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AU Small Finance Bank Credit Officer Interview Questions and Answers

Updated 10 Jan 2025

AU Small Finance Bank Credit Officer Interview Experiences

4 interviews found

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Maths and reasoning questions

Round 2 - HR 

(3 Questions)

  • Q1. Finance related questions
  • Q2. Cibil related questions
  • Q3. About family background

Interview Preparation Tips

Interview preparation tips for other job seekers - For freshers company is good to improve skill and learning.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Family background
  • Q2. About academics
  • Q3. Knowledge about post applying for

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and precise and talk to the point. Gain thorough knowledge about company one is applying for and post for which one is giving interview.

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - HR 

(1 Question)

  • Q1. What are your salary expectations?
Round 2 - Selected 

(1 Question)

  • Q1. About salary decisions

Interview Preparation Tips

Interview preparation tips for other job seekers - Go and join its a good company

I applied via Walk-in and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

4 Questions

  • Q1. First impression with HR & Business Manager he check my body language family background etc its most important part your family background if you go there for interview than maintain your decorum simple s...
  • Q2. All company need hord working person so if you go in pvt sector mentally strong
  • Q3. If you go first time for interview and you selected in the company dont asked first for salary its go negative feedback
  • Q4. Check company policy work culture and customer service, its most important part in all companies, so dont rude with customer in any work presure

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice to all freshers and experience person first where you go for interview check details all about the company second decent look maintain (formal ) for interview, dont see your watch in interview time, need simple smile on your face ,not tell any thing else other than topics

AU Small Finance Bank interview questions for designations

 Senior Credit Officer

 (2)

 Credit Manager

 (16)

 Branch Credit Manager

 (6)

 Assistant Credit Manager

 (3)

 Deputy Credit Manager

 (1)

 Credit Executive

 (1)

 Credit Operations Officer

 (1)

 Chief Credit Officer

 (1)

Interview questions from similar companies

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Related experience
  • Q2. Job pfofile
  • Q3. Products relalted

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organization for career growth..........

Interview Questionnaire 

1 Question

  • Q1. How will you work after this lockdown in the market.

I applied via Walk-in and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Haw to sale banking products
  • Ans. 

    To sell banking products, one must understand the customer's needs and offer personalized solutions.

    • Identify the customer's financial goals and needs

    • Explain the benefits and features of the product

    • Offer personalized solutions based on the customer's needs

    • Build trust and rapport with the customer

    • Follow up with the customer to ensure satisfaction and address any concerns

  • Answered by AI
  • Q2. Diffrance between sales and marketing
  • Ans. 

    Sales is the process of selling products or services while marketing is the process of promoting and creating awareness about the products or services.

    • Sales involves direct interaction with customers while marketing involves indirect communication through advertising, branding, etc.

    • Sales focuses on closing deals and generating revenue while marketing focuses on building brand image and customer loyalty.

    • Sales is a short...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good god bless youHhhh hhhhjjjvc

Interview Questionnaire 

1 Question

  • Q1. Work related questions

I applied via Walk-in and was interviewed before Jun 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident in the interview process

Interview Questionnaire 

1 Question

  • Q1. Nothing tup question normal introduction nd product related question.

Interview Preparation Tips

Interview preparation tips for other job seekers - Simple no extra pressure totally normal good people interviewer
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AU Small Finance Bank Interview FAQs

How many rounds are there in AU Small Finance Bank Credit Officer interview?
AU Small Finance Bank interview process usually has 1-2 rounds. The most common rounds in the AU Small Finance Bank interview process are HR, One-on-one Round and Aptitude Test.
How to prepare for AU Small Finance Bank Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at AU Small Finance Bank. The most common topics and skills that interviewers at AU Small Finance Bank expect are Credit Cards, Sales, Credit Underwriting, Banking and Credit.
What are the top questions asked in AU Small Finance Bank Credit Officer interview?

Some of the top questions asked at the AU Small Finance Bank Credit Officer interview -

  1. Finance related questi...read more
  2. Cibil related questi...read more
  3. About academ...read more

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AU Small Finance Bank Credit Officer Interview Process

based on 6 interviews

Interview experience

4.5
  
Good
View more
AU Small Finance Bank Credit Officer Salary
based on 240 salaries
₹1.3 L/yr - ₹4 L/yr
22% less than the average Credit Officer Salary in India
View more details

AU Small Finance Bank Credit Officer Reviews and Ratings

based on 171 reviews

4.4/5

Rating in categories

4.5

Skill development

4.2

Work-life balance

4.0

Salary

4.5

Job security

4.3

Company culture

3.9

Promotions

4.2

Work satisfaction

Explore 171 Reviews and Ratings
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