Associate Vice President

100+ Associate Vice President Interview Questions and Answers

Updated 5 Feb 2025
search-icon

Q1. Discuss a case study on a preferred topic or use sample problems to explain a difficult concept. First name the topic and then the concept/case study to be illustrated within 5 mins. CBSE Hot questions are pref...

read more
Ans.

Illustrate the concept of inheritance in object-oriented programming using a sample problem.

  • Inheritance is a mechanism in OOP where a new class is derived from an existing class.

  • The new class inherits all the properties and methods of the existing class.

  • Example: A class Animal can be inherited by classes like Dog, Cat, etc.

  • The derived class can add new properties and methods or override the existing ones.

  • Example: Class Dog can have a new property 'breed' and override the meth...read more

Q2. What is a lambda expression, and how does it relate to functional interfaces? Could you provide an example?

Ans.

A lambda expression is a concise way to represent an anonymous function, often used with functional interfaces in Java.

  • Lambda expressions provide a way to pass functionality as an argument to a method.

  • Functional interfaces are interfaces with a single abstract method, which can be implemented using lambda expressions.

  • Example: (x, y) -> x + y is a lambda expression that takes two parameters and returns their sum.

Q3. What are the ratio you will assess while analysing the financial model for project finance

Ans.

Key ratios include debt service coverage ratio, loan life coverage ratio, return on investment, and payback period.

  • Debt service coverage ratio (DSCR) should be at least 1.2 to ensure sufficient cash flow to cover debt payments.

  • Loan life coverage ratio (LLCR) should be greater than 1 to show the project can generate enough cash to repay the loan.

  • Return on investment (ROI) should be higher than the cost of capital to indicate a profitable investment.

  • Payback period should be rea...read more

Q4. How do prioritize work when there has been a pivot in deliverables?

Ans.

I prioritize work by reassessing deadlines, adjusting timelines, and communicating with stakeholders.

  • Reassess deadlines based on new priorities

  • Adjust timelines accordingly to ensure timely delivery

  • Communicate with stakeholders to manage expectations and ensure alignment

Are these interview questions helpful?

Q5. What steps do you take when you are researching a new feature?

Ans.

I start by defining the objectives, conducting market research, analyzing competitors, gathering user feedback, and creating a detailed plan.

  • Define the objectives of the new feature

  • Conduct market research to understand the demand and trends

  • Analyze competitors to identify strengths and weaknesses

  • Gather user feedback to incorporate user preferences

  • Create a detailed plan outlining the development process and timeline

Q6. What is the difference between a HashMap, a ConcurrentHashMap, and a synchronized HashMap?

Ans.

HashMap is not thread-safe, ConcurrentHashMap allows concurrent access, synchronized HashMap uses explicit synchronization.

  • HashMap is not thread-safe and can lead to ConcurrentModificationException if accessed by multiple threads simultaneously.

  • ConcurrentHashMap allows concurrent access by multiple threads without the need for external synchronization.

  • Synchronized HashMap uses explicit synchronization to make it thread-safe, but may lead to performance issues due to locking.

  • E...read more

Share interview questions and help millions of jobseekers 🌟

man-with-laptop

Q7. Do you have experience in debt syndication and project finance?

Ans.

Yes, I have extensive experience in debt syndication and project finance.

  • I have successfully led multiple debt syndication deals for various projects.

  • I have structured and negotiated project finance agreements with multiple financial institutions.

  • I have a strong understanding of financial modeling and risk assessment in project finance.

  • I have experience in managing relationships with lenders and investors in debt syndication.

  • I have a track record of securing favorable terms a...read more

Q8. Write the code for finding xpath for an object on web page and click on it

Ans.

Use browser developer tools to inspect element and generate xpath, then use Selenium to click on it

  • Inspect element on web page using browser developer tools

  • Generate xpath for the object

  • Use Selenium WebDriver to locate and click on the object

Associate Vice President Jobs

Associate Vice President - Agency Management 12-17 years
HSBC electronic data processing india pvt ltd
4.0
Mumbai
Vice President/Associate Vice President 10-12 years
HSBC electronic data processing india pvt ltd
4.0
Kolkata
IIT Bombay - Associate Vice President - Program Management (10-15 yrs) 10-15 years
Indian Institute of Technology Bombay Development and Relations Foundation
4.5

Q9. What are the return types of an action method in MVC?

Ans.

The return types of an action method in MVC can be ViewResult, PartialViewResult, JsonResult, RedirectResult, RedirectToRouteResult, ContentResult, FileResult, HttpNotFoundResult, HttpStatusCodeResult, etc.

