Clerk

30+ Clerk Interview Questions and Answers

Updated 6 Oct 2024
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Q1. What is the process of attracting, selecting, and hiring candidates for a job called?

Ans.

The process of attracting, selecting, and hiring candidates for a job is called recruitment.

  • Recruitment involves sourcing potential candidates through various channels.

  • Candidates are then screened and evaluated to determine their suitability for the job.

  • The hiring process includes conducting interviews, checking references, and making a final selection.

  • Recruitment strategies may include job postings, networking, and utilizing recruitment agencies.

  • Example: A company advertisin...read more

Q2. What is a England courrency name

Ans.

The currency name of England is Pound Sterling.

  • The currency symbol is £.

  • It is the oldest currency in continuous use.

  • It is also used in other countries such as Gibraltar and Falkland Islands.

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Q3. What is the purpose of performance management?

Ans.

Performance management is the process of setting goals, assessing progress, and providing feedback to improve employee performance.

  • Performance management helps align individual and organizational goals.

  • It provides a framework for measuring and evaluating employee performance.

  • Feedback and coaching are integral parts of performance management.

  • Performance management helps identify areas for improvement and development.

  • It supports employee engagement and motivation.

  • Performance ma...read more

Q4. Who is the chief of Air Force Statioñ Gwalìoŕ.

Ans.

The chief of Air Force Station Gwalior is Air Marshal Amit Dev.

  • The current chief of Air Force Station Gwalior is Air Marshal Amit Dev.

  • Air Marshal Amit Dev assumed the position as the chief of Air Force Station Gwalior.

  • Air Marshal Amit Dev is responsible for overseeing the operations and management of Air Force Station Gwalior.

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Q5. How many GST rates are in use currently?

Ans.

There are currently 4 GST rates in use.

  • The GST rates are 5%, 12%, 18%, and 28%

  • The rates vary depending on the type of goods or services being taxed

  • Some goods and services are exempt from GST, such as healthcare and education

  • The GST rates are periodically reviewed and may be subject to change

Q6. What is National Electronic Fund Transfer (NEFT)

Ans.

NEFT is an electronic payment system in India that enables individuals and businesses to transfer funds between banks.

  • NEFT stands for National Electronic Fund Transfer

  • It is a payment system used in India

  • It enables individuals and businesses to transfer funds between banks

  • NEFT transactions are processed in batches and settled in hourly intervals

  • It is a safe and secure way to transfer funds electronically

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Q7. What are the types of account in a bank

Ans.

Types of accounts in a bank include savings, checking, money market, certificate of deposit (CD), and individual retirement accounts (IRA).

  • Savings account: Earns interest on deposited funds

  • Checking account: Used for everyday transactions

  • Money market account: Offers higher interest rates than savings accounts

  • Certificate of deposit (CD): Fixed-term account with higher interest rates

  • Individual retirement accounts (IRA): Designed for retirement savings

Q8. What are the different types of constructors

Ans.

Constructors are special methods used to initialize objects. There are three types of constructors: default, parameterized, and copy.

  • Default constructor: takes no arguments and initializes the object with default values

  • Parameterized constructor: takes arguments and initializes the object with the provided values

  • Copy constructor: creates a new object by copying the values of an existing object

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Q9. How knowledge of Production ,Packaging, Audit,HACCP etc...

Ans.

Knowledge of Production, Packaging, Audit, HACCP, etc. is essential for a Clerk role to ensure quality control and compliance.

  • Understanding production processes to track inventory and manage orders efficiently

  • Knowledge of packaging techniques to ensure products are stored and shipped correctly

  • Experience with audit procedures to maintain accurate records and identify areas for improvement

  • Familiarity with HACCP (Hazard Analysis and Critical Control Points) to ensure food safety...read more

Q10. What are all the products available in our bank ?

Ans.

Our bank offers a wide range of products including savings accounts, checking accounts, loans, credit cards, and investment options.

  • Savings accounts

  • Checking accounts

  • Loans

  • Credit cards

  • Investment options

Q11. Tell two states having same capital.

Ans.

Two states having the same capital are Maharashtra and Goa.

  • Maharashtra and Goa both have Mumbai as their capital.

  • This is a unique case where two states share the same capital.

  • It can sometimes lead to confusion or administrative challenges.

Q12. Who wòn the elèctiòn from Sangĺi.

Ans.

The winner of the election from Sangli is not provided.

  • The winner of the election from Sangli is unknown.

  • No information is available regarding the election result from Sangli.

Q13. What is Repo rate and Reverse Repo Rate

Ans.

Repo rate is the rate at which RBI lends money to commercial banks. Reverse repo rate is the rate at which RBI borrows money from banks.

  • Repo rate is used to control inflation by increasing or decreasing the cost of borrowing for banks.

  • Reverse repo rate is used to control the money supply in the economy.

  • Currently, the repo rate in India is 4% and the reverse repo rate is 3.35%.

