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I applied via Company Website and was interviewed before Mar 2023. There were 3 interview rounds.
Round on round on interview
I have a diverse range of experience in various industries and roles, allowing me to bring a unique perspective to any situation.
I have worked in retail, finance, and healthcare industries, gaining valuable skills in customer service, financial analysis, and project management.
I have held positions ranging from entry-level to management, giving me a comprehensive understanding of different levels of an organization.
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I applied via Company Website and was interviewed before Oct 2023. There was 1 interview round.
Knowledge test and english thru ibps
I applied via Company Website and was interviewed before Feb 2022. There was 1 interview round.
Bank of Maharashtra interview questions for designations
Top trending discussions
I applied via Referral and was interviewed in Sep 2024. There were 5 interview rounds.
About performance and achievements
Good and quality discussion
Financial cash flow model build from scratch
Interview test on case study
I applied via Company Website and was interviewed in Sep 2024. There were 3 interview rounds.
Online exam for customer responses
Current role discussion
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
based on 7 interviews
Interview experience
based on 35 reviews
Rating in categories
Manager
201
salaries
| ₹7.1 L/yr - ₹20 L/yr |
Senior Manager
137
salaries
| ₹11.6 L/yr - ₹32 L/yr |
Deputy Manager
80
salaries
| ₹5 L/yr - ₹13 L/yr |
Branch Manager
77
salaries
| ₹8 L/yr - ₹22 L/yr |
Chief Manager
60
salaries
| ₹14 L/yr - ₹40 L/yr |
State Bank of India
ICICI Bank
HDFC Bank
Axis Bank