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J&K Bank Interview Questions and Answers
J&K Bank Interview Experiences
4 interviews found
Anonymous
(1 Question)
- Q1. Technical typing test
Senior Executive Interview Questions asked at other Companies
Selected
I applied via Company Website and was interviewed before Mar 2023. There were 2 interview rounds.
Basic intro and getting to know
1 project to do research and present to the team
Interview Preparation Tips
Data Analyst Interview Questions asked at other Companies
Selected
I was interviewed before Apr 2022.
Preliminary Examination Multiple choice questions with 100 Ques in 60 minutes
Mains Exam with both objective and subjective part.
(4 Questions)
- Q1. Diff b/w ATM Card amd Debit Card
- Ans.
ATM card is used to withdraw cash from ATM machines while debit card is used for online and offline transactions.
ATM card is linked to a savings or current account while debit card can be linked to both savings and current accounts.
ATM card can only be used to withdraw cash from ATM machines while debit card can be used for online and offline transactions.
ATM card does not have a CVV number while debit card has a CVV n...
- Q2. How ur knowledge will help us
- Ans.
My knowledge will help in improving team performance, customer satisfaction and achieving business goals.
I have experience in managing teams and ensuring their productivity
I have knowledge of customer service and can ensure customer satisfaction
I have a good understanding of business operations and can contribute to achieving business goals
I am familiar with industry trends and can provide insights for improvement
I hav...
- Q3. Ques from previous work experience
- Q4. Why you choose banking
- Ans.
I chose banking because of its stability, growth opportunities, and the chance to work with diverse clients.
I chose banking because it offers stability and job security.
I am attracted to the growth opportunities in the banking industry.
I enjoy working with diverse clients and helping them achieve their financial goals.
Banking allows me to utilize my analytical and problem-solving skills.
I find the financial industry fa...
Interview Preparation Tips
- Banking
Assistant Manager Interview Questions asked at other Companies
I was interviewed before Mar 2022.
Apptitude test consists of three parts with 40 marks from each part ie maths ,General english and reasoning
(2 Questions)
- Q1. How measures will you take to increase profit in banking sector
- Ans.
To increase profit in the banking sector, measures can include improving customer acquisition, cross-selling products, reducing operational costs, and optimizing investment strategies.
Improving customer acquisition through targeted marketing campaigns and personalized offers
Cross-selling products to existing customers by analyzing their needs and offering relevant financial solutions
Reducing operational costs by implem...
- Q2. On famous personality with your name
- Ans. Ex prime Minster of pakistan Showkat Aziz Since my name is showkat Aziz
Interview Preparation Tips
Banking Associate Interview Questions asked at other Companies
J&K Bank interview questions for popular designations
Top trending discussions
Interview questions from similar companies
I was interviewed in Jun 2016.
Interview Questionnaire
2 Questions
- Q1. What field do you want to work in?
- Ans.
I am interested in working in the field of marketing and advertising.
Passionate about creating impactful campaigns
Strong communication and creative skills
Experience with social media marketing and analytics
- Q2. What are your interests?
- Ans.
My interests include reading, hiking, cooking, and playing musical instruments.
Reading - I enjoy reading fiction and non-fiction books in my free time.
Hiking - I love exploring nature trails and going on outdoor adventures.
Cooking - I like experimenting with new recipes and trying out different cuisines.
Playing musical instruments - I play the guitar and piano as a hobby.
Interview Preparation Tips
Experience: It was a basic interview where in they asked me about my interest, family background, etc
College Name: Sri Venkateswara College
I applied via Company Website and was interviewed in Mar 2018. There were 4 interview rounds.
Interview Preparation Tips
Skills: Computer Networking
Priyanka Bagree
I was interviewed before May 2016.
Interview Questionnaire
4 Questions
- Q1. Tell us something which we can't find out from your CV.
- Ans.
I am an avid rock climber and have scaled some of the tallest peaks in the region.
I have been rock climbing for over 5 years.
I have climbed peaks such as Mount Everest Base Camp and El Capitan in Yosemite.
Rock climbing has taught me valuable lessons in perseverance and problem-solving.
- Q2. Fall in the Chinese yuan
- Ans.
The fall in the Chinese yuan is due to various factors such as trade tensions, economic slowdown, and government policies.
Trade tensions between China and the US have led to a decrease in demand for the yuan
China's economic growth has slowed down, leading to a decrease in investor confidence
The Chinese government has implemented policies to devalue the yuan in order to boost exports
The fall in the yuan has led to conce
- Q3. Ratios for banks
- Ans.
Ratios are important for banks to measure their financial health and performance.
Common ratios used for banks include capital adequacy ratio, loan-to-deposit ratio, and net interest margin.
Capital adequacy ratio measures a bank's ability to absorb losses, while loan-to-deposit ratio shows the bank's ability to lend money.
Net interest margin measures the difference between interest earned on loans and interest paid on d...
- Q4. Why ICICI?
- Ans.
ICICI is a leading financial institution known for its innovative products and services.
ICICI has a strong reputation in the financial industry
Offers a wide range of products and services for customers
Known for its innovative digital banking solutions
Provides opportunities for growth and development
Interview Preparation Tips
Tips: The best way to clear this round is to be truthful. There are no correct answers which will also be told during this test. It is very easy, however, to understand if someone is lying on this test.
Duration: 40 minutes
Round: Group Discussion
Tips: Be confident.
Try and start the GD but make sure you can give it a direction.
Don't repeat points just to get more talking time.
Allow others to explain their point of view.
Duration: 10 minutes
Round: Technical + HR Interview
Tips: Don't get worked up or stressed if you don't know the answer to a question.
Prepare very well on the things mentioned in your CV.
Don't try to make up things.
College Name: IIM Raipur
Interview Questionnaire
1 Question
- Q1. About banks in Indian market About kotak Savings accounts Current accounts Rate of interest NII NIV
Interview Preparation Tips
Experience: Hi..
It is magical movment for me when i got call from the HR of HDFC bank. I am just uploading my resume on the banks carrier & after a month or 2 months they called me for the interview.
Tips: Many of us upload their resume on all job sites in addition to that also upload your resume on the respective companies carrier site, if they found your resume as suitable then they definitely contact you.
I was interviewed before Mar 2016.
Interview Questionnaire
2 Questions
- Q1. Some technical questions were asked
- Q2. They spring hibernate MVC flow and core java and Oracle connectivity questions
Interview Preparation Tips
Experience: There was a Team manager and his junior for the interview
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Interview Questions for Popular Designations
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J&K Bank Interview Process
based on 8 interviews
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