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J&K Bank
4.0
based on 84 Reviews
Video summary
Company Overview
Company Locations
Working at J&K Bank
Company Summary
J&K Bank functions as a universal bank in Jammu & Kashmir and as a specialised bank in the rest of the country. It is also the only private sector bank designated as RBI agent for banking business
Overall Rating
4.0/5
based on 84 reviews
5% above
industry average
Highly rated for
Job security
Critically rated for
Promotions
Work Policy
Monday to Saturday
37% employees reported
Strict timing
60% employees reported
Within city
38% employees reported
Day shift
97% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
11 employees reported
Professional degree assistance
8 employees reported
Health insurance
6 employees reported
Office cab/shuttle
5 employees reported
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Tide Business Finance Platform
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About J&K Bank
Founded in1938 (87 yrs old)
India Employee Count10k-50k
Global Employee Count10k-50k
India HeadquartersSrinagar, Jammu and Kashmir, India
Office Locations
--
Websitejkbank.com
Primary Industry
Other Industries
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View in video summary
J&K Bank functions as a universal bank in the Union Territories of Jammu & Kashmir and Ladakh and as a specialised bank in the rest of the country. It is also designated as RBI’s agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT.J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.
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J&K Bank Ratings
based on 84 reviews
Overall Rating
4.0/5
How AmbitionBox ratings work?
5
52
4
15
3
6
2
4
1
7
Category Ratings
3.9
Job security
3.6
Company culture
3.6
Salary
3.5
Skill development
3.4
Work-life balance
3.4
Work satisfaction
3.2
Promotions
J&K Bank is rated 4.0 out of 5 stars on AmbitionBox, based on 84 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
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J&K Bank Reviews
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Compare J&K Bank with Similar Companies
|  Change Company |  Change Company |  Change Company | |
|---|---|---|---|---|
Overall Rating | 4.0/5 based on 84 reviews | 4.0/5 based on 38.4k reviews  | 3.9/5 based on 39.9k reviews | 3.8/5 based on 3.9k reviews |
Highly Rated for | Job security | Job security Skill development Company culture | Job security Skill development | Job security Salary |
Critically Rated for | Promotions |  No critically rated category | Promotions | No critically rated category |
Primary Work Policy | - | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 82% employees reported |
Rating by Women Employees | 4.9 Excellent rated by 6 women | 3.9 Good rated by 10.2k women | 3.7 Good rated by 8.3k women | 3.8 Good rated by 830 women |
Rating by Men Employees | 3.9 Good rated by 68 men | 4.0 Good rated by 26.5k men | 3.9 Good rated by 29.6k men | 3.8 Good rated by 2.7k men |
Job security | 3.9 Good | 4.1 Good | 4.0 Good | 4.1 Good |
View more
J&K Bank Salaries
J&K Bank salaries have received with an average score of 3.6 out of 5 by 84 employees.
Banking Associate
(26 salaries)
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₹3.5 L/yr - ₹10 L/yr
Associate Executive
(12 salaries)
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₹3.3 L/yr - ₹12 L/yr
Branch Manager
(7 salaries)
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₹11 L/yr - ₹20 L/yr
Relationship Executive
(6 salaries)
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₹4 L/yr - ₹11 L/yr
Branch Head
(5 salaries)
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₹14.4 L/yr - ₹32 L/yr
Accountant
(5 salaries)
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₹2.6 L/yr - ₹5.2 L/yr
Credit Manager
(5 salaries)
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₹12 L/yr - ₹15 L/yr
Banking Assistant
(5 salaries)
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₹4 L/yr - ₹5.8 L/yr
Banking Officer
(5 salaries)
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₹4.3 L/yr - ₹11 L/yr
IT Manager
(4 salaries)
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₹4.4 L/yr - ₹15 L/yr
J&K Bank News
View all
February sees 225 cr Aadhaar authentication transactions, 43 cr e-KYC transactions
- The total number of e-KYC transactions (42.89 crore) carried out during February 2025 is almost 14 per cent more than the levels seen during the same period last year.
- By the end of February 2025, the total number of Aadhaar authentication transactions crossed 14,555 crore, while total e-KYC transactions have gone beyond 2,311 crore.
- In February, 12.54 crore Aadhaar face authentication transactions were carried out, marking a monthly all-time high since its introduction in October 2021.
- 97 entities, including Kotak Mahindra Prime Ltd, PhonePe, Karur Vysya Bank, and J&K Bank, have onboarded to use face authentication, with a cumulative transaction count of over 115 crore.
HinduBusinessLine | 8 Mar, 2025
J&k Bank Share Price Target 2025 2026 to 2030
- Jammu & Kashmir (J&K) Bank Ltd is a commercial bank listed on the Indian stock exchanges, known for steady growth and rising investor interest.
- The bank has consistently met its share price targets, with J&K Bank Share Price Target 2023 achieved and J&K Bank Share Price Target 2024 on track.
- J&K Bank Share Price Target 2025 is projected to range from ₹219 to ₹261, with monthly targets provided for informed investment decisions.
