Associate Vice President
100+ Associate Vice President Interview Questions and Answers
Q1. Discuss a case study on a preferred topic or use sample problems to explain a difficult concept. First name the topic and then the concept/case study to be illustrated within 5 mins. CBSE Hot questions are pref...
read moreIllustrate the concept of inheritance in object-oriented programming using a sample problem.
Inheritance is a mechanism in OOP where a new class is derived from an existing class.
The new class inherits all the properties and methods of the existing class.
Example: A class Animal can be inherited by classes like Dog, Cat, etc.
The derived class can add new properties and methods or override the existing ones.
Example: Class Dog can have a new property 'breed' and override the meth...read more
Q2. What is a lambda expression, and how does it relate to functional interfaces? Could you provide an example?
A lambda expression is a concise way to represent an anonymous function, often used with functional interfaces in Java.
Lambda expressions provide a way to pass functionality as an argument to a method.
Functional interfaces are interfaces with a single abstract method, which can be implemented using lambda expressions.
Example: (x, y) -> x + y is a lambda expression that takes two parameters and returns their sum.
Q3. What are the ratio you will assess while analysing the financial model for project finance
Key ratios include debt service coverage ratio, loan life coverage ratio, return on investment, and payback period.
Debt service coverage ratio (DSCR) should be at least 1.2 to ensure sufficient cash flow to cover debt payments.
Loan life coverage ratio (LLCR) should be greater than 1 to show the project can generate enough cash to repay the loan.
Return on investment (ROI) should be higher than the cost of capital to indicate a profitable investment.
Payback period should be rea...read more
Q4. How do prioritize work when there has been a pivot in deliverables?
I prioritize work by reassessing deadlines, adjusting timelines, and communicating with stakeholders.
Reassess deadlines based on new priorities
Adjust timelines accordingly to ensure timely delivery
Communicate with stakeholders to manage expectations and ensure alignment
Q5. What steps do you take when you are researching a new feature?
I start by defining the objectives, conducting market research, analyzing competitors, gathering user feedback, and creating a detailed plan.
Define the objectives of the new feature
Conduct market research to understand the demand and trends
Analyze competitors to identify strengths and weaknesses
Gather user feedback to incorporate user preferences
Create a detailed plan outlining the development process and timeline
Q6. What is the difference between a HashMap, a ConcurrentHashMap, and a synchronized HashMap?
HashMap is not thread-safe, ConcurrentHashMap allows concurrent access, synchronized HashMap uses explicit synchronization.
HashMap is not thread-safe and can lead to ConcurrentModificationException if accessed by multiple threads simultaneously.
ConcurrentHashMap allows concurrent access by multiple threads without the need for external synchronization.
Synchronized HashMap uses explicit synchronization to make it thread-safe, but may lead to performance issues due to locking.
E...read more
Share interview questions and help millions of jobseekers 🌟
Q7. Do you have experience in debt syndication and project finance?
Yes, I have extensive experience in debt syndication and project finance.
I have successfully led multiple debt syndication deals for various projects.
I have structured and negotiated project finance agreements with multiple financial institutions.
I have a strong understanding of financial modeling and risk assessment in project finance.
I have experience in managing relationships with lenders and investors in debt syndication.
I have a track record of securing favorable terms a...read more
Q8. Write the code for finding xpath for an object on web page and click on it
Use browser developer tools to inspect element and generate xpath, then use Selenium to click on it
Inspect element on web page using browser developer tools
Generate xpath for the object
Use Selenium WebDriver to locate and click on the object
Associate Vice President Jobs
Q9. What are the return types of an action method in MVC?
The return types of an action method in MVC can be ViewResult, PartialViewResult, JsonResult, RedirectResult, RedirectToRouteResult, ContentResult, FileResult, HttpNotFoundResult, HttpStatusCodeResult, etc.
