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Karur Vysya Bank Interview Questions and Answers

Updated 7 Jul 2025
Popular Designations

31 Interview questions

A Credit Analyst was asked 1mo ago
Q. What are the different types of ratios used in financial analysis?
Ans. 

Financial analysis uses various ratios to assess a company's performance, liquidity, profitability, and solvency.

  • Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.

  • Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenue.

  • Solven...

View all Credit Analyst interview questions
A Credit Analyst was asked 1mo ago
Q. What aspects do you verify in a balance sheet?
Ans. 

As a Credit Analyst, I verify key components of a balance sheet to assess financial health and creditworthiness.

  • Assets: Check current and non-current assets for liquidity and value, e.g., cash, accounts receivable, inventory.

  • Liabilities: Analyze current and long-term liabilities to understand debt obligations, e.g., loans, accounts payable.

  • Equity: Review shareholders' equity to assess retained earnings and overall...

View all Credit Analyst interview questions
A Branch Manager was asked 3mo ago
Q. How does your corporate banking experience help KVB?
Ans. 

My corporate banking experience equips me with skills in client management, risk assessment, and strategic financial solutions for KVB.

  • Strong client relationship management: Successfully managed a portfolio of corporate clients, enhancing customer satisfaction and retention.

  • Risk assessment expertise: Conducted thorough credit analyses to identify potential risks, ensuring sound lending decisions.

  • Strategic financia...

View all Branch Manager interview questions
A Data Analyst was asked 7mo ago
Q. What is regression, and how have you used it in your projects?
Ans. 

Regression is a statistical method used to analyze the relationship between variables.

  • Regression is used to predict the value of a dependent variable based on the values of one or more independent variables.

  • Common types of regression include linear regression, logistic regression, and polynomial regression.

  • In my project, I used regression to analyze the impact of marketing spending on sales revenue.

  • Regression help...

View all Data Analyst interview questions
A Business Development Executive was asked 9mo ago
Q. What do you know about KVB?
Ans. 

KVB is a leading private sector bank in India with a strong presence in retail and corporate banking.

  • KVB stands for Karur Vysya Bank

  • Founded in 1916, headquartered in Karur, Tamil Nadu, India

  • Offers a wide range of banking products and services including savings accounts, loans, and investment options

  • Known for its customer-centric approach and innovative banking solutions

  • Has a network of branches and ATMs across Ind...

View all Business Development Executive interview questions
A Customer Service was asked 9mo ago
Q. Technical job interviews in the tech industry are generally quite different from regular job interviews.
Ans. 

Technical job interviews in the tech industry focus on skills, problem-solving, and practical knowledge rather than just behavioral questions.

  • Technical assessments: Candidates may be asked to solve coding problems on a whiteboard or through online platforms like HackerRank.

  • System design questions: Interviewers might ask candidates to design a system, such as a social media platform, to evaluate their architectural...

View all Customer Service interview questions
A Credit Manager was asked 10mo ago
Q. What is the Repo Rate and Reverse Repo Rate?
Ans. 

Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.

  • Repo rate is used by the central bank to control inflation and liquidity in the economy.

  • Reverse repo rate is used to absorb excess liquidity in the market.

  • Repo rate is higher than the reverse repo rate.

  • Example: If the repo rate is 5% and ...

View all Credit Manager interview questions
Are these interview questions helpful?
A Credit Manager was asked 10mo ago
Q. How do you check eligibility for a salaried employee?
Ans. 

Eligibility for a salaried employee is checked by verifying their employment status, income level, and credit history.

  • Verify employment status through pay stubs or employment verification letter

  • Check income level through recent pay stubs or tax returns

  • Review credit history through credit reports from bureaus like Equifax or TransUnion

View all Credit Manager interview questions
A Credit Manager was asked 10mo ago
Q. What is the concept of LTV?
Ans. 

LTV stands for Lifetime Value, which is the predicted net profit attributed to the entire future relationship with a customer.

  • LTV helps businesses understand the long-term value of a customer and make decisions on customer acquisition and retention strategies.

  • It takes into account factors such as customer acquisition cost, average purchase value, and customer lifespan.

  • For example, if a customer typically makes a $...

View all Credit Manager interview questions
A Credit Manager was asked 10mo ago
Q. What is CIBIL, and what details do you check?
Ans. 

CIBIL is a credit information company that provides credit scores based on an individual's credit history.

  • CIBIL stands for Credit Information Bureau (India) Limited.

  • It is one of the four credit information companies in India.

  • CIBIL collects credit information from banks and financial institutions to generate credit reports and scores.

  • Factors checked include payment history, credit utilization, length of credit hist...

