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Bank of Maharashtra Head of Product Interview Questions and Answers
Bank of Maharashtra Head of Product Interview Experiences
1 interview found
Anonymous
(2 Questions)
- Q1. All about my existing profile
- Q2. All about my vision for new role
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I applied via Naukri.com and was interviewed before Nov 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. About old experience and achievement
Interview Preparation Tips
People just joins and leaves the bank.I lesft it in just 7mnths.
My advice is not to go to a bank like this.
Interview Questionnaire
2 Questions
- Q1. Details about yourself. Starting from personal to professional.
- Q2. Why Yes Bank? And they will ask some questions about your Product.
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Nov 2020. There were 4 interview rounds.
Interview Questionnaire
1 Question
- Q1. Rather than writing the questions asked, I would like to mention what recruiter was looking for in a candidate. Mainly recruiter was looking following things - 1- Current profile of the candidate. 2- His p...
Interview Preparation Tips
I applied via Campus Placement
General topics related to current affairs
(2 Questions)
- Q1. About my self and Why you want to join
- Q2. What is your career aspirations
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Jan 2023. There were 4 interview rounds.
(1 Question)
- Q1. About my self, Questions regarding work experience, Trade questions, etc....
(1 Question)
- Q1. Questions regarding work experience
(1 Question)
- Q1. Questions regarding work experience, self introduction.
Selected
I appeared for an interview in Feb 2024.
(2 Questions)
- Q1. Collection related questions only
- Q2. All working and location current experience breef .
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
(2 Questions)
- Q1. Tell me somethin about yourself
- Ans.
I am a dedicated and experienced manager with a strong track record of leading successful teams and achieving goals.
Over 10 years of management experience in various industries
Proven ability to motivate and inspire team members
Strong communication and problem-solving skills
Track record of meeting and exceeding targets
Passionate about continuous learning and professional development
- Q2. Salary expectations
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Nov 2023. There was 1 interview round.
(5 Questions)
- Q1. Basic profile related questions
- Q2. Credit audit related questions
- Q3. Method of credit appraisal
- Ans.
Credit appraisal involves evaluating the creditworthiness of a borrower before approving a loan.
Assessing the borrower's credit history, including past loans and repayment behavior
Analyzing the borrower's income and financial stability
Reviewing the borrower's debt-to-income ratio
Considering the purpose of the loan and the borrower's ability to repay
Using credit scoring models to determine risk level
Verifying the borrow
- Q4. Basic ratios used in credit assessments
- Ans.
Basic ratios used in credit assessments include debt-to-income ratio, loan-to-value ratio, and credit utilization ratio.
Debt-to-Income Ratio: Compares an individual's monthly debt payments to their monthly income.
Loan-to-Value Ratio: Compares the amount of a loan to the appraised value of the asset being purchased.
Credit Utilization Ratio: Compares the amount of credit being used to the total amount of credit available
- Q5. Knowledge of business segment
Interview Preparation Tips
(1 Question)
- Q1. Sector analysis based on current experience
Financial cash flow model build from scratch
Interview test on case study
(1 Question)
- Q1. Background related questions, education, family etc
Bank of Maharashtra Interview FAQs
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Bank of Maharashtra Head of Product Interview Process
based on 1 interview
Interview experience
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Bank of Maharashtra Head of Product Reviews and Ratings
based on 1 review
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