J&K Bank Interview Questions and Answers

Q1. Technical typing test
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Basic intro and getting to know

1 project to do research and present to the team

Preliminary Examination Multiple choice questions with 100 Ques in 60 minutes

Mains Exam with both objective and subjective part.

Q1. Diff b/w ATM Card amd Debit Card
Ans. 
ATM card is used to withdraw cash from ATM machines while debit card is used for online and offline transactions.
• ATM card is linked to a savings or current account while debit card can be linked to both savings and current accounts.

• ATM card can only be used to withdraw cash from ATM machines while debit card can be used for online and offline transactions.

• ATM card does not have a CVV number while debit card has a CVV n...read more
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Q2. How ur knowledge will help us
Ans. 
My knowledge will help in improving team performance, customer satisfaction and achieving business goals.
• I have experience in managing teams and ensuring their productivity

• I have knowledge of customer service and can ensure customer satisfaction

• I have a good understanding of business operations and can contribute to achieving business goals

• I am familiar with industry trends and can provide insights for improvement

• I hav...read more
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Q3. Ques from previous work experience
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Q4. Why you choose banking
Ans. 
I chose banking because of its stability, growth opportunities, and the chance to work with diverse clients.
• I chose banking because it offers stability and job security.

• I am attracted to the growth opportunities in the banking industry.

• I enjoy working with diverse clients and helping them achieve their financial goals.

• Banking allows me to utilize my analytical and problem-solving skills.

• I find the financial industry fa...read more
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Apptitude test consists of three parts with 40 marks from each part ie maths ,General english and reasoning

Q1. How measures will you take to increase profit in banking sector
Ans. 
To increase profit in the banking sector, measures can include improving customer acquisition, cross-selling products, reducing operational costs, and optimizing investment strategies.
• Improving customer acquisition through targeted marketing campaigns and personalized offers

• Cross-selling products to existing customers by analyzing their needs and offering relevant financial solutions

• Reducing operational costs by implem...read more
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Q2. On famous personality with your name
Ans. Ex prime Minster of pakistan Showkat Aziz Since my name is showkat Aziz
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