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Dhanlaxmi Bank Interview Questions and Answers

Updated 5 Oct 2023

Dhanlaxmi Bank Interview Experiences

1 interview found

I applied via Newspaper Ad and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

I have time punctuality and honestly to work and responsibilities our job

Round 3 - One-on-one 

(1 Question)

  • Q1. About yourself and job responsibilities and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Job hard work and Target achieved

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I was interviewed in Aug 2024.

Round 1 - One-on-one 

(8 Questions)

  • Q1. What are the sections handled by you?
  • Q2. How will you Process the Loan Proposal end to end?
  • Q3. Balance sheet analysis?
  • Q4. Different types of loan products?
  • Q5. How will you arrive Dp?
  • Q6. How to arrive FOIR?
  • Q7. Bank ratios
  • Q8. Turn over method,cash budgeting method,Tandon committee method

Interview Preparation Tips

Interview preparation tips for other job seekers - Gather knowledge of credits
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I was interviewed in Feb 2025.

Round 1 - Aptitude Test 

Basic quantitative questions, directional questions, relational questions, etc.

Round 2 - Group Discussion 

The advantages and disadvantages of social media.

Round 3 - Technical 

(2 Questions)

  • Q1. Basic questions regarding your family background?
  • Q2. Entirely based on your resume
Round 4 - HR 

(2 Questions)

  • Q1. Tell me about your internship
  • Q2. Tell me about your projects

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare thoroughly about your projects and internships.
Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - One-on-one 

(1 Question)

  • Q1. Near by location how to complete my target with bsm &team sales casa not b. R. O
Round 2 - HR 

(2 Questions)

  • Q1. If you hire me you will surely get a good sales officer. If you don't hire me then I will understand that I am lacking somewhere.
  • Q2. I know how to solve problems and I complete my target easily
Round 3 - HR 

(2 Questions)

  • Q1. If you support me then I can complete my target with perfection and in a simple manner.
  • Q2. If you select me then it will be a great thing for me
Round 4 - One-on-one 

(2 Questions)

  • Q1. I currently work in axis bank
  • Q2. Or main vaha of role hoon main ab on role hona chata hoon kyonkie mujhe yaha 10 mahine ho gai h

Interview Preparation Tips

Interview preparation tips for other job seekers - I will not say anything because I have come here to learn and I am a junior
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
6-8 weeks
Result
Selected Selected
Round 1 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 2 - Group Discussion 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 3 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
Show more

Round 4 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Round 5 - Assignment 

Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults

Interview Preparation Tips

Interview preparation tips for other job seekers - Bandhan Bank is a private sector bank in India that offers banking services to all socio-economic sections. The bank's mission is to provide financial solutions to all Indians in an inclusive and sustainable manner.
Features
Savings accounts: Offers free transactions like cash withdrawals at other bank ATMs, funds transfers, and NEFT transactions through the mobile app
Financial literacy: Aims to deepen financial inclusion in rural communities
Universal banking: Serves all socio-economic sections across the country
History
Founded by Chandra Shekhar Ghosh in 2015
Ghosh is a proponent of financial inclusion in India
The bank has been recognized as a scheduled bank by the RBI
Core values
Cost effective and simple
Respect for all
Exemplary governance
Accountability
Professionalism and discipline
Transparency and integrity
Effective team work and commitment
Deposit insurance
Depositors of Bandhan Bank are eligible for deposit insurance cover of up to Rs 5 lakhs in case the bank defaults
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I was interviewed in Sep 2024.

Round 1 - Aptitude Test 

The personality Matters to them, professional approach. Prompt answers are accepted each time they ask questions. Your answer should be shot, but clear at the same time. Professional achievements would be Additional advantage. Describe about your professional achievements.

Round 2 - One-on-one 

(4 Questions)

  • Q1. About yourself Current job profile Challenges faced in current profile Biggest success on previous job Weakness and strength
  • Q2. Current job profile
  • Q3. Biggest success of previous job
  • Q4. Biggest challenges of previous job

Interview Preparation Tips

Interview preparation tips for other job seekers - Challenges face in current profile
Biggest success in previous job
Weakness and strength
Be very fluent and accurate about numbers of your previous performance
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - HR 

(2 Questions)

  • Q1. About myself and my educational
  • Q2. Document verification and personal details
Round 2 - HR 

(1 Question)

  • Q1. Document verification and personal details
Round 3 - One-on-one 

(3 Questions)

  • Q1. Self induction and career
  • Q2. Any experience in the banking sector
  • Q3. Any experience to banking sector

Interview Preparation Tips

Interview preparation tips for other job seekers - To work very sincerely and improve your skills
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Nov 2024. There were 4 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Can you describe your current roles and responsibilities?
  • Ans. 

    I am currently responsible for leading a team of data scientists, developing and implementing data-driven strategies, and ensuring the quality and accuracy of data analysis.

    • Leading a team of data scientists

    • Developing and implementing data-driven strategies

    • Ensuring quality and accuracy of data analysis

  • Answered by AI
  • Q2. What are the technical details of one of your projects?
  • Ans. 

