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I applied via Recruitment Consulltant and was interviewed in Feb 2023. There were 3 interview rounds.
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Case assessment ,How to assess NIP case , and there was given some case example
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I applied via Recruitment Consulltant
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
posted on 7 Jun 2024
posted on 16 Oct 2024
I applied via Telegram and was interviewed before Oct 2023. There were 2 interview rounds.
I currently manage a team of 10 credit analysts who are responsible for assessing creditworthiness of clients and ensuring timely payments.
Manage team of 10 credit analysts
Assess creditworthiness of clients
Ensure timely payments from clients
Profit margins vary greatly depending on the industry and specific company. Trading units typically have higher profit margins compared to service and manufacturing units.
Profit margin for trading units is usually higher due to lower overhead costs and higher markups on products.
Service units tend to have lower profit margins due to higher labor costs and competition.
Manufacturing units have varying profit margins depe...
posted on 3 Dec 2022
I applied via Naukri.com and was interviewed in Nov 2022. There were 4 interview rounds.
Asking regarding questions for credit filed
Asking regarding questions for credit releated
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
posted on 5 Feb 2025
posted on 8 Jan 2025
Basic maths and common science exam
Loan procurement is the process of obtaining a loan from a financial institution or lender.
Involves submitting an application for a loan
Includes providing necessary documentation such as income verification and credit history
May require meeting certain eligibility criteria set by the lender
Can involve negotiating loan terms and interest rates
Examples: applying for a mortgage, car loan, or personal loan
based on 1 interview
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based on 7 reviews
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