  • If the repo rate is increased, banks will have to pay more interest to borrow money from RBI, which w...read more

Q14. What are the different types of operators in c#

Ans.

C# has various types of operators including arithmetic, comparison, logical, bitwise, and assignment operators.

  • Arithmetic operators perform mathematical operations on numeric operands (+, -, *, /, %)

  • Comparison operators compare two values and return a boolean result (==, !=, >, <, >=, <=)

  • Logical operators perform logical operations on boolean operands (&&, ||, !)

  • Bitwise operators perform operations on individual bits of integer operands (&, |, ^, ~, <<, >>)

  • Assignment operator...read more

Q15. What is the Bank of BANKS.

Ans.

The Bank of BANKS refers to a financial institution that acts as a central bank for other banks.

  • The Bank of BANKS is a central bank that provides various services to other banks.

  • It acts as a lender of last resort, providing emergency funds to banks in times of financial crisis.

  • It regulates and supervises other banks to ensure stability and compliance with banking regulations.

  • The Bank of BANKS may also set monetary policy, control interest rates, and manage the nation's curren...read more

Q16. Which bank tied up with CSC VLEs

Ans.

The bank that tied up with CSC VLEs is State Bank of India (SBI).

  • State Bank of India (SBI) has tied up with CSC VLEs.

  • The partnership between SBI and CSC VLEs aims to provide banking services in rural areas.

  • CSC VLEs act as banking correspondents for SBI, offering various financial services to the rural population.

  • This collaboration helps in promoting financial inclusion and reaching the unbanked population.

Q17. What do you mean by balance sheet ?

Ans.

A balance sheet is a financial statement that provides a snapshot of a company's assets, liabilities, and shareholders' equity at a specific point in time.

  • It shows the financial position of a company.

  • It includes assets, liabilities, and shareholders' equity.

  • Assets are what the company owns, liabilities are what it owes, and shareholders' equity represents the ownership interest.

  • The balance sheet follows the accounting equation: Assets = Liabilities + Shareholders' Equity.

  • It h...read more

Q18. What is next achive goal?

Ans.

My next achievable goal is to obtain a certification in my field of work.

  • Research different certification options available in my field

  • Create a study plan to prepare for the certification exam

  • Register for the exam and set a target date for completion

Q19. Electoral bond is sold by which bank

Ans.

State Bank of India (SBI) sells electoral bonds.

  • Electoral bonds are sold by State Bank of India (SBI).

  • SBI is the only authorized bank to issue and sell electoral bonds in India.

  • Electoral bonds were introduced in 2018 as a way to make political funding more transparent.

  • These bonds can be purchased by any citizen or company registered in India.

  • The bonds can be used to make donations to registered political parties.

  • The identity of the donor is kept confidential.

Q20. What is Cash Reserved Ratio

Ans.

Cash Reserve Ratio is the percentage of deposits that banks are required to keep with the central bank.

  • It is a monetary policy tool used by central banks to control the money supply in the economy.

  • It is also known as the Cash Ratio or Reserve Requirement.

  • In India, the current Cash Reserve Ratio is 4%.

  • If the Cash Reserve Ratio is increased, banks will have less money to lend, which can lead to a decrease in inflation.

  • If the Cash Reserve Ratio is decreased, banks will have more...read more

Q21. What is full form of OPEC

Ans.

Organization of the Petroleum Exporting Countries

  • OPEC is an intergovernmental organization of 13 oil-exporting countries

  • It aims to coordinate and unify the petroleum policies of its member countries

  • Examples of OPEC member countries include Saudi Arabia, Iran, and Venezuela

Q22. Who is Bank's bank ?

Ans.

The bank's bank is the central bank of the country where the bank is located.

  • The bank's bank acts as a regulator and lender of last resort for commercial banks.

  • In the United States, the bank's bank is the Federal Reserve.

  • In India, the bank's bank is the Reserve Bank of India.

Q23. What is next Target?

Ans.

The next target is to improve customer satisfaction by implementing new training programs for employees.

  • Implement new training programs for employees to enhance customer service skills

  • Analyze customer feedback and make necessary improvements

  • Focus on increasing efficiency in store operations to better serve customers

Q24. What is sap programming

Ans.

SAP programming refers to the development of software applications using SAP's proprietary programming language and tools.

  • SAP programming involves using ABAP (Advanced Business Application Programming) language.

  • Developers use SAP's integrated development environment (IDE) to create custom applications and extensions.

  • SAP programming is commonly used for developing enterprise resource planning (ERP) solutions.

  • Examples of SAP programming tasks include creating custom reports, wo...read more

Q25. Journal entry of purchase and sale

Ans.

A journal entry of purchase and sale records the transactions related to buying and selling of goods or services.

  • Journal entry of purchase and sale is a common accounting practice.

  • It involves recording the details of purchases and sales in the general ledger.

  • The entry includes the date, description, amount, and accounts affected.

  • For example, a purchase journal entry may include the debit of an inventory account and the credit of a accounts payable account.