    Developed a predictive model for customer churn using machine learning algorithms.

    • Used Python for data preprocessing and model building

    • Applied techniques like feature engineering and hyperparameter tuning

    • Evaluated model performance using metrics like accuracy, precision, and recall

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What is the loss function used in XGBoost?
  • Ans. 

    The loss function used in XGBoost is typically the gradient boosting algorithm.

    • XGBoost uses the gradient boosting algorithm to minimize the loss function

    • Common loss functions include regression loss functions like squared error and logistic loss for classification

    • Users can also define custom loss functions in XGBoost

  • Answered by AI
  • Q2. Logical puzzle question
Round 3 - One-on-one 

(3 Questions)

  • Q1. What are your professional aspirations?
  • Ans. 

    My professional aspiration is to lead a team of data scientists to drive impactful insights and innovations.

    • Lead a team of data scientists to tackle complex problems

    • Drive impactful insights and innovations through data analysis

    • Continuously learn and stay updated on the latest trends in data science

    • Collaborate with cross-functional teams to implement data-driven solutions

  • Answered by AI
  • Q2. Puzzle question
  • Q3. Mathematical series question
Round 4 - HR 

(3 Questions)

  • Q1. What is the reason for leaving your current organization?
  • Ans. 

    Seeking new challenges and growth opportunities in a more innovative environment.

    • Desire for new challenges and growth opportunities

    • Seeking a more innovative work environment

    • Looking to expand skill set and knowledge in data science

  • Answered by AI
  • Q2. What are your reasons for wanting to join IDFC?
  • Ans. 

    I am excited about the opportunity to contribute my data science skills to IDFC's innovative projects and make a meaningful impact.

    • Excited about contributing data science skills to innovative projects at IDFC

    • Opportunity to make a meaningful impact through data-driven solutions

    • Interested in working with a reputable organization like IDFC

  • Answered by AI
  • Q3. What are your strengths and weaknesses?
  • Ans. 

    My strengths include strong analytical skills and attention to detail. My weaknesses include a tendency to overthink and difficulty delegating tasks.

    • Strengths: strong analytical skills

    • Strengths: attention to detail

    • Weaknesses: tendency to overthink

    • Weaknesses: difficulty delegating tasks

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 3 interview rounds.

Round 1 - Coding Test 

2 leetcode problem
1. house robbers
2. Reverse linkedlist

Round 2 - Technical 

(3 Questions)

  • Q1. Difference between qualifier and auto wired?
  • Q2. Abstract vs interface?
  • Q3. Exception handling in polymorphism
Round 3 - One-on-one 

(1 Question)

  • Q1. WhatsApp notification system design
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Oct 2024. There were 2 interview rounds.

Round 1 - Technical 

(4 Questions)

  • Q1. Whats type of your work handle organisation and how to manage the Cases on daily basis
  • Q2. What is your portfolio size and how many products of which bucket handlings, are you working alone or doing with the help of Agencies
  • Ans. 

    I currently manage a portfolio of 50 products across various buckets, handling 30 products alone and 20 with the help of Agencies.

    • Portfolio size: 50 products

    • Products handled alone: 30

    • Products handled with Agencies: 20

  • Answered by AI
  • Q3. How many Agencies are working and how to mange the agency FOS and High poss cases
  • Ans. 

    There are X number of Agencies working. To manage agency FOS and high poss cases, establish clear communication channels, provide regular training and support, set performance targets, and monitor progress.

    • Identify the number of Agencies currently working

    • Establish clear communication channels with the Agencies to ensure smooth coordination

    • Provide regular training and support to the agency Field Officers (FOS) to enhanc...

  • Answered by AI
  • Q4. How many visit doing in a months and what is your month on month Target vs Acheivment
Round 2 - HR 

(1 Question)

  • Q1. Salary Negotiation and Expectations

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Deputy Area Manager interview:
  • Collections
  • Vendor Management
  • Credit Cards
  • Portfolio Management
Interview preparation tips for other job seekers - If you gives any interview first of all go with full confidence Believe in your self and think you are the best fit fir position
Gives the straight answer if don’t know the answer then simply say few words of similar to them and say sorry or say as per knowledge this is the…. your answer
Be positive and calm

Dhanlaxmi Bank Interview FAQs

How many rounds are there in Dhanlaxmi Bank interview?
Dhanlaxmi Bank interview process usually has 3 rounds. The most common rounds in the Dhanlaxmi Bank interview process are Resume Shortlist, Group Discussion and One-on-one Round.
How to prepare for Dhanlaxmi Bank interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Dhanlaxmi Bank. The most common topics and skills that interviewers at Dhanlaxmi Bank expect are Budgeting, Counselling, Currency Management, Debt Management and FX.

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Dhanlaxmi Bank Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
View more

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Dhanlaxmi Bank Reviews and Ratings

based on 101 reviews

4.3/5

Rating in categories

4.0

Skill development

4.3

Work-life balance

3.9

Salary

4.3

Job security

4.1

Company culture

3.3

Promotions

4.0

Work satisfaction

Explore 101 Reviews and Ratings
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