View all Credit Manager interview questions

Karur Vysya Bank Interview Experiences

84 interviews found

DPT.Manager Interview Questions & Answers

user image ESAKKIRAJ M

posted on 12 Nov 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Oct 2024. There were 3 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Self declaration
  • Q2. Book size, nature of work
Round 2 - HR 

(2 Questions)

  • Q1. Roles and responsibilities
  • Q2. Field work , fully
Round 3 - Technical 

(2 Questions)

  • Q1. Salary details ctc
  • Q2. Work location choosing
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via AmbitionBox and was interviewed in Aug 2024. There were 4 interview rounds.

Round 1 - Assignment 

A job assignment is a task or project that a hiring manager may give to a candidate as part of the interview process.this assignment is meant to assess the candidaate skills and work ethic and do dertermine if they are a good fit for the job.

Round 2 - Case Study 

Our client manufacture high end watches and has been in busniss for several decade .last year was the first year in the company was unprofitable. our client would like our help in understanding what went wrong

Round 3 - Group Discussion 

Group discussion can be one of the most nerve wraking part of interview process for candidate

Round 4 - Technical 

(2 Questions)

  • Q1. Tecnical job in interview for position in the tech industry are generaly quite differnt from regular job intrview
  • Ans. 

    Technical job interviews in the tech industry focus on skills, problem-solving, and practical knowledge rather than just behavioral questions.

    • Technical assessments: Candidates may be asked to solve coding problems on a whiteboard or through online platforms like HackerRank.

    • System design questions: Interviewers might ask candidates to design a system, such as a social media platform, to evaluate their architectural skil...

  • Answered by AI
  • Q2. The general technical interview question that your encounter during the interview will be from different candidate
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in

Round 1 - HR 

(2 Questions)

  • Q1. About Full banking and previous works
  • Q2. About your self
Round 2 - One-on-one 

(3 Questions)

  • Q1. About your self
  • Q2. Banking sector knowing
  • Q3. What do you know about kvb
  • Ans. 

    KVB is a leading private sector bank in India with a strong presence in retail and corporate banking.

    • KVB stands for Karur Vysya Bank

    • Founded in 1916, headquartered in Karur, Tamil Nadu, India

    • Offers a wide range of banking products and services including savings accounts, loans, and investment options

    • Known for its customer-centric approach and innovative banking solutions

    • Has a network of branches and ATMs across India

  • Answered by AI

Interview Questions & Answers

user image Anonymous

posted on 25 Jul 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There were 3 interview rounds.

Round 1 - Case Study 

1. Scenario Description : A detailed description of a banking-related situation or problem that apprentices need to address. This could range from handling a customer complaint to analyzing financial statements or proposing solutions for improving operational efficiency.

2. Objectives : Clear objectives outlining what the apprentice needs to achieve or demonstrate through their analysis and recommendations. This could include understanding customer needs, applying banking regulations, improving service delivery, etc.

3. Data and Information : Relevant data, documents, or information related to the case study scenario. This might include customer profiles, financial statements, transaction records, regulatory guidelines, market trends, etc.

4. Analysis : Apprentices are typically required to analyze the provided data and information critically. This involves identifying key issues, assessing risks, evaluating options, and formulating reasoned conclusions or recommendations.

5. Recommendations : Based on their analysis, apprentices are expected to propose actionable recommendations. These could be strategic, operational, or procedural changes aimed at addressing the issues identified in the case study.

6. Presentation : Depending on the format, apprentices may be required to present their findings and recommendations orally or in written form. Clear communication and justification of their proposals are usually key components.

7. Feedback and Evaluation : After completing the case study, apprentices often receive feedback from mentors or trainers. This helps them understand areas of strength and areas needing improvement in their approach to problem-solving and decision-making

Round 2 - Aptitude Test 

1. Numerical Reasoning : This section assesses a candidate's ability to work with numbers, interpret data from charts, graphs, and tables, and solve mathematical problems relevant to banking operations. Questions may involve calculations, percentages, ratios, and financial arithmetic.

2. Verbal Reasoning : This part evaluates a candidate's comprehension and critical reasoning skills through passages of text. Candidates are required to answer questions based on the information provided, identify key points, draw conclusions, and assess the validity of arguments presented.

3. Logical Reasoning : Logical reasoning tests assess a candidate's ability to analyze patterns, sequences, and relationships. Questions may include deductive reasoning, syllogisms, and logical puzzles that require logical thinking and problem-solving abilities.

4. Financial Awareness : This section tests the candidate's understanding of basic financial concepts relevant to banking, such as interest rates, inflation, banking terminology, financial markets, and economic indicators. It assesses the candidate's knowledge of how these concepts apply in real-world banking scenarios.

5. Data Interpretation : Candidates may be presented with tables, charts, graphs, and data sets related to financial information. They are required to interpret the data accurately, make calculations based on the information provided, and draw conclusions or recommendations.

