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I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.
Branch RC limit refers to the maximum amount of credit that a branch is authorized to extend to its customers.
Branch RC limit is set by the senior management based on the branch's financial strength and risk appetite.
It helps in controlling the credit exposure of the branch and ensures that it operates within its financial limits.
Exceeding the branch RC limit can lead to increased credit risk and potential losses for t...
Dealer RC limit refers to the maximum amount of credit that a dealer is allowed to borrow from a financial institution.
Dealer RC limit is set by the financial institution based on the dealer's creditworthiness and business needs.
It helps to manage the risk exposure of the financial institution by limiting the amount of credit extended to a single dealer.
Exceeding the dealer RC limit may result in additional scrutiny or...
Credit policy outlines guidelines for extending credit to customers, while KYC policy ensures customer identity verification to prevent fraud.
Credit policy is a set of guidelines and procedures that a company follows when extending credit to customers.
It includes criteria for evaluating creditworthiness, setting credit limits, and managing credit risk.
KYC (Know Your Customer) policy is a set of procedures for verifying...
Group discussion about the previous job and credit underwriting
I applied via Walk-in and was interviewed before Oct 2020. There was 1 interview round.
I applied via Walk-in and was interviewed before Aug 2021. There were 2 interview rounds.
I applied via Walk-in and was interviewed before Sep 2021. There was 1 interview round.
I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.
I applied via Walk-in and was interviewed in Jul 2020. There were 2 interview rounds.
I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.
I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.
Building rapport with the customer is the most useful trick in sales.
Listen actively to the customer's needs and concerns.
Show empathy and understanding towards the customer.
Be honest and transparent about the product or service being sold.
Provide personalized solutions to the customer's problems.
Follow up with the customer to ensure satisfaction and build long-term relationships.
I applied via Other and was interviewed before Dec 2017. There were 3 interview rounds.
based on 2 interviews
Interview experience
based on 9 reviews
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Branch Credit Manager
326
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| ₹0 L/yr - ₹0 L/yr |
Deputy Officer
303
salaries
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Area Business Manager
272
salaries
| ₹0 L/yr - ₹0 L/yr |
Branch Sales Manager
263
salaries
| ₹0 L/yr - ₹0 L/yr |
Area Credit Manager
251
salaries
| ₹0 L/yr - ₹0 L/yr |
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