- J&K Bank Share Price Target 2026 is expected to range between ₹249 and ₹298 throughout the year, indicating continued growth.
- The J&K Bank Share Price Target 2027 forecasts a promising upward trajectory with monthly price predictions ranging from ₹285 to ₹340.
- For 2028, the J&K Bank offers steady growth predictions, with monthly targets between ₹326 and ₹389.
- J&K Bank Share Price Target 2029 anticipates a gradual increase in stock value, with monthly ranges from ₹373 to ₹446, reflecting the bank's strength.
- In 2030, J&K Bank aims for continued upward movement, with monthly targets ranging from ₹427 to ₹510, aligning with its strong performance.
- The bank's shareholding pattern includes Promoters at 59.40%, Retail and others at 25.47%, and FII at 6.99% among others.
- J&K Bank's consistent performance and market recognition make it an appealing choice for investors looking for long-term stability and growth.
VIE Stories | 19 Feb, 2025
SEBI Warns J&K Bank To Be Consistent In Disclosure To Exchanges
- SEBI has warned J&K Bank to consistently disclose management disclosures to exchanges.
- The bank was late in disclosing the RBI's approval of Amitava Chatterjee as its MD and CEO.
- SEBI considers these violations seriously due to stock price and volume movement.
- The bank has made incorrect submissions to exchanges and needs to improve compliance standards.
Bloomberg Quint | 14 Jan, 2025
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J&K Bank Q3 Business Updates: Total Business Grows 8.56%
- Jammu & Kashmir Bank's total business grew 8.56% in Q3 of fiscal 2025.
- Total business, including deposits and loans, stood at Rs 2.34 lakh crore.
- Gross advances of the bank increased by 5.98% to Rs 99.2 lakh crore.
- Total deposits rose 9.65% to Rs 1.37 lakh crore.
Bloomberg Quint | 6 Jan, 2025
J&K Bank Shares Rise 7% Following Appointment of Amitava Chatterjee as MD & CEO
- Jammu & Kashmir Bank shares surged 7.4% following the appointment of Amitava Chatterjee as MD & CEO.
- The stock reached an intraday high of Rs 105.44 per share on the BSE.
- Amitava Chatterjee is currently the Deputy Managing Director at the State Bank of India.
- Jammu & Kashmir Bank operates as a universal bank in Jammu & Kashmir and Ladakh.
VIE Stories | 26 Dec, 2024
J&K Bank Appoints Amitava Chatterjee As New CEO And MD
- Jammu and Kashmir Bank Ltd. has appointed Amitava Chatterjee as the new Managing Director and Chief Executive Officer.
- Chatterjee, currently the Deputy Managing Director of State Bank of India, will replace Baldev Prakash whose term ends on Dec. 29.
- The appointment is for a period of three years, and Chatterjee will assume office on Dec. 30.
- Chatterjee brings over three decades of banking experience, including serving as MD and CEO of SBI CAPS.
Bloomberg Quint | 25 Dec, 2024
Jammu And Kashmir Bank Launches Virtual ATM To Boost Digital Access In Rural Areas
- Jammu and Kashmir Bank has launched a virtual ATM facility in collaboration with Paymart India Pvt Ltd.
- The virtual ATM aims to enhance digital access in rural areas and areas with no presence of physical ATMs.
- Customers can withdraw cash seamlessly through enrolled merchants using the bank's mobile application.
- The initiative aligns with the bank's vision to create a customer-centric banking ecosystem.
Bloomberg Quint | 23 Nov, 2024
J&K Bank Aims To Steady Home Loan Growth At 16-17% In FY25 With Portfolio Expansion
- J&K Bank aims to steady home loan growth at 16-17% in FY25 with portfolio expansion.
- CMD Baldev Prakash expresses confidence in meeting the guidance of mid-teen growth in advances and around 12% in deposits.
- The bank focuses on improving market share and expanding into new geographies for home loan growth.
- Shares of J&K Bank dipped 3.17% during Friday's intraday trade.
Bloomberg Quint | 9 Nov, 2024
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J&K Bank FAQs
When was J&K Bank founded?
J&K Bank was founded in 1938. The company has been operating for 87 years primarily in the Banking sector.
Where is the J&K Bank headquarters located?
J&K Bank is headquartered in Srinagar, Jammu and Kashmir.
How many employees does J&K Bank have in India?
J&K Bank currently has approximately 11,000+ employees in India.
Does J&K Bank have good work-life balance?
J&K Bank has a work-life balance rating of 3.4 out of 5 based on 80+ employee reviews on AmbitionBox. 20% employees rated J&K Bank 3 or below, while 80% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read J&K Bank work-life balance reviews for more details
Is J&K Bank good for career growth?
Career growth at J&K Bank is rated as moderate, with a promotions and appraisal rating of 3.2. 20% employees rated J&K Bank 3 or below, while 80% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading J&K Bank promotions/appraisals reviews for more detailed insights.
What are the pros and cons of working in J&K Bank?
Working at J&K Bank comes with several advantages and disadvantages. It is highly rated for job security. However, it is poorly rated for promotions / appraisal, based on 80+ employee reviews on AmbitionBox.
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