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Bank of Maharashtra Officer Scale 2 Interview Questions and Answers

Updated 17 Jun 2024

Bank of Maharashtra Officer Scale 2 Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in Dec 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

Exam conducted by ibps

Round 2 - HR 

(2 Questions)

  • Q1. Previous work experience
  • Q2. Detailed discussion over credit and forex business

Interview Preparation Tips

Interview preparation tips for other job seekers - Questions were asked regarding the background of the candidate and technical knowhow of various aspects of banking.

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Based on your experience, they will ask questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Understand and give answer based on experience/ points mentioned in resume.

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. All about the existing job profile and the process
  • Q2. Na

Interview Preparation Tips

Interview preparation tips for other job seekers - Need to be confident during discussion.

Interview Questionnaire 

1 Question

  • Q1. What is DSCR ?
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio, which is a financial metric used to measure a company's ability to pay its debts.

    • DSCR is calculated by dividing a company's net operating income by its total debt service.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt payments.

    • Lenders typically require a DSCR of at least 1.25 before approving a loan.

    • DSCR is commonly used in real ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - How much interviewer make confusing be confident, answer each quation.

I applied via Recruitment Consultant and was interviewed in Dec 2019. There was 1 interview round.

Interview Questionnaire 

7 Questions

  • Q1. Tell me about your self in description?
  • Ans. 

    Experienced manager with a proven track record in leading teams and achieving results.

    • 10+ years of management experience

    • Strong leadership and communication skills

    • Proven ability to motivate and inspire teams

    • Track record of achieving targets and driving growth

    • Experience in strategic planning and decision-making

    • Ability to adapt to changing environments and handle challenges

    • Excellent problem-solving and decision-making ski...

  • Answered by AI
  • Q2. Tell me article 3,17,28 in UCP 600?
  • Ans. 

    Article 3, 17, 28 in UCP 600

    • Article 3: Examines documents for compliance with terms of credit

    • Article 17: Bank is not liable for consequences of delay or error in transmission

    • Article 28: Discrepancies in documents must be notified within 5 banking days

  • Answered by AI
  • Q3. What is FDI ,procedure how to settle the fund & why FDI need to report to RBI?
  • Ans. 

    FDI stands for Foreign Direct Investment. It is the process of investing in a foreign country and establishing business operations there.

    • FDI refers to the investment made by a company or individual from one country into another country.

    • The procedure to settle the fund involves various steps such as obtaining necessary approvals, opening a bank account, and complying with regulatory requirements.

    • For example, if a compan...

  • Answered by AI
  • Q4. What is EDPMS & IDPMS ?
  • Ans. 

    EDPMS & IDPMS are software systems used in Indian government for monitoring and evaluation of development projects.

    • EDPMS stands for Electronic Development Project Monitoring System

    • IDPMS stands for Integrated Development Project Monitoring System

    • Both systems are used by Indian government for monitoring and evaluation of development projects

    • EDPMS is used for monitoring centrally sponsored schemes while IDPMS is used for

  • Answered by AI
  • Q5. What is BG ,tell me section 28,& countineous clause ?
  • Ans. 

    The question is related to legal terms and refers to BG, Section 28, and continuous clause.

    • BG stands for 'Bonded Guarantee' which is a type of financial guarantee provided by a bank or insurance company to a contractor.

    • Section 28 refers to a specific section in the Indian Contract Act, 1872 which deals with the rights and obligations of parties in a contract.

    • Continuous clause is a legal provision that allows a contract...

  • Answered by AI
  • Q6. When we called overdue bill of entry & caution listed shipping bill?
  • Ans. 

    Overdue bill of entry & caution listed shipping bill are called when...

    • Overdue bill of entry is called when the importer fails to submit the bill of entry within the prescribed time limit.

    • Caution listed shipping bill is called when the importer fails to pay the customs duty within the prescribed time limit.

    • Both are called to remind the importer to complete the necessary formalities to clear the goods from customs.

    • Failu...

  • Answered by AI
  • Q7. What is GR waiver
  • Ans. 

    GR waiver is a document that allows a company to import goods without paying customs duty.

    • GR stands for 'Goods Received'

    • Waiver is granted by the Reserve Bank of India

    • It is applicable for goods imported for display or use in trade fairs, exhibitions, etc.

    • It is also applicable for goods imported for repair or replacement under warranty

    • GR waiver is not applicable for goods imported for sale or for personal use

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to answer in full confidence & attempt only those answers that you have idea about ,don't try to make them fool.

Interview Questionnaire 

1 Question

  • Q1. About the profile, CASA No, and personal details

I applied via Company Website and was interviewed before Jul 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What Do yo mean by Banking
  • Ans. 

    Banking refers to the business of accepting deposits and lending money.

    • Banking involves financial institutions that accept deposits from customers and use those funds to make loans to other customers.

    • Banks also offer a range of other financial services, such as credit cards, investment products, and insurance.

    • Banking is regulated by government agencies to ensure the safety and soundness of the financial system.

    • Examples...

  • Answered by AI
  • Q2. Banking is a Process of Accepting deposits and lending it to the public in form of loans.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was at moderate level.Normal Questions were asked

I applied via Naukri.com and was interviewed in Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Should be realted to work
  • Q2. What you like to do after an rejection
  • Q3. After rejection I would like to go in other platform to show my capability

Interview Preparation Tips

Interview preparation tips for other job seekers - it could be more better then thjs

Interview Questionnaire 

2 Questions

  • Q1. About your self, about your past experience, what exactly you do, process knowledge, ready to work in shifts, ready to work under pressure,
  • Q2. Give specific and relevent answer to question, If you have any doubts regarding the timings or salary...ask right there..don't depend on your upcoming superwiser...

Interview Questionnaire 

2 Questions

  • Q1. Technical questions on project finance npv irr difference
  • Q2. Sources of long term funding ECB fccb
  • Ans. 

    ECB FCCB can be funded through sources like equity, debt, bonds, and loans.

    • Equity funding

    • Debt funding

    • Bonds funding

    • Loans funding

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be confident and clear in bank finance concepts

Bank of Maharashtra Interview FAQs

How many rounds are there in Bank of Maharashtra Officer Scale 2 interview?
Bank of Maharashtra interview process usually has 2 rounds. The most common rounds in the Bank of Maharashtra interview process are Aptitude Test and HR.

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Bank of Maharashtra Officer Scale 2 Interview Process

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