank. The most common topics and skills that interviewers at HDFC Bank expect are Channel Partners, Communication Skills, Finance, Financial Services and Front Office.
What are the top questions asked in HDFC Bank Credit Officer interview?

Some of the top questions asked at the HDFC Bank Credit Officer interview -

  1. How can you verify borrow hou...read more
  2. I have done my computer science engineering diplo...read more
  3. Just brief them your seriousness about giving ta...read more

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HDFC Bank Credit Officer Interview Process

based on 16 interviews

2 Interview rounds

  • Resume Shortlist Round
  • HR Round
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HDFC Bank Credit Officer Salary
based on 252 salaries
₹1.1 L/yr - ₹4 L/yr
29% less than the average Credit Officer Salary in India
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HDFC Bank Credit Officer Reviews and Ratings

based on 279 reviews

4.3/5

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