  • Similarly, a sales j...read more

Q26. Di you have a knowledge of exel

Ans.

Yes, I have a good knowledge of Excel.

  • I am proficient in using Excel for data analysis and management.

  • I am familiar with various functions and formulas in Excel.

  • I have experience in creating charts and graphs in Excel.

  • I can use Excel for financial modeling and forecasting.

  • I have used Excel for project management and tracking.

  • I am comfortable with both basic and advanced features of Excel.

Q27. What is java programming

Ans.

Java programming is a high-level, object-oriented programming language used for developing applications and software.

  • Java is platform-independent, meaning it can run on any device with a Java Virtual Machine (JVM)

  • It is known for its simplicity, readability, and versatility in creating web applications, mobile apps, and enterprise software

  • Java uses a 'write once, run anywhere' approach, allowing developers to write code once and run it on multiple platforms

Q28. What is trial balance

Ans.

Trial balance is a statement that lists all the general ledger accounts and their balances to ensure they are in balance.

  • Trial balance is prepared at the end of an accounting period.

  • It includes all the accounts from the general ledger, such as assets, liabilities, equity, revenues, and expenses.

  • The purpose of a trial balance is to check the accuracy of the recorded transactions and ensure that debits equal credits.

  • If the trial balance is in balance, it indicates that the acco...read more

Q29. Role of banking in indian economy

Ans.

Banking plays a crucial role in the Indian economy by facilitating financial transactions, providing credit, and promoting economic growth.

  • Banks mobilize savings from individuals and businesses, which are then used for investments in various sectors of the economy.

  • They provide a range of financial services such as loans, deposits, and payment services, which are essential for businesses to operate and grow.

  • Banks also play a key role in the transmission of monetary policy by i...read more

Q30. What is android

Ans.

Android is a mobile operating system developed by Google, based on the Linux kernel and designed primarily for touchscreen devices.

  • Developed by Google

  • Based on the Linux kernel

  • Designed for touchscreen devices

Q31. What is radiation

Ans.

Radiation is energy that comes from a source and travels through space and may be able to penetrate various materials.

  • Radiation can be in the form of electromagnetic waves (such as light or radio waves) or particles (such as alpha, beta, or gamma radiation)

  • Examples of sources of radiation include the sun, X-ray machines, nuclear power plants, and radioactive materials

  • Exposure to high levels of radiation can be harmful to living organisms, causing damage to cells and DNA

Q32. What is per square metre

Ans.

Per square metre is a unit of measurement used to calculate the area of a space in square meters.

  • Per square metre is a metric unit of area measurement.

  • It is commonly used in real estate to describe the size of a property.

  • To calculate the area of a space in square meters, you multiply the length by the width.

Q33. CASH HANDLING procedure

Ans.

Cash handling procedures involve securely managing and recording all cash transactions.

  • Always count cash at the beginning and end of shift

  • Use a cash register to record all transactions

  • Keep cash in a secure location, such as a locked drawer or safe

  • Require dual authorization for large cash transactions

  • Regularly reconcile cash on hand with recorded transactions

Q34. What is Banking ?

Ans.

Banking is a financial service industry that deals with managing money, providing loans, and facilitating transactions.

  • Banking involves accepting deposits from customers and lending money to individuals and businesses.

  • Banks provide various financial services such as savings accounts, checking accounts, loans, and credit cards.

  • They also facilitate electronic transactions, wire transfers, and currency exchange.

  • Banking institutions are regulated by government authorities to ensu...read more

Q35. What is c++ language

Ans.

C++ is a high-level programming language known for its efficiency and flexibility.

  • C++ is an object-oriented language, allowing for the creation of classes and objects.

  • It supports features like inheritance, polymorphism, and encapsulation.

  • C++ is commonly used for developing system software, game engines, and applications requiring high performance.

  • Example: Creating a class in C++ - class Car { public: int speed; };

  • Example: Using inheritance in C++ - class SportsCar : public Ca...read more

Q36. Extracurricular activities done

Ans.

Participated in various extracurricular activities such as sports, music, and community service.

  • Played on the school basketball team for 4 years

  • Participated in the school choir and performed in multiple concerts

  • Volunteered at a local animal shelter every weekend

Q37. Capital and revenue difference

Ans.

Capital refers to long-term investments while revenue is income generated from day-to-day operations.

  • Capital is used for purchasing assets like property, equipment, or investments.

  • Revenue is earned from selling goods or services.

  • Capital is shown on the balance sheet while revenue is shown on the income statement.

Q38. Define Balance sheet

Ans.

A balance sheet is a financial statement that shows a company's assets, liabilities, and shareholders' equity at a specific point in time.

  • It provides a snapshot of a company's financial position

  • Assets are listed on one side, liabilities and equity on the other

  • The balance sheet must balance, with assets equaling liabilities plus equity

  • Example: If a company has $100 in assets, $60 in liabilities, and $40 in equity, the balance sheet would show $100 = $60 + $40

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