ViewResult - returns a view to the browser
PartialViewResult - returns a partial view to the browser
JsonResult - returns JSON-formatted data
RedirectResult - redirects to a specified URL
RedirectToRouteResult - redirects to a specified route
ContentResult - returns a user-defin...read more
Q10. What are various RBI guidelines you know and how did you automated them?
I am familiar with various RBI guidelines such as KYC norms, capital adequacy requirements, and asset classification norms.
Know Your Customer (KYC) norms
Capital adequacy requirements
Asset classification norms
Q11. What is the risk for lending in lower & medium segment of Pyramid?? Way to mitigates them. What are the property issues in Odisha?
The risk for lending in lower & medium segment of Pyramid and property issues in Odisha.
The risk in lending to the lower & medium segment of the pyramid includes higher default rates due to lower income levels and limited credit history.
Mitigation strategies include thorough credit assessments, collateral requirements, and setting appropriate interest rates.
Property issues in Odisha may include land disputes, lack of proper documentation, and encroachments.
To mitigate propert...read more
Q12. Find the two index in an array whose sum is closest to 0.
Find two indices in an array whose sum is closest to 0.
Sort the array to simplify the process.
Use two pointers approach starting from both ends towards the middle.
Keep track of the closest sum found so far.
Q13. How to manage work if one employee is on annual leave and another one takes a sick leave
Delegate tasks, prioritize work, communicate with team members, adjust deadlines if necessary
Delegate tasks to other team members to ensure work continues smoothly
Prioritize work based on urgency and importance
Communicate with team members about the situation and any adjustments that may be needed
Adjust deadlines if necessary to accommodate the absence of employees
Consider bringing in temporary help or redistributing workload among existing team members
Q14. Which are different types of APIs?
Different types of APIs include RESTful APIs, SOAP APIs, GraphQL APIs, and WebSockets.
RESTful APIs: Representational State Transfer APIs that use standard HTTP methods like GET, POST, PUT, DELETE.
SOAP APIs: Simple Object Access Protocol APIs that use XML for communication.
GraphQL APIs: Query language for APIs that allows clients to request only the data they need.
WebSockets: APIs that enable bidirectional communication between clients and servers.
Q15. How would you rate you knowledge on industry analysis
I rate my knowledge on industry analysis as advanced.
I have extensive experience conducting industry research and analysis.
I am proficient in using various tools and techniques for industry analysis, such as SWOT analysis, Porter's Five Forces, and PESTEL analysis.
I have a track record of successfully identifying industry trends and opportunities, which have helped drive strategic decision-making in previous roles.
Q16. Which clients I have been handling, credit facilities etc.
I have been handling a diverse range of clients, including those requiring credit facilities for various projects and investments.
Managed clients from various industries such as real estate, manufacturing, and technology
Negotiated and structured credit facilities for clients to support their expansion plans
Worked closely with financial institutions to secure favorable terms for clients
Provided ongoing support and advice to clients on financial matters
Q17. How would you create pnl of a credit card strategy change
To create P&L of a credit card strategy change, analyze revenue and expenses before and after the change.
Analyze current revenue streams from credit card products
Estimate potential impact of strategy change on revenue (e.g. increased interest income, higher fees)
Evaluate changes in expenses (e.g. marketing costs, operational costs)
Calculate net profit or loss resulting from the strategy change
Q18. How to handle concurrent projects? Dealing with different stakeholders
Concurrent projects require prioritization and effective communication with stakeholders.
Prioritize projects based on their importance and urgency
Create a project plan with clear timelines and milestones
Communicate regularly with stakeholders to keep them informed of progress and any changes
Delegate tasks to team members and ensure they have the necessary resources and support
Monitor progress and adjust plans as needed
Use project management tools to track tasks and deadlines
B...read more
Q19. What is difference between syndication and consortium
Syndication involves multiple parties working together to finance a project, while a consortium is a group of companies collaborating on a specific project or goal.
Syndication typically involves financial institutions coming together to provide funding for a large project or investment.
