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I applied via Naukri.com and was interviewed in Oct 2024. There were 3 interview rounds.
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I applied via AmbitionBox and was interviewed in Aug 2024. There were 4 interview rounds.
A job assignment is a task or project that a hiring manager may give to a candidate as part of the interview process.this assignment is meant to assess the candidaate skills and work ethic and do dertermine if they are a good fit for the job.
Our client manufacture high end watches and has been in busniss for several decade .last year was the first year in the company was unprofitable. our client would like our help in understanding what went wrong
Group discussion can be one of the most nerve wraking part of interview process for candidate
I applied via Walk-in
KVB is a leading private sector bank in India with a strong presence in retail and corporate banking.
KVB stands for Karur Vysya Bank
Founded in 1916, headquartered in Karur, Tamil Nadu, India
Offers a wide range of banking products and services including savings accounts, loans, and investment options
Known for its customer-centric approach and innovative banking solutions
Has a network of branches and ATMs across India
I applied via Naukri.com and was interviewed in Jun 2024. There were 3 interview rounds.
1. Scenario Description : A detailed description of a banking-related situation or problem that apprentices need to address. This could range from handling a customer complaint to analyzing financial statements or proposing solutions for improving operational efficiency.
2. Objectives : Clear objectives outlining what the apprentice needs to achieve or demonstrate through their analysis and recommendations. This could include understanding customer needs, applying banking regulations, improving service delivery, etc.
3. Data and Information : Relevant data, documents, or information related to the case study scenario. This might include customer profiles, financial statements, transaction records, regulatory guidelines, market trends, etc.
4. Analysis : Apprentices are typically required to analyze the provided data and information critically. This involves identifying key issues, assessing risks, evaluating options, and formulating reasoned conclusions or recommendations.
5. Recommendations : Based on their analysis, apprentices are expected to propose actionable recommendations. These could be strategic, operational, or procedural changes aimed at addressing the issues identified in the case study.
6. Presentation : Depending on the format, apprentices may be required to present their findings and recommendations orally or in written form. Clear communication and justification of their proposals are usually key components.
7. Feedback and Evaluation : After completing the case study, apprentices often receive feedback from mentors or trainers. This helps them understand areas of strength and areas needing improvement in their approach to problem-solving and decision-making
1. Numerical Reasoning : This section assesses a candidate's ability to work with numbers, interpret data from charts, graphs, and tables, and solve mathematical problems relevant to banking operations. Questions may involve calculations, percentages, ratios, and financial arithmetic.
2. Verbal Reasoning : This part evaluates a candidate's comprehension and critical reasoning skills through passages of text. Candidates are required to answer questions based on the information provided, identify key points, draw conclusions, and assess the validity of arguments presented.
3. Logical Reasoning : Logical reasoning tests assess a candidate's ability to analyze patterns, sequences, and relationships. Questions may include deductive reasoning, syllogisms, and logical puzzles that require logical thinking and problem-solving abilities.
4. Financial Awareness : This section tests the candidate's understanding of basic financial concepts relevant to banking, such as interest rates, inflation, banking terminology, financial markets, and economic indicators. It assesses the candidate's knowledge of how these concepts apply in real-world banking scenarios.
5. Data Interpretation : Candidates may be presented with tables, charts, graphs, and data sets related to financial information. They are required to interpret the data accurately, make calculations based on the information provided, and draw conclusions or recommendations.
6. Situational Judgment : Some aptitude tests include situational judgment questions that present hypothetical scenarios typical in banking environments. Candidates are asked to assess the situations and choose the most appropriate course of action based on banking ethics, customer service principles, and regulatory compliance.
HR plays a crucial role in recruitment, training, employee relations, and policy implementation to ensure a productive and harmonious work environment.
Recruitment - HR is responsible for attracting, selecting, and onboarding new employees.
Training - HR organizes training programs to enhance employee skills and knowledge.
Employee relations - HR manages conflicts, grievances, and employee well-being.
Policy implementation...
Karur Vysya Bank interview questions for popular designations
Standard numerical, logical and verbal ability
One on one case study
Get interview-ready with Top Karur Vysya Bank Interview Questions
I applied via Referral and was interviewed in Sep 2024. There was 1 interview round.
Improving productivity involves setting goals, prioritizing tasks, minimizing distractions, and taking breaks.
Set specific and achievable goals to stay focused
Prioritize tasks based on importance and deadlines
Minimize distractions by turning off notifications and creating a dedicated workspace
Take regular breaks to avoid burnout and maintain focus
I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.
LTV stands for Lifetime Value, which is the predicted net profit attributed to the entire future relationship with a customer.
LTV helps businesses understand the long-term value of a customer and make decisions on customer acquisition and retention strategies.
It takes into account factors such as customer acquisition cost, average purchase value, and customer lifespan.
For example, if a customer typically makes a $100 p...
DSCR stands for Debt Service Coverage Ratio. To check loan eligibility for a self employed non professional, you would typically calculate their DSCR.
DSCR is a financial ratio that measures a company's ability to cover its debt obligations with its operating income.
To calculate DSCR, you divide the company's net operating income by its total debt service.
A DSCR of 1 or higher indicates that the company generates enough...
CIBIL is a credit information company that provides credit scores based on an individual's credit history.
CIBIL stands for Credit Information Bureau (India) Limited.
It is one of the four credit information companies in India.
CIBIL collects credit information from banks and financial institutions to generate credit reports and scores.
Factors checked include payment history, credit utilization, length of credit history, ...
Eligibility for a salaried employee is checked by verifying their employment status, income level, and credit history.
Verify employment status through pay stubs or employment verification letter
Check income level through recent pay stubs or tax returns
Review credit history through credit reports from bureaus like Equifax or TransUnion
Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.
Repo rate is used by the central bank to control inflation and liquidity in the economy.
Reverse repo rate is used to absorb excess liquidity in the market.
Repo rate is higher than the reverse repo rate.
Example: If the repo rate is 5% and the r...
KYC documents are documents required for verifying the identity of customers. PAN card is a KYC document.
KYC documents are Know Your Customer documents used for verifying the identity of customers.
Examples of KYC documents include Aadhaar card, passport, driver's license, and voter ID card.
PAN card is also considered a KYC document as it contains details such as name, date of birth, and photograph of the individual.
During a Personal Discussion with a potential customer, a Credit Manager will discuss the customer's financial situation, credit history, repayment capabilities, and any potential risks. They will observe the customer's communication skills, honesty, and willingness to provide necessary information.
Discuss the customer's financial situation and income sources.
Review the customer's credit history and repayment track rec...
I was interviewed in Dec 2024.
I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.
Regression is a statistical method used to analyze the relationship between variables.
Regression is used to predict the value of a dependent variable based on the values of one or more independent variables.
Common types of regression include linear regression, logistic regression, and polynomial regression.
In my project, I used regression to analyze the impact of marketing spending on sales revenue.
Regression helps in ...
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The duration of Karur Vysya Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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