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AU Small Finance Bank
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The current lending scenario in the country is characterized by low interest rates, increased competition among lenders, and a growing trend towards digital lending platforms.
Interest rates are at historic lows, leading to increased borrowing activity.
Traditional banks are facing stiff competition from online lenders and fintech companies.
Digital lending platforms are gaining popularity due to their convenience and qui...
I applied via Recruitment Consulltant and was interviewed in Jan 2023. There were 3 interview rounds.
Yes, I am ready for extensive sales and new market.
I have experience in expanding sales and entering new markets.
I am adaptable and can quickly learn about new markets.
I have a strong network and can leverage it to increase sales.
I am willing to put in the effort and time required to succeed in new markets.
I applied via Approached by Company and was interviewed in Sep 2021. There were 3 interview rounds.
Yes, I have worked on several projects involving 3rd party vendors.
I have experience in vendor selection, negotiation, and management.
In my previous role, I worked with a software vendor to implement a new CRM system.
I have also worked with a marketing agency to develop and execute a successful advertising campaign.
Communication and collaboration are key when working with 3rd party vendors.
I always ensure that expectat
I applied via Referral and was interviewed before Jun 2020. There were 4 interview rounds.
AU Small Finance Bank interview questions for designations
Top trending discussions
I applied via Referral and was interviewed in Sep 2024. There were 5 interview rounds.
About performance and achievements
Good and quality discussion
Financial cash flow model build from scratch
Interview test on case study
I applied via Company Website and was interviewed in Sep 2024. There were 3 interview rounds.
Online exam for customer responses
Current role discussion
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
based on 124 reviews
Rating in categories
3-6 Yrs
₹ 7-12 LPA
Assistant Manager
1.1k
salaries
| ₹1.8 L/yr - ₹7.5 L/yr |
Deputy Manager
954
salaries
| ₹2.4 L/yr - ₹9 L/yr |
Relationship Manager
717
salaries
| ₹2 L/yr - ₹9.7 L/yr |
Manager
600
salaries
| ₹3.8 L/yr - ₹13.5 L/yr |
Senior Executive
535
salaries
| ₹1.6 L/yr - ₹5 L/yr |
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