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Cholamandalam Investment & Finance Senior Credit Officer Interview Questions and Answers
Cholamandalam Investment & Finance Senior Credit Officer Interview Experiences
2 interviews found
Anonymous
Selected
I applied via Referral and was interviewed in Jul 2023. There were 2 interview rounds.
(5 Questions)
- Q1. What is branch rc limit
- Ans.
Branch RC limit refers to the maximum amount of credit that a branch is authorized to extend to its customers.
Branch RC limit is set by the senior management based on the branch's financial strength and risk appetite.
It helps in controlling the credit exposure of the branch and ensures that it operates within its financial limits.
Exceeding the branch RC limit can lead to increased credit risk and potential losses for t...
- Q2. What is dealer rc limit
- Ans.
Dealer RC limit refers to the maximum amount of credit that a dealer is allowed to borrow from a financial institution.
Dealer RC limit is set by the financial institution based on the dealer's creditworthiness and business needs.
It helps to manage the risk exposure of the financial institution by limiting the amount of credit extended to a single dealer.
Exceeding the dealer RC limit may result in additional scrutiny or...
- Q3. What is credit policy, what is kyc policy
- Ans.
Credit policy outlines guidelines for extending credit to customers, while KYC policy ensures customer identity verification to prevent fraud.
Credit policy is a set of guidelines and procedures that a company follows when extending credit to customers.
It includes criteria for evaluating creditworthiness, setting credit limits, and managing credit risk.
KYC (Know Your Customer) policy is a set of procedures for verifying...
- Q4. What your work at your previous company and what is the reason behind leaving it
- Q5. Customer cibil verification what is od, sub, lss, dbt
Interview Preparation Tips
Group discussion about the previous job and credit underwriting
(1 Question)
- Q1. Salary discussion and previous work experience
Interview questions from similar companies
Area Credit Manager Interview Questions & Answers
Reliance Capital
Ankur Singh
posted on 16 Feb 2023
Selected
I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
- Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
- Q2. What do you offer that others dont ?
Interview Preparation Tips
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.
Selected
I was interviewed in Dec 2022.
(2 Questions)
- Q1. Previous experience? why change?
- Q2. Why are we hire you
Interview Preparation Tips
I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. If you are a sales manager how you can be manage our work
- Q2. Tell me most useful trick in sales
- Ans.
Building rapport with the customer is the most useful trick in sales.
Listen actively to the customer's needs and concerns.
Show empathy and understanding towards the customer.
Be honest and transparent about the product or service being sold.
Provide personalized solutions to the customer's problems.
Follow up with the customer to ensure satisfaction and build long-term relationships.
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.
(5 Questions)
- Q1. What is your family background?
- Q2. Share details of your previous job.
- Q3. Why are you looking for a change?
- Q4. What are your strengths and weaknesses?
- Q5. Tell me about yourself.
(1 Question)
- Q1. What are your salary expectations?
Interview Preparation Tips
I applied via Other and was interviewed before Dec 2017. There were 3 interview rounds.
Interview Preparation Tips
Experience: Aptitude and reasoning test of 50 questions.
Round: Group Discussion
Experience: It's not group discussion, sales manager discuss about my previous organization manappuram finance LTD
General Tips: Discuss all things properly with interviver, in Hdfc i get bad experience after joining.
Skills: Communication
Duration: 1-4 weeks
I applied via Walk-in and was interviewed before Aug 2021. There were 2 interview rounds.
(1 Question)
- Q1. Need to have patience
(1 Question)
- Q1. Why should we hire you.
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Apr 2019. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Why HDFC Bank select you which Quality in You What Is Roll of Banker
- Ans.
HDFC Bank should select me for my strong sales skills, customer service experience, and ability to meet targets.
Proven track record of exceeding sales targets in previous roles
Excellent communication and interpersonal skills for building relationships with customers
Strong understanding of financial products and services offered by HDFC Bank
Ability to work well under pressure and meet deadlines
Passion for providing exce...
- Q2. Amit What is Cross sale tell me The Types of Cross sales
- Ans.
Cross sale refers to selling additional products or services to existing customers. Types of cross sales include complementary, upgrade, and add-on sales.
Cross sale involves selling additional products or services to existing customers.
Complementary sales involve offering products or services that complement the customer's original purchase.
Upgrade sales involve offering higher-end or advanced versions of the customer'...
- Q3. What is The roll of Personls Banker
- Ans.
A Personal Banker is responsible for providing personalized financial advice and services to customers.
Assisting customers in opening and managing bank accounts
Providing information and guidance on various banking products and services
Helping customers with loan applications and credit card requests
Building and maintaining relationships with customers to ensure their financial needs are met
Identifying opportunities for...
Interview Preparation Tips
Sir asked me Various Que
What was ur Last company and why You resinge
The Previous company
What was your Salary expetation
Sir was very Cool and Very polaete he was asked my Family members And About me
Then after he was Told me Amit my Team or my side call To You and what is the status abt Your selection And Last sir was smile
And He was Best wishes to me
I applied via Referral and was interviewed in Jun 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Privious work type target achivement
Interview Preparation Tips
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Cholamandalam Investment & Finance Interviews By Designations
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Cholamandalam Investment & Finance Senior Credit Officer Interview Process
based on 2 interviews
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Cholamandalam Investment & Finance Senior Credit Officer Reviews and Ratings
based on 9 reviews
Rating in categories
|
Branch Credit Manager
318
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Deputy Officer
300
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Area Business Manager
272
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Branch Sales Manager
258
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Area Credit Manager
249
salaries
| ₹0 L/yr - ₹0 L/yr |
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