Filter interviews by
RBI has issued recent directions on willful defaulters to prevent loan defaults and improve credit discipline.
RBI has mandated banks to report all willful defaulters to Credit Information Companies (CICs).
The central bank has also directed banks to publish photographs of willful defaulters in newspapers.
RBI has set up a Central Repository of Information on Large Credits (CRILC) to track defaulters with exposure of Rs. ...
Bank of Maharashtra offers various MSME products to support small and medium enterprises.
BOM offers MSME loans for working capital, term loans, and project finance.
They provide customized financial solutions based on the needs of the MSME sector.
BOM also offers trade finance facilities like letter of credit and bank guarantees to MSMEs.
The bank has specific schemes like Stand-Up India and Mudra Yojana to support MSMEs.
...
Top trending discussions
posted on 19 Jan 2018
I applied via Other and was interviewed before Jan 2017. There were 4 interview rounds.
posted on 18 Nov 2020
I applied via Naukri.com and was interviewed before Nov 2019. There was 1 interview round.
FOIR and IIR are ratios used by lenders to assess the creditworthiness of borrowers.
FOIR stands for Fixed Obligation to Income Ratio and is calculated by dividing the borrower's fixed obligations (such as loan EMIs, rent, etc.) by their monthly income.
IIR stands for Installment to Income Ratio and is calculated by dividing the borrower's total loan installments by their monthly income.
Both ratios help lenders determine...
Credit 5Cs is a framework used by lenders to evaluate the creditworthiness of a borrower.
The 5Cs are Character, Capacity, Capital, Collateral, and Conditions.
Character refers to the borrower's reputation and credit history.
Capacity refers to the borrower's ability to repay the loan.
Capital refers to the borrower's assets and net worth.
Collateral refers to the assets that can be used as security for the loan.
Conditions ...
I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.
posted on 14 Jul 2022
I applied via Walk-in and was interviewed before Jul 2021. There were 2 interview rounds.
10 complete through Assembly of God Church School
posted on 11 Jan 2020
I applied via Referral and was interviewed in Jul 2019. There were 5 interview rounds.
posted on 20 Dec 2024
posted on 20 Dec 2024
Experienced credit officer with a strong background in financial analysis and risk assessment.
Over 5 years of experience in credit analysis and underwriting
Proficient in evaluating financial statements and assessing creditworthiness
Strong attention to detail and ability to identify potential risks
Excellent communication skills in dealing with clients and colleagues
Proven track record of making sound credit decisions to
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
5 years of experience in credit analysis and risk assessment
Proficient in financial statement analysis
Strong understanding of credit risk management
Experience in evaluating loan applications and determining creditworthiness
Familiarity with regulatory requirements and compliance standards
posted on 20 Dec 2024
I applied via Referral and was interviewed before Dec 2023. There was 1 interview round.
posted on 24 Feb 2025
based on 1 interview
Interview experience
based on 2 reviews
Rating in categories
Manager
212
salaries
| ₹7.3 L/yr - ₹20 L/yr |
Senior Manager
133
salaries
| ₹11.6 L/yr - ₹32 L/yr |
Deputy Manager
78
salaries
| ₹5 L/yr - ₹12 L/yr |
Branch Manager
76
salaries
| ₹8 L/yr - ₹22 L/yr |
Chief Manager
60
salaries
| ₹14 L/yr - ₹40 L/yr |
AU Small Finance Bank
IndusInd Bank
IDFC FIRST Bank
Yes Bank