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ICICI Bank Credit Analyst Interview Questions and Answers

Updated 14 Aug 2024

ICICI Bank Credit Analyst Interview Experiences

6 interviews found

Credit Analyst Interview Questions & Answers

user image Darshan Tomar

posted on 15 Feb 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and have a sound knowledge of related job
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. What are the component of FS
  • Ans. 

    The components of FS refer to the financial statements, including the balance sheet, income statement, and cash flow statement.

    • Balance Sheet: Shows a company's assets, liabilities, and shareholders' equity at a specific point in time.

    • Income Statement: Summarizes a company's revenues, expenses, and profits over a specific period of time.

    • Cash Flow Statement: Reports a company's cash inflows and outflows during a specific

  • Answered by AI
  • Q2. Scenario based questions

Skills evaluated in this interview

Credit Analyst Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. 1. what is minimum permissible banking finance 2. what do you kno ... read more
Q2. Importance of EBITDA and FCF. How to derive FCF from EBITDA?
Q3. How you check the repayment capacity of applicant?
Q4. What is the difference between Hypothecation and pledge?
Q5. What is correlation between balance sheet and profit and loss acc ... read more
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Sep 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Was simple but twisted I gave it during 2018 for ICICI manipal course

Round 3 - Group Discussion 

I was called for interview which happened in coimbatore
Gd was a round table with 2 ICICI officers and we are around 10-12 ppl
One topic was given and we are divided into pros and cons as per seating
One officer was writing score and one officer is observing us
One who gives a bold talk even without a valid point,it means no fear of talking Is considered

Round 4 - One-on-one 

(1 Question)

  • Q1. One to one round is with 3 officers 2 HR and one senior official of ICICI bank Questions was quite simple as it was for freshers no technical questions

I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell us about yourself, CA Articleship, ratio based questions ( B/S ratios), Profile of Credit Manager
  • Ans. B/S Ratios (profitability, solvency, Liquidity), Interest Coverage Ratio), Profile of Credit Manager (Role)
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Have a fair idea of ratios, Profile etc. Different types of audit. Don't get too caught up in Financials of bank. Chill and good luck.

ICICI Bank interview questions for designations

 Credit Risk Analyst

 (3)

 Credit Process Analyst

 (1)

 Credit Manager

 (72)

 Credit Officer

 (7)

 Credit Reviewer

 (1)

 Branch Credit Manager

 (14)

 Area Credit Manager

 (3)

 Credit Processing Associate

 (3)

I applied via Campus Placement and was interviewed in Apr 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Ratios, and financial related question
  • Q2. Cirrent ratio, turnover ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Learn all the ratio. Properly introduce yourself

I applied via Referral and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Technical part of your related profile like in my case they asked me how you’ll fund a salary employee and similar question related to business

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and answer whatever you know and be confident

Interview questions from similar companies

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Referral and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Ask questions regarding secure loan knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers -

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About Accounting standard and basic

Interview Preparation Tips

Interview preparation tips for other job seekers - Positive attitude

I appeared for an interview before Dec 2020.

Interview Questionnaire 

2 Questions

  • Q1. About the company
  • Q2. About latest general knowledge questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Being confident and free

ICICI Bank Interview FAQs

How many rounds are there in ICICI Bank Credit Analyst interview?
ICICI Bank interview process usually has 2 rounds. The most common rounds in the ICICI Bank interview process are Group Discussion, One-on-one Round and HR.
How to prepare for ICICI Bank Credit Analyst interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at ICICI Bank. The most common topics and skills that interviewers at ICICI Bank expect are Credit Analysis, SME, term loan, Banking and Credit Appraisal.
What are the top questions asked in ICICI Bank Credit Analyst interview?

Some of the top questions asked at the ICICI Bank Credit Analyst interview -

  1. What are the component of...read more
  2. Ratios, and financial related quest...read more
  3. Cirrent ratio, turnover ra...read more

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ICICI Bank Credit Analyst Interview Process

based on 4 interviews

1 Interview rounds

  • Technical Round
View more
ICICI Bank Credit Analyst Salary
based on 374 salaries
₹5.3 L/yr - ₹18.9 L/yr
23% more than the average Credit Analyst Salary in India
View more details

ICICI Bank Credit Analyst Reviews and Ratings

based on 44 reviews

3.6/5

Rating in categories

3.4

Skill development

3.7

Work-life balance

3.5

Salary

4.4

Job security

3.2

Company culture

3.4

Promotions

3.1

Work satisfaction

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