  • ViewResult - returns a view to the browser

  • PartialViewResult - returns a partial view to the browser

  • JsonResult - returns JSON-formatted data

  • RedirectResult - redirects to a specified URL

  • RedirectToRouteResult - redirects to a specified route

  • ContentResult - returns a user-defin...read more

Q10. What are various RBI guidelines you know and how did you automated them?

Ans.

I am familiar with various RBI guidelines such as KYC norms, capital adequacy requirements, and asset classification norms.

  • Know Your Customer (KYC) norms

  • Capital adequacy requirements

  • Asset classification norms

Q11. What is the risk for lending in lower & medium segment of Pyramid?? Way to mitigates them. What are the property issues in Odisha?

Ans.

The risk for lending in lower & medium segment of Pyramid and property issues in Odisha.

  • The risk in lending to the lower & medium segment of the pyramid includes higher default rates due to lower income levels and limited credit history.

  • Mitigation strategies include thorough credit assessments, collateral requirements, and setting appropriate interest rates.

  • Property issues in Odisha may include land disputes, lack of proper documentation, and encroachments.

  • To mitigate propert...read more

Q12. Find the two index in an array whose sum is closest to 0.

Ans.

Find two indices in an array whose sum is closest to 0.

  • Sort the array to simplify the process.

  • Use two pointers approach starting from both ends towards the middle.

  • Keep track of the closest sum found so far.

Q13. How to manage work if one employee is on annual leave and another one takes a sick leave

Ans.

Delegate tasks, prioritize work, communicate with team members, adjust deadlines if necessary

  • Delegate tasks to other team members to ensure work continues smoothly

  • Prioritize work based on urgency and importance

  • Communicate with team members about the situation and any adjustments that may be needed

  • Adjust deadlines if necessary to accommodate the absence of employees

  • Consider bringing in temporary help or redistributing workload among existing team members

Q14. Which are different types of APIs?

Ans.

Different types of APIs include RESTful APIs, SOAP APIs, GraphQL APIs, and WebSockets.

  • RESTful APIs: Representational State Transfer APIs that use standard HTTP methods like GET, POST, PUT, DELETE.

  • SOAP APIs: Simple Object Access Protocol APIs that use XML for communication.

  • GraphQL APIs: Query language for APIs that allows clients to request only the data they need.

  • WebSockets: APIs that enable bidirectional communication between clients and servers.

Q15. How would you rate you knowledge on industry analysis

Ans.

I rate my knowledge on industry analysis as advanced.

  • I have extensive experience conducting industry research and analysis.

  • I am proficient in using various tools and techniques for industry analysis, such as SWOT analysis, Porter's Five Forces, and PESTEL analysis.

  • I have a track record of successfully identifying industry trends and opportunities, which have helped drive strategic decision-making in previous roles.

Q16. Which clients I have been handling, credit facilities etc.

Ans.

I have been handling a diverse range of clients, including those requiring credit facilities for various projects and investments.

  • Managed clients from various industries such as real estate, manufacturing, and technology

  • Negotiated and structured credit facilities for clients to support their expansion plans

  • Worked closely with financial institutions to secure favorable terms for clients

  • Provided ongoing support and advice to clients on financial matters

Q17. How would you create pnl of a credit card strategy change

Ans.

To create P&L of a credit card strategy change, analyze revenue and expenses before and after the change.

  • Analyze current revenue streams from credit card products

  • Estimate potential impact of strategy change on revenue (e.g. increased interest income, higher fees)

  • Evaluate changes in expenses (e.g. marketing costs, operational costs)

  • Calculate net profit or loss resulting from the strategy change

Q18. How to handle concurrent projects? Dealing with different stakeholders

Ans.

Concurrent projects require prioritization and effective communication with stakeholders.

  • Prioritize projects based on their importance and urgency

  • Create a project plan with clear timelines and milestones

  • Communicate regularly with stakeholders to keep them informed of progress and any changes

  • Delegate tasks to team members and ensure they have the necessary resources and support

  • Monitor progress and adjust plans as needed

  • Use project management tools to track tasks and deadlines

  • B...read more

Q19. What is difference between syndication and consortium

Ans.

Syndication involves multiple parties working together to finance a project, while a consortium is a group of companies collaborating on a specific project or goal.

  • Syndication typically involves financial institutions coming together to provide funding for a large project or investment.

  • Consortiums are often formed by companies in the same industry to work together on research and development projects or to achieve a common goal.