Consortiums are often formed by companies in the same industry to work together on research and development projects or to achieve a common goal.
Syndication is more focused on financing, while ...read more
Q20. What is your understanding of Frozen food industry
The frozen food industry involves the production, distribution, and sale of food that has been frozen to preserve freshness and extend shelf life.
Frozen food industry includes a wide range of products such as frozen fruits and vegetables, frozen meals, frozen desserts, and frozen snacks.
Major players in the industry include companies like Nestle, Conagra Brands, and General Mills.
The industry has seen growth due to increasing demand for convenience foods and busy lifestyles o...read more
Q21. Find 1st non repeatable sequence from a string using Java 8
Find the first non-repeating character in a string using Java 8.
Use Java 8 streams to convert the string to a character array.
Use Collectors.groupingBy to group the characters by count.
Filter out characters with count > 1 and find the first character with count 1.
Q22. What design patterns you have implemented
I have implemented various design patterns such as Singleton, Factory, Observer, and Strategy.
Implemented Singleton pattern to ensure only one instance of a class exists
Utilized Factory pattern to create objects without specifying the exact class
Implemented Observer pattern for event handling and notification
Utilized Strategy pattern to define a family of algorithms and make them interchangeable
Q23. With above comparison, which are your product recommendation for bank.
I recommend implementing a digital banking platform with features like mobile banking, online account opening, and AI-powered chatbots.
Implement a user-friendly mobile banking app for easy access to accounts and transactions
Offer online account opening to attract new customers and streamline the onboarding process
Integrate AI-powered chatbots for customer support and assistance with basic banking tasks
Q24. Write a program to find whether a number is divisible by 13
Program to check if a number is divisible by 13
Use the modulo operator (%) to check if the number is divisible by 13
If the remainder is 0, then the number is divisible by 13
Example: num % 13 == 0
Q25. What is the difference between pod and deployment
Pod is the smallest deployable unit in Kubernetes, while deployment manages a set of identical pods.
Pod is a single instance of a running container in Kubernetes
Deployment manages a set of identical pods, ensuring they are always running and available
Pods can be created directly, but deployments are typically used for managing pods in production environments
Q26. Diffrence between server side and client side teating
Server side testing is done on the server side of an application to ensure its functionality, performance, and security, while client side testing is done on the client side to validate the user interface and user experience.
Server side testing focuses on backend functionality such as database interactions, server APIs, and server performance.
Client side testing focuses on frontend functionality such as user interface elements, user interactions, and browser compatibility.
Exa...read more
Q27. What tool you are using for monitering your Performance testing
We use JMeter for monitoring performance testing.
We use JMeter to simulate load on our system and monitor its performance.
JMeter provides various performance metrics like response time, throughput, and error rate.
We analyze the results from JMeter to identify bottlenecks and optimize performance.
JMeter allows us to create and execute performance test scripts for different scenarios.
Q28. What is the Meaning of PIP
PIP stands for Performance Improvement Plan, a tool used by employers to help employees improve their performance.
PIP is a formal process that outlines specific goals and expectations for an employee to meet within a certain timeframe.
It is often used as a last resort before termination and can be initiated by either the employer or the employee.
The plan typically includes regular check-ins and progress updates to ensure the employee is on track to meet the goals.
Examples of ...read more
Q29. What was the data flow of you last project?
The data flow of my last project involved collecting, processing, analyzing, and visualizing data from multiple sources.
Collected raw data from various sources such as databases, APIs, and user inputs
Processed the data using ETL tools to clean, transform, and integrate it for analysis
Analyzed the processed data using statistical methods and machine learning algorithms
Visualized the results through interactive dashboards and reports for stakeholders
Implemented data governance ...read more
Q30. Can build financial model from scratch
Yes, I have extensive experience in building financial models from scratch.
I have built numerous financial models for budgeting, forecasting, and decision-making purposes.