6. Situational Judgment : Some aptitude tests include situational judgment questions that present hypothetical scenarios typical in banking environments. Candidates are asked to assess the situations and choose the most appropriate course of action based on banking ethics, customer service principles, and regulatory compliance.

Round 3 - HR 

(2 Questions)

  • Q1. Role of HR and how to play the role perfectly
  • Ans. 

    HR plays a crucial role in recruitment, training, employee relations, and policy implementation to ensure a productive and harmonious work environment.

    • Recruitment - HR is responsible for attracting, selecting, and onboarding new employees.

    • Training - HR organizes training programs to enhance employee skills and knowledge.

    • Employee relations - HR manages conflicts, grievances, and employee well-being.

    • Policy implementation...

  • Answered by AI
  • Q2. Aptitude test in banking apprentice is most important thing to achieve your job goals

Interview Preparation Tips

Interview preparation tips for other job seekers - The Human Resources (HR) department...!

1. Recruitment and Selection : HR is responsible for designing and implementing recruitment strategies to attract talented individuals into apprenticeship roles within the bank. This involves advertising vacancies, screening applications, conducting interviews, and assessing candidates based on predetermined criteria related to skills, aptitude, and potential fit within the organization.

2. Onboarding and Induction : Once candidates are selected, HR facilitates the onboarding process. This includes organizing orientation sessions to familiarize apprentices with the bank's culture, values, policies, and procedures. HR ensures that apprentices receive necessary training and support to begin their roles effectively.

3. Training and Development : HR coordinates training programs and initiatives tailored to the needs of banking apprentices. This may include technical training on banking products and services, compliance with regulatory requirements, customer service skills, and professional development opportunities. HR also tracks apprentices' progress and identifies additional training needs as they advance in their roles.

4. Performance Management : HR oversees the performance management process for apprentices. This includes setting performance expectations, conducting regular performance reviews, providing constructive feedback, and recognizing achievements. HR may also support apprentices in setting and achieving career development goals within the organization.

5. Employee Relations and Support: HR serves as a point of contact for apprentices regarding any employment-related issues, concerns, or grievances. They ensure compliance with employment laws and regulations, promote a positive work environment, and address interpersonal conflicts or challenges that may arise.

6. Benefits and Compensation : HR administers benefits packages and compensation plans for apprentices. This includes managing payroll, ensuring compliance with wage and hour regulations, and communicating benefits such as health insurance, retirement plans, and other employee perks.

7. Career Progression and Succession Planning : HR collaborates with departmental managers to identify career progression paths for apprentices. They may develop succession plans to ensure a pipeline of skilled talent for future roles within the bank, providing apprentices with opportunities for advancement based on their performance and potential.

8. Workforce Planning and Diversity Initiatives : HR engages in strategic workforce planning to anticipate future staffing needs and ensure the bank has the right talent in place. They may also drive diversity and inclusion initiatives to create a more inclusive workplace environment that values diversity of backgrounds, perspectives, and experiences.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in May 2025, where I was asked the following questions.

  • Q1. Introduce yourself
  • Ans. 

    Dynamic Relationship Manager with a passion for building strong client connections and delivering tailored financial solutions.

    • Over 5 years of experience in client relationship management in the banking sector.

    • Successfully managed a portfolio of high-net-worth clients, increasing client satisfaction by 30%.

    • Skilled in identifying client needs and providing customized financial advice, leading to a 20% increase in cross-...

  • Answered by AI
  • Q2. Why you select this role
  • Ans. 

    I chose the Relationship Manager role to leverage my skills in building connections and enhancing client satisfaction.

    • I have a strong background in customer service, where I successfully resolved client issues, leading to a 20% increase in customer retention.

    • My experience in sales has taught me the importance of understanding client needs, allowing me to tailor solutions that drive satisfaction.

    • I enjoy networking and b...

  • Answered by AI
  • Q3. What do you this relationship management
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. What are the different types of ratios used in financial analysis?
  • Ans. 

    Financial analysis uses various ratios to assess a company's performance, liquidity, profitability, and solvency.

    • Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.

    • Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenue.

    • Solvency Ra...

  • Answered by AI
  • Q2. What aspects do you verify in a balance sheet?
  • Ans. 

    As a Credit Analyst, I verify key components of a balance sheet to assess financial health and creditworthiness.

    • Assets: Check current and non-current assets for liquidity and value, e.g., cash, accounts receivable, inventory.

    • Liabilities: Analyze current and long-term liabilities to understand debt obligations, e.g., loans, accounts payable.

    • Equity: Review shareholders' equity to assess retained earnings and overall fina...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Great place to work
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. What steps should one take to change jobs?
  • Ans. 