  • Syndication is more focused on financing, while ...read more

Q20. What is your understanding of Frozen food industry

Ans.

The frozen food industry involves the production, distribution, and sale of food that has been frozen to preserve freshness and extend shelf life.

  • Frozen food industry includes a wide range of products such as frozen fruits and vegetables, frozen meals, frozen desserts, and frozen snacks.

  • Major players in the industry include companies like Nestle, Conagra Brands, and General Mills.

  • The industry has seen growth due to increasing demand for convenience foods and busy lifestyles o...read more

Q21. Find 1st non repeatable sequence from a string using Java 8

Ans.

Find the first non-repeating character in a string using Java 8.

  • Use Java 8 streams to convert the string to a character array.

  • Use Collectors.groupingBy to group the characters by count.

  • Filter out characters with count > 1 and find the first character with count 1.

Q22. What design patterns you have implemented

Ans.

I have implemented various design patterns such as Singleton, Factory, Observer, and Strategy.

  • Implemented Singleton pattern to ensure only one instance of a class exists

  • Utilized Factory pattern to create objects without specifying the exact class

  • Implemented Observer pattern for event handling and notification

  • Utilized Strategy pattern to define a family of algorithms and make them interchangeable

Q23. With above comparison, which are your product recommendation for bank.

Ans.

I recommend implementing a digital banking platform with features like mobile banking, online account opening, and AI-powered chatbots.

  • Implement a user-friendly mobile banking app for easy access to accounts and transactions

  • Offer online account opening to attract new customers and streamline the onboarding process

  • Integrate AI-powered chatbots for customer support and assistance with basic banking tasks

Q24. Write a program to find whether a number is divisible by 13

Ans.

Program to check if a number is divisible by 13

  • Use the modulo operator (%) to check if the number is divisible by 13

  • If the remainder is 0, then the number is divisible by 13

  • Example: num % 13 == 0

Q25. What is the difference between pod and deployment

Ans.

Pod is the smallest deployable unit in Kubernetes, while deployment manages a set of identical pods.

  • Pod is a single instance of a running container in Kubernetes

  • Deployment manages a set of identical pods, ensuring they are always running and available

  • Pods can be created directly, but deployments are typically used for managing pods in production environments

Q26. Diffrence between server side and client side teating

Ans.

Server side testing is done on the server side of an application to ensure its functionality, performance, and security, while client side testing is done on the client side to validate the user interface and user experience.

  • Server side testing focuses on backend functionality such as database interactions, server APIs, and server performance.

  • Client side testing focuses on frontend functionality such as user interface elements, user interactions, and browser compatibility.

  • Exa...read more

Q27. What tool you are using for monitering your Performance testing

Ans.

We use JMeter for monitoring performance testing.

  • We use JMeter to simulate load on our system and monitor its performance.

  • JMeter provides various performance metrics like response time, throughput, and error rate.

  • We analyze the results from JMeter to identify bottlenecks and optimize performance.

  • JMeter allows us to create and execute performance test scripts for different scenarios.

Q28. What is the Meaning of PIP

Ans.

PIP stands for Performance Improvement Plan, a tool used by employers to help employees improve their performance.

  • PIP is a formal process that outlines specific goals and expectations for an employee to meet within a certain timeframe.

  • It is often used as a last resort before termination and can be initiated by either the employer or the employee.

  • The plan typically includes regular check-ins and progress updates to ensure the employee is on track to meet the goals.

  • Examples of ...read more

Q29. What was the data flow of you last project?

Ans.

The data flow of my last project involved collecting, processing, analyzing, and visualizing data from multiple sources.

  • Collected raw data from various sources such as databases, APIs, and user inputs

  • Processed the data using ETL tools to clean, transform, and integrate it for analysis

  • Analyzed the processed data using statistical methods and machine learning algorithms

  • Visualized the results through interactive dashboards and reports for stakeholders

  • Implemented data governance ...read more

Q30. Can build financial model from scratch

Ans.

Yes, I have extensive experience in building financial models from scratch.

  • I have built numerous financial models for budgeting, forecasting, and decision-making purposes.

  • I am proficient in using Excel, financial modeling software, and programming languages like Python for building complex financial models.

  • I have experience in incorporating various financial metrics, assumptions, and scenarios into the models to provide accurate and insightful analysis.

  • One example of a financ...read more

Q31. Challenges in O2C and how do you manage them?

Ans.

Managing challenges in O2C is crucial for success in the role of Associate Vice President.