I am proficient in using Excel, financial modeling software, and programming languages like Python for building complex financial models.
I have experience in incorporating various financial metrics, assumptions, and scenarios into the models to provide accurate and insightful analysis.
One example of a financ...read more
Q31. Challenges in O2C and how do you manage them?
Managing challenges in O2C is crucial for success in the role of Associate Vice President.
One challenge in O2C is ensuring accurate and timely order processing. This can be managed by implementing efficient order management systems and regularly monitoring order fulfillment.
Another challenge is managing customer disputes and resolving them effectively. This can be done by establishing clear communication channels, training customer service teams, and implementing a robust dis...read more
Q32. How Nodejs works and handle asynchronous
Node.js is a runtime environment that uses event-driven, non-blocking I/O model to handle asynchronous operations.
Node.js uses event loop to handle asynchronous operations efficiently.
It allows multiple I/O operations to be processed concurrently without blocking the execution.
Node.js uses callbacks, promises, and async/await to manage asynchronous code.
Example: Reading a file asynchronously using fs module in Node.js.
Q33. how to pull the data from topics using Kafka?
Data can be pulled from topics using Kafka by creating a consumer that subscribes to the desired topic.
Create a Kafka consumer that subscribes to the desired topic
Use the poll() method to fetch records from the subscribed topic
Process the fetched records as needed
Q34. Can we get failed trade data from CTM tool
Yes, failed trade data can be retrieved from the CTM tool.
Failed trade data can be accessed through the CTM tool's reporting feature.
Users can generate reports specifically for failed trades.
The CTM tool provides detailed information on failed trades such as reasons for failure and resolution steps.
Q35. What is an Event loop, how it works
An event loop is a programming construct that waits for and dispatches events or messages in a program.
Event loop is commonly used in asynchronous programming to handle multiple tasks concurrently.
It continuously checks for events in a queue and executes them one by one.
Event loop helps in preventing blocking of the main thread by allowing non-blocking operations to run in the background.
Example: Node.js uses an event loop to handle asynchronous operations efficiently.
Q36. 1. Transformation achievements, 2. Background on R2R
I have achieved successful transformations in my career and have a strong background in R2R.
I have led multiple successful transformations in my previous roles, including implementing a new ERP system and streamlining processes resulting in cost savings.
My background in R2R includes managing the entire accounting cycle, ensuring compliance with GAAP and SOX regulations, and leading a team of accountants.
I have also implemented process improvements in R2R, such as automating m...read more
Q37. What do you know about Indiamart?
Indiamart is India's largest online B2B marketplace connecting buyers with suppliers.
Indiamart was founded in 1996 and is headquartered in Noida, India.
It provides a platform for small and medium-sized businesses to showcase their products and services.
Buyers can search for products, compare prices, and contact suppliers directly through the platform.
It offers a wide range of categories including electronics, machinery, apparel, and more.
Indiamart has over 60 million register...read more
Q38. How to do pricing and negotiation
Pricing and negotiation involve understanding market dynamics, value proposition, and effective communication.
Research market trends and competitors' pricing strategies
Understand the value proposition of your product or service
Develop a pricing strategy that aligns with your value proposition and target market
Practice effective communication and negotiation skills to reach mutually beneficial agreements
Be willing to walk away from a deal if it does not meet your bottom line
Q39. Background in Risk and Governance in context of Banking
I have over 10 years of experience in risk management and governance within the banking industry.
Developed and implemented risk management frameworks to identify, assess, and mitigate risks in banking operations.
Led cross-functional teams to ensure compliance with regulatory requirements and internal policies.
Conducted regular risk assessments and audits to monitor and address potential risks in the banking environment.
Collaborated with senior management to develop strategies...read more
Q40. What is waterfall distribution?
Waterfall distribution is a method of distributing profits or funds to different levels of investors or stakeholders in a sequential manner.
Profits or funds are first distributed to the highest level investors before moving down to lower level investors.
