AU Small Finance Bank
Hidden Brains InfoTech Interview Questions and Answers
Q1. What is WC and how does it work in day-to-day Business?
WC stands for Working Capital and it refers to the funds a business needs to operate on a day-to-day basis.
Working Capital is the difference between a company's current assets and current liabilities.
It is used to finance the daily operations of a business, such as purchasing inventory, paying salaries, and covering short-term expenses.
Positive working capital indicates that a company has enough assets to cover its short-term liabilities, while negative working capital sugges...read more
Q2. What is the BEP in Manufacturing industries and the cycle of BEP?
BEP stands for Break-Even Point in manufacturing industries. It is the point where total revenue equals total costs.
BEP is the level of production or sales at which a company neither makes a profit nor incurs a loss.
It is an important financial metric used to assess the profitability and viability of a manufacturing business.
The BEP can be calculated by dividing the fixed costs by the contribution margin per unit.
The cycle of BEP involves determining the fixed costs, variable...read more
Q3. What is you are got incentive for lost month
If I got an incentive for the lost month, I would use it to motivate myself to perform better in the upcoming months.
I would analyze the reasons for the lost month and work on improving those areas
I would set achievable goals for the upcoming months and strive to exceed them
I would use the incentive as a reward for meeting or exceeding my targets
I would also seek feedback from my clients and colleagues to identify areas for improvement
Examples: attending training sessions, ne...read more
Q4. Difference between NEFT and RTGS
NEFT and RTGS are electronic funds transfer systems used in banking.
NEFT stands for National Electronic Funds Transfer and RTGS stands for Real Time Gross Settlement.
NEFT is used for transferring funds up to a certain limit, typically with a time delay, while RTGS allows for immediate and real-time transfer of large amounts.
NEFT operates in hourly batches, while RTGS operates continuously throughout the working hours of the bank.
NEFT transactions are settled in net amounts, w...read more
Q5. What you expect ctc
I expect a competitive salary based on my experience and skills.
I have researched the market rates for this position and expect a salary in line with industry standards.
I am open to negotiation based on the overall compensation package offered.
I am looking for a salary that reflects my experience and skills in the field.
I am willing to discuss other benefits such as bonuses, stock options, and healthcare coverage.
I am confident that my skills and experience justify a competit...read more
Q6. Experiance have any field
Yes
Yes, I have experience in various fields.
I have worked in sales, customer service, and financial management.
I have also gained experience in project management and team leadership.
My diverse background allows me to understand and connect with clients from different industries.
Q7. What is leverage ratio
Leverage ratio is a financial metric that measures the proportion of debt used to finance a company's assets.
Leverage ratio indicates the level of financial risk a company carries.
It is calculated by dividing total debt by total assets.
A higher leverage ratio indicates higher financial risk and vice versa.
For example, if a company has $500,000 in debt and $1,000,000 in assets, the leverage ratio would be 0.5.
Q8. Difference between OD and CC
OD stands for Overdraft while CC stands for Cash Credit. Both are types of credit facilities provided by banks.
OD is a facility where the customer can withdraw more money than what is available in their account, up to a certain limit. Interest is charged on the overdrawn amount.
CC is a facility where the customer can withdraw money up to a certain limit sanctioned by the bank. Interest is charged on the amount utilized.
OD is usually short-term and used for emergencies, while ...read more
Top HR Questions asked in Hidden Brains InfoTech
Interview Process at Hidden Brains InfoTech
Top Relationship Manager Interview Questions from Similar Companies
Reviews
Interviews
Salaries
Users/Month