  • One challenge in O2C is ensuring accurate and timely order processing. This can be managed by implementing efficient order management systems and regularly monitoring order fulfillment.

  • Another challenge is managing customer disputes and resolving them effectively. This can be done by establishing clear communication channels, training customer service teams, and implementing a robust dis...read more

Q32. How Nodejs works and handle asynchronous

Ans.

Node.js is a runtime environment that uses event-driven, non-blocking I/O model to handle asynchronous operations.

  • Node.js uses event loop to handle asynchronous operations efficiently.

  • It allows multiple I/O operations to be processed concurrently without blocking the execution.

  • Node.js uses callbacks, promises, and async/await to manage asynchronous code.

  • Example: Reading a file asynchronously using fs module in Node.js.

Q33. how to pull the data from topics using Kafka?

Ans.

Data can be pulled from topics using Kafka by creating a consumer that subscribes to the desired topic.

  • Create a Kafka consumer that subscribes to the desired topic

  • Use the poll() method to fetch records from the subscribed topic

  • Process the fetched records as needed

Q34. Can we get failed trade data from CTM tool

Ans.

Yes, failed trade data can be retrieved from the CTM tool.

  • Failed trade data can be accessed through the CTM tool's reporting feature.

  • Users can generate reports specifically for failed trades.

  • The CTM tool provides detailed information on failed trades such as reasons for failure and resolution steps.

Q35. What is an Event loop, how it works

Ans.

An event loop is a programming construct that waits for and dispatches events or messages in a program.

  • Event loop is commonly used in asynchronous programming to handle multiple tasks concurrently.

  • It continuously checks for events in a queue and executes them one by one.

  • Event loop helps in preventing blocking of the main thread by allowing non-blocking operations to run in the background.

  • Example: Node.js uses an event loop to handle asynchronous operations efficiently.

Q36. 1. Transformation achievements, 2. Background on R2R

Ans.

I have achieved successful transformations in my career and have a strong background in R2R.

  • I have led multiple successful transformations in my previous roles, including implementing a new ERP system and streamlining processes resulting in cost savings.

  • My background in R2R includes managing the entire accounting cycle, ensuring compliance with GAAP and SOX regulations, and leading a team of accountants.

  • I have also implemented process improvements in R2R, such as automating m...read more

Q37. What do you know about Indiamart?

Ans.

Indiamart is India's largest online B2B marketplace connecting buyers with suppliers.

  • Indiamart was founded in 1996 and is headquartered in Noida, India.

  • It provides a platform for small and medium-sized businesses to showcase their products and services.

  • Buyers can search for products, compare prices, and contact suppliers directly through the platform.

  • It offers a wide range of categories including electronics, machinery, apparel, and more.

  • Indiamart has over 60 million register...read more

Q38. How to do pricing and negotiation

Ans.

Pricing and negotiation involve understanding market dynamics, value proposition, and effective communication.

  • Research market trends and competitors' pricing strategies

  • Understand the value proposition of your product or service

  • Develop a pricing strategy that aligns with your value proposition and target market

  • Practice effective communication and negotiation skills to reach mutually beneficial agreements

  • Be willing to walk away from a deal if it does not meet your bottom line

Q39. Background in Risk and Governance in context of Banking

Ans.

I have over 10 years of experience in risk management and governance within the banking industry.

  • Developed and implemented risk management frameworks to identify, assess, and mitigate risks in banking operations.

  • Led cross-functional teams to ensure compliance with regulatory requirements and internal policies.

  • Conducted regular risk assessments and audits to monitor and address potential risks in the banking environment.

  • Collaborated with senior management to develop strategies...read more

Q40. What is waterfall distribution?

Ans.

Waterfall distribution is a method of distributing profits or funds to different levels of investors or stakeholders in a sequential manner.

  • Profits or funds are first distributed to the highest level investors before moving down to lower level investors.

  • This distribution method ensures that higher level investors receive their share of profits before lower level investors.

  • Waterfall distribution is commonly used in private equity and real estate investments.

Q41. What is investment company act 1940

Ans.

The Investment Company Act of 1940 regulates the organization of investment companies and the activities they engage in.

  • Passed in 1940 to regulate the organization and activities of investment companies

  • Requires registration with the SEC and disclosure of financial information to investors

  • Sets standards for governance, operations, and transactions of investment companies

  • Designed to protect investors from fraud and conflicts of interest

Q42. Can you talk about capital markets

Ans.

Capital markets refer to financial markets where long-term debt or equity securities are bought and sold.

