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Cholamandalam Investment & Finance Senior Credit Officer Interview Questions and Answers

Updated 8 Mar 2024

Cholamandalam Investment & Finance Senior Credit Officer Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. What is branch rc limit
  • Ans. 

    Branch RC limit refers to the maximum amount of credit that a branch is authorized to extend to its customers.

    • Branch RC limit is set by the senior management based on the branch's financial strength and risk appetite.

    • It helps in controlling the credit exposure of the branch and ensures that it operates within its financial limits.

    • Exceeding the branch RC limit can lead to increased credit risk and potential losses for t...

  • Answered by AI
  • Q2. What is dealer rc limit
  • Ans. 

    Dealer RC limit refers to the maximum amount of credit that a dealer is allowed to borrow from a financial institution.

    • Dealer RC limit is set by the financial institution based on the dealer's creditworthiness and business needs.

    • It helps to manage the risk exposure of the financial institution by limiting the amount of credit extended to a single dealer.

    • Exceeding the dealer RC limit may result in additional scrutiny or...

  • Answered by AI
  • Q3. What is credit policy, what is kyc policy
  • Ans. 

    Credit policy outlines guidelines for extending credit to customers, while KYC policy ensures customer identity verification to prevent fraud.

    • Credit policy is a set of guidelines and procedures that a company follows when extending credit to customers.

    • It includes criteria for evaluating creditworthiness, setting credit limits, and managing credit risk.

    • KYC (Know Your Customer) policy is a set of procedures for verifying...

  • Answered by AI
  • Q4. What your work at your previous company and what is the reason behind leaving it
  • Q5. Customer cibil verification what is od, sub, lss, dbt

Interview Preparation Tips

Interview preparation tips for other job seekers - Believe in your knowledge

Senior Credit Officer Interview Questions & Answers

user image Manish Kumar jha

posted on 8 Mar 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion about the previous job and credit underwriting

Round 2 - HR 

(1 Question)

  • Q1. Salary discussion and previous work experience

Senior Credit Officer Interview Questions Asked at Other Companies

Q1. What is CIBIL score for credit
Q2. What is the meaning of OTC and PDD
Q3. Which CIBIL score is bad and which one is good..??
Q4. What terms we consider while making banking sheet
Q5. What is credit policy, what is kyc policy

Interview questions from similar companies

I applied via Walk-in and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. Do you want to relocate
  • Q2. Why you want to change you field
  • Q3. Do you comfortable to work more than office time
  • Q4. Do you ready for outside work

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience with HR manager

I applied via Walk-in and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. Need to have patience
Round 2 - sales skills 

(1 Question)

  • Q1. Why should we hire you.

Interview Preparation Tips

Interview preparation tips for other job seekers - need to accept what ever the recruiter says.

I applied via Walk-in and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself?

Interview Preparation Tips

Interview preparation tips for other job seekers - No more question asked. Asked about your qualification, family members etc.

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

I applied via Walk-in and was interviewed in Jul 2020. There were 2 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. What is your Current CTC

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident... Interview is very easy. improve Your communication skills. English writing & speaking.

I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Privious work type target achivement

Interview Preparation Tips

Interview preparation tips for other job seekers - Your last job experience is

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. If you are a sales manager how you can be manage our work
  • Q2. Tell me most useful trick in sales
  • Ans. 

    Building rapport with the customer is the most useful trick in sales.

    • Listen actively to the customer's needs and concerns.

    • Show empathy and understanding towards the customer.

    • Be honest and transparent about the product or service being sold.

    • Provide personalized solutions to the customer's problems.

    • Follow up with the customer to ensure satisfaction and build long-term relationships.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Pretend calm and gentle

I applied via Other and was interviewed before Dec 2017. There were 3 interview rounds.

Interview Preparation Tips

Round: Test
Experience: Aptitude and reasoning test of 50 questions.

Round: Group Discussion
Experience: It's not group discussion, sales manager discuss about my previous organization manappuram finance LTD

General Tips: Discuss all things properly with interviver, in Hdfc i get bad experience after joining.
Skills: Communication
Duration: 1-4 weeks
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Cholamandalam Investment & Finance Interview FAQs

How many rounds are there in Cholamandalam Investment & Finance Senior Credit Officer interview?
Cholamandalam Investment & Finance interview process usually has 2 rounds. The most common rounds in the Cholamandalam Investment & Finance interview process are Resume Shortlist, One-on-one Round and Group Discussion.
What are the top questions asked in Cholamandalam Investment & Finance Senior Credit Officer interview?

Some of the top questions asked at the Cholamandalam Investment & Finance Senior Credit Officer interview -

  1. What is credit policy, what is kyc pol...read more
  2. What is branch rc li...read more
  3. What is dealer rc li...read more

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Cholamandalam Investment & Finance Senior Credit Officer Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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Cholamandalam Investment & Finance Senior Credit Officer Salary
based on 38 salaries
₹2.8 L/yr - ₹4.5 L/yr
14% less than the average Senior Credit Officer Salary in India
View more details

Cholamandalam Investment & Finance Senior Credit Officer Reviews and Ratings

based on 9 reviews

4.5/5

Rating in categories

4.1

Skill development

4.5

Work-life balance

4.5

Salary

4.9

Job security

4.9

Company culture

4.9

Promotions

4.5

Work satisfaction

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