Federal Bank Interview Questions, Process, and Tips

Two-hour test covering aptitude, reasoning, general knowledge, general studies, banking, etc.

The topic related to cybersecurity with ten members on the panel.

Numerical , general questions, Mcq online mode

5-6 person group discussion conducted online

Q1. What is repo rate and reverse repo rate
Ans. 
Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• Repo rate is used by the central bank to control inflation and liquidity in the economy.

• Reverse repo rate is used to absorb excess liquidity in the market.

• For example, if the repo rate is increased, it becomes more expensive for banks to borro...read more
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Situation based question manager are to be replaced with ai what will you do

Q1. Basics banking and current affairs
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Q2. Latest news of what happened in russian ukraine war
Ans. 
The latest news on the Russian-Ukraine war involves ongoing conflict and tensions between the two countries.
• Russian troops have been amassing near the Ukrainian border, raising concerns of a potential invasion.

• Ukraine has accused Russia of violating its sovereignty and supporting separatist movements in eastern Ukraine.

• International leaders have called for de-escalation and diplomatic solutions to the conflict.

• The situ...read more
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It contained question in mathematics , logical reasoning , english competency and sakes aptitude .

It was conducted online with a moderator present and 10 other candidates, most peopke kept talking over each other and the one that talked the most got rejected and one with the most original answers got selected.

Q1. Ways to calculate GDP ? Questions relating relevant RBI issues with some banks . Credit and Debit card providers .
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Q2. Willingness to relocate .
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Q3. Which is more profitable for banks savings account or checking account ?
Ans. 
Savings accounts are typically more profitable for banks due to higher interest rates and lower transaction costs.
• Savings accounts usually offer higher interest rates compared to checking accounts.

• Checking accounts may have more transaction fees and costs associated with them.

• Banks can also invest the funds from savings accounts to generate additional revenue.

• Savings accounts tend to have higher minimum balance require...read more
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Q4. Co curricular activities pursued
Ans. 
I have actively participated in various co-curricular activities such as debate club, drama club, and volunteering at local community events.
• Member of debate club in high school

• Participated in school drama productions

• Volunteered at local community events such as charity fundraisers
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