This distribution method ensures that higher level investors receive their share of profits before lower level investors.
Waterfall distribution is commonly used in private equity and real estate investments.
Q41. What is investment company act 1940
The Investment Company Act of 1940 regulates the organization of investment companies and the activities they engage in.
Passed in 1940 to regulate the organization and activities of investment companies
Requires registration with the SEC and disclosure of financial information to investors
Sets standards for governance, operations, and transactions of investment companies
Designed to protect investors from fraud and conflicts of interest
Q42. Can you talk about capital markets
Capital markets refer to financial markets where long-term debt or equity securities are bought and sold.
Capital markets facilitate the buying and selling of long-term financial instruments such as stocks and bonds
They provide a platform for companies and governments to raise funds for various projects
Investors can buy securities in the primary market or trade them in the secondary market
Capital markets play a crucial role in the economy by allocating capital efficiently
Q43. What is your understanding of an ARC
An ARC is an Academic Resource Center, a place where students can go for academic support and resources.
ARC provides tutoring services for students struggling in certain subjects.
ARC offers workshops and study groups to help students improve their study skills.
ARC may also provide resources such as textbooks, calculators, and other materials for students to borrow.
ARC staff members are typically knowledgeable and trained to assist students with their academic needs.
Q44. Risk and Return comparison of different banking products
Different banking products offer varying levels of risk and return for investors.
Banking products like savings accounts offer low risk but also low return
Investing in stocks or mutual funds carries higher risk but potential for higher returns
Certificates of deposit (CDs) offer a middle ground with moderate risk and return potential
Q45. Understanding of alternative accomodation and homestays in india
Alternative accommodation and homestays in India offer unique and authentic experiences for travelers.
Alternative accommodation options in India include homestays, guesthouses, eco-lodges, and boutique hotels.
Homestays provide a chance to stay with local families, experience their culture, and enjoy home-cooked meals.
Many homestays in India are located in rural areas, offering a peaceful and immersive experience in nature.
Some popular destinations for homestays in India inclu...read more
Q46. where do you use snyk ?
I use Snyk for identifying and fixing vulnerabilities in our codebase.
We use Snyk to scan our code repositories for security vulnerabilities
Snyk helps us prioritize and fix vulnerabilities in our applications
Integrating Snyk into our CI/CD pipeline ensures security checks are automated
Q47. What are the exchangr alerts handled
Exchange alerts are handled by monitoring market fluctuations and notifying relevant parties.
Exchange alerts are generated based on market conditions such as price changes, volume spikes, or news events.
Alerts are typically sent to traders, investors, and other stakeholders to keep them informed and potentially take action.
Automated systems can be used to trigger alerts based on predefined criteria, or alerts can be manually generated by analysts.
Examples of exchange alerts i...read more
Q48. What are your interest areas ?
My interest areas include strategic planning, team leadership, project management, and organizational development.
Strategic planning
Team leadership
Project management
Organizational development
Q49. What is resilience in microservices
Resilience in microservices refers to the ability of a system to recover from failures and continue functioning.
Resilience in microservices involves designing systems that can handle failures gracefully without impacting the overall functionality.
This can be achieved through techniques such as circuit breakers, retries, timeouts, and fallback mechanisms.
Resilience also includes monitoring and alerting to quickly identify and respond to failures in the system.
Examples of resil...read more
Q50. Your knowledge on Stressed Asset Resolution
Stressed Asset Resolution involves strategies to manage and recover non-performing assets in a timely manner.
Stressed Asset Resolution involves identifying non-performing assets and implementing strategies to recover them.
Strategies may include restructuring loans, selling assets, or taking legal action against defaulting borrowers.
Effective Stressed Asset Resolution can help financial institutions minimize losses and improve their balance sheets.
Example: A bank may work with...read more
Interview Questions of Similar Designations
Interview experiences of popular companies
Calculate your in-hand salary
Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary
Reviews
Interviews
Salaries
Users/Month