  • Capital markets facilitate the buying and selling of long-term financial instruments such as stocks and bonds

  • They provide a platform for companies and governments to raise funds for various projects

  • Investors can buy securities in the primary market or trade them in the secondary market

  • Capital markets play a crucial role in the economy by allocating capital efficiently

Q43. What is your understanding of an ARC

Ans.

An ARC is an Academic Resource Center, a place where students can go for academic support and resources.

  • ARC provides tutoring services for students struggling in certain subjects.

  • ARC offers workshops and study groups to help students improve their study skills.

  • ARC may also provide resources such as textbooks, calculators, and other materials for students to borrow.

  • ARC staff members are typically knowledgeable and trained to assist students with their academic needs.

Q44. Risk and Return comparison of different banking products

Ans.

Different banking products offer varying levels of risk and return for investors.

  • Banking products like savings accounts offer low risk but also low return

  • Investing in stocks or mutual funds carries higher risk but potential for higher returns

  • Certificates of deposit (CDs) offer a middle ground with moderate risk and return potential

Q45. Understanding of alternative accomodation and homestays in india

Ans.

Alternative accommodation and homestays in India offer unique and authentic experiences for travelers.

  • Alternative accommodation options in India include homestays, guesthouses, eco-lodges, and boutique hotels.

  • Homestays provide a chance to stay with local families, experience their culture, and enjoy home-cooked meals.

  • Many homestays in India are located in rural areas, offering a peaceful and immersive experience in nature.

  • Some popular destinations for homestays in India inclu...read more

Q46. where do you use snyk ?

Ans.

I use Snyk for identifying and fixing vulnerabilities in our codebase.

  • We use Snyk to scan our code repositories for security vulnerabilities

  • Snyk helps us prioritize and fix vulnerabilities in our applications

  • Integrating Snyk into our CI/CD pipeline ensures security checks are automated

Q47. What are the exchangr alerts handled

Ans.

Exchange alerts are handled by monitoring market fluctuations and notifying relevant parties.

  • Exchange alerts are generated based on market conditions such as price changes, volume spikes, or news events.

  • Alerts are typically sent to traders, investors, and other stakeholders to keep them informed and potentially take action.

  • Automated systems can be used to trigger alerts based on predefined criteria, or alerts can be manually generated by analysts.

  • Examples of exchange alerts i...read more

Q48. What are your interest areas ?

Ans.

My interest areas include strategic planning, team leadership, project management, and organizational development.

  • Strategic planning

  • Team leadership

  • Project management

  • Organizational development

Q49. What is resilience in microservices

Ans.

Resilience in microservices refers to the ability of a system to recover from failures and continue functioning.

  • Resilience in microservices involves designing systems that can handle failures gracefully without impacting the overall functionality.

  • This can be achieved through techniques such as circuit breakers, retries, timeouts, and fallback mechanisms.

  • Resilience also includes monitoring and alerting to quickly identify and respond to failures in the system.

  • Examples of resil...read more

Q50. Your knowledge on Stressed Asset Resolution

Ans.

Stressed Asset Resolution involves strategies to manage and recover non-performing assets in a timely manner.

  • Stressed Asset Resolution involves identifying non-performing assets and implementing strategies to recover them.

  • Strategies may include restructuring loans, selling assets, or taking legal action against defaulting borrowers.

  • Effective Stressed Asset Resolution can help financial institutions minimize losses and improve their balance sheets.

  • Example: A bank may work with...read more

1
2
3
Next
Interview Tips & Stories
Ace your next interview with expert advice and inspiring stories

Interview experiences of popular companies

3.7
 • 564 Interviews
3.8
 • 563 Interviews
4.0
 • 484 Interviews
3.9
 • 361 Interviews
3.8
 • 269 Interviews
4.1
 • 154 Interviews
2.7
 • 132 Interviews
View all

Calculate your in-hand salary

Confused about how your in-hand salary is calculated? Enter your annual salary (CTC) and get your in-hand salary

Associate Vice President Interview Questions
Share an Interview
Stay ahead in your career. Get AmbitionBox app
qr-code
Helping over 1 Crore job seekers every month in choosing their right fit company
65 L+

Reviews

4 L+

Interviews

4 Cr+

Salaries

1 Cr+

Users/Month

Contribute to help millions

Made with ❤️ in India. Trademarks belong to their respective owners. All rights reserved © 2024 Info Edge (India) Ltd.

Follow us
  • Youtube
  • Instagram
  • LinkedIn
  • Facebook
  • Twitter