    Changing jobs involves careful planning, networking, and strategic decision-making to ensure a smooth transition.

    • Assess your current situation: Identify what you like and dislike about your current job.

    • Update your resume: Tailor your resume to highlight relevant skills and experiences for the new role.

    • Network: Reach out to contacts in your industry for potential job leads or referrals.

    • Research potential employers: Unde...

  • Answered by AI
  • Q2. What is your expected salary package?
  • Ans. 

    I expect a competitive salary package that reflects my experience and the value I bring to the company.

    • Based on industry standards, I believe a salary range of $80,000 to $100,000 is appropriate for this role.

    • I have researched similar positions in the market and found that my skills align with the higher end of that range.

    • Additionally, I am open to discussing performance-based bonuses and other benefits that can enhanc...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - nice..

Interview Questions & Answers

user image Anonymous

posted on 5 Jul 2024

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Standard numerical, logical and verbal ability

Round 2 - Case Study 

One on one case study

Round 3 - One-on-one 

(5 Questions)

  • Q1. Introduce yourself
  • Ans. 

    I am a seasoned strategy consultant with a background in finance and a passion for problem-solving.

    • Over 10 years of experience in strategy consulting

    • Strong background in finance and analytics

    • Passionate about solving complex business problems

    • Led successful projects for Fortune 500 companies

  • Answered by AI
  • Q2. What are your strengths
  • Ans. 

    My strengths include strong analytical skills, effective communication, and the ability to work well under pressure.

    • Strong analytical skills - able to analyze data and make informed decisions

    • Effective communication - able to convey ideas clearly and concisely

    • Ability to work well under pressure - can remain calm and focused in high-stress situations

  • Answered by AI
  • Q3. What role would you give me?
  • Q4. What is strategy?
  • Ans. 

    Strategy is a plan of action designed to achieve a specific goal or outcome.

    • Strategy involves setting goals and objectives

    • It requires analyzing the current situation and resources

    • It involves making decisions on how to allocate resources and tactics to achieve the desired outcome

  • Answered by AI
  • Q5. What is a disruptor in finance?
  • Ans. 

    A disruptor in finance is a new technology, business model, or innovation that fundamentally changes the way financial services are delivered.

    • Disruptors in finance often leverage technology to provide faster, more convenient, and cost-effective solutions to traditional financial services.

    • Examples of disruptors in finance include peer-to-peer lending platforms like LendingClub, robo-advisors like Betterment, and digital...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. My name and introduction
  • Q2. Basic Coman question

Interview Preparation Tips

Interview preparation tips for other job seekers - Is a good job
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Tell. Me. about your self
  • Q2. Why. Should we choose you

Top trending discussions

View All
Interview Tips & Stories
4d (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Karur Vysya Bank Interview FAQs

How many rounds are there in Karur Vysya Bank interview?
Karur Vysya Bank interview process usually has 2-3 rounds. The most common rounds in the Karur Vysya Bank interview process are HR, One-on-one Round and Aptitude Test.
How to prepare for Karur Vysya Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Karur Vysya Bank. The most common topics and skills that interviewers at Karur Vysya Bank expect are Sales, Current Account, Banking Sales, Field Sales and Cross Selling.
What are the top questions asked in Karur Vysya Bank interview?

Some of the top questions asked at the Karur Vysya Bank interview -

  1. What are KYC documents? Is PAN card a KYC documen...read more
  2. what is the type of bank is pandian grama bank and karur vysya bank? how can o...read more
  3. How do you check eligibility for a salaried employ...read more
What are the most common questions asked in Karur Vysya Bank HR round?

The most common HR questions asked in Karur Vysya Bank interview are -

  1. Why are you looking for a chan...read more
  2. What are your salary expectatio...read more
  3. What is your family backgrou...read more
How long is the Karur Vysya Bank interview process?

The duration of Karur Vysya Bank interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.3/5

based on 108 interview experiences

Difficulty level

Easy 47%
Moderate 45%
Hard 8%

Duration

Less than 2 weeks 49%
2-4 weeks 27%
4-6 weeks 8%
6-8 weeks 2%
More than 8 weeks 14%
View more

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Karur Vysya Bank Reviews and Ratings

based on 1.2k reviews

3.6/5

Rating in categories

3.4

Skill development

3.3

Work-life balance

3.4

Salary

3.5

Job security

3.3

Company culture

3.0

Promotions

3.3

Work satisfaction

Explore 1.2k Reviews and Ratings
Relationship Manager - SMART

Mumbai

4-8 Yrs

Not Disclosed

Relationship Manager - SBG

Hyderabad / Secunderabad,

Chennai

+1

2-5 Yrs

₹ 4.5-6.2 LPA

Banking Apprentice

Salem,

Chennai

+1

0-1 Yrs

Not Disclosed

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