Premium Employer

i

This company page is being actively managed by Electronica Finance Team. If you also belong to the team, you can get access from here

Electronica Finance Verified Tick

Compare button icon Compare button icon Compare

Filter interviews by

Electronica Finance Branch Credit Manager Interview Questions and Answers

Updated 20 Sep 2024

Electronica Finance Branch Credit Manager Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About previous work experience
  • Q2. About subject questions
Round 2 - HR 

(2 Questions)

  • Q1. About work related questions
  • Q2. Package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

What is the experience in the lap field
What is the expected salary
What is the family background Act

Round 3 - HR 

(2 Questions)

  • Q1. Expected salary and previous hr provides.? Notice period related questions.
  • Q2. What is the expected salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Same as financial related and Lap product and basic system requirements

Branch Credit Manager Interview Questions Asked at Other Companies

Q1. why 13yr legal search report is required in mortgage
Q2. What is underwriting and what you have to do for getting good cus ... read more
Q3. what is a difference between lease hold property and free hold pr ... read more
Q4. What kind of product to handle?
asked in ICICI Bank
Q5. What will you check in tax audit report when someone applies for ... read more

Branch Credit Manager Jobs at Electronica Finance

View all

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Income assessment done by me ?
  • Ans. 

    Income assessment is a crucial part of my role as a Branch Credit Manager.

    • I assess income through pay stubs, tax returns, bank statements, and employment verification.

    • I analyze the consistency and stability of income to determine creditworthiness.

    • I consider sources of income, such as salary, bonuses, commissions, and rental income.

    • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

    • I may a...

  • Answered by AI
  • Q2. How to do income assessment of Vada Pav Vendor ?
  • Ans. 

    Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

    • Calculate average daily sales by observing customer traffic and pricing.

    • Consider expenses such as ingredients, rent, utilities, and labor costs.

    • Evaluate the location's foot traffic and potential for growth.

    • Assess the vendor's customer base and loyalty.

    • Analyze competition in the area and pricing stra...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice Interview got selected.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All credit common questions
  • Q2. My self, Experience, About ur profile, physical PD, CAM preparation and disbursement process. Salary expectations Why leave current job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls go through credit policies.
U can do it.
Best wishes.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About credit Annalise and underwrite
Round 3 - HR 

(1 Question)

  • Q1. About my current salary and offered salary and experience
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Focus on financial management topic

Round 3 - Case Study 

In which our knowledge put as per situation

Round 4 - HR 

(1 Question)

  • Q1. Previous year skills and salary
  • Ans. 

    The candidate should discuss their skills and salary from the previous year.

    • Discuss the relevant skills acquired in the previous year.

    • Mention any certifications or training completed.

    • Highlight achievements or projects completed.

    • Discuss the salary range from the previous year.

    • Explain any salary increments or bonuses received.

  • Answered by AI
Round 5 - One-on-one 

(2 Questions)

  • Q1. Skills and knowledge of product
  • Q2. Grip on work and product also team handles

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have freshers plz knowledge of financial line and system

I applied via Company Website and was interviewed in Feb 2022. There were 3 interview rounds.

Round 1 - Case Study 
Round 2 - Aptitude Test 
Round 3 - HR 

(2 Questions)

  • Q1. What is your family background?
  • Q2. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be polite and listen and answer according to question

I applied via Walk-in and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Lap and HL process knowledge.
  • Q2. What is the meaning of legal and technical
  • Ans. 

    Legal refers to laws and regulations while technical refers to the practical application of knowledge and skills.

    • Legal pertains to the rules and regulations set by the government or other governing bodies.

    • Technical refers to the practical application of knowledge and skills in a specific field.

    • Legal and technical aspects are often intertwined in various industries such as healthcare, finance, and engineering.

    • For exampl...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to teach process knowledge and also Gain knowledge about the legal and technical
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There was 1 interview round.

Round 1 - Case Study 

Simple case study of maths apptitude percentage etc

Interview Preparation Tips

Interview preparation tips for other job seekers - All were good supportive team.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jan 2024. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Basic about Profile work

Interview Preparation Tips

Interview preparation tips for other job seekers - Logical question only on basic credit profile

Electronica Finance Interview FAQs

How many rounds are there in Electronica Finance Branch Credit Manager interview?
Electronica Finance interview process usually has 2-3 rounds. The most common rounds in the Electronica Finance interview process are HR, Resume Shortlist and Group Discussion.
How to prepare for Electronica Finance Branch Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Electronica Finance. The most common topics and skills that interviewers at Electronica Finance expect are Credit Management, Lap, Credit, Credit Analysis and Disbursement.
What are the top questions asked in Electronica Finance Branch Credit Manager interview?

Some of the top questions asked at the Electronica Finance Branch Credit Manager interview -

  1. About subject questi...read more
  2. Package discuss...read more

Tell us how to improve this page.

Electronica Finance Branch Credit Manager Interview Process

based on 4 interviews

Interview experience

4.8
  
Excellent
View more
Join Electronica Finance Electronica Finance Limited - Your Partner for Prosperity
Electronica Finance Branch Credit Manager Salary
based on 72 salaries
₹3 L/yr - ₹5.4 L/yr
21% less than the average Branch Credit Manager Salary in India
View more details

Electronica Finance Branch Credit Manager Reviews and Ratings

based on 16 reviews

3.8/5

Rating in categories

3.9

Skill development

3.6

Work-life balance

4.2

Salary

4.1

Job security

3.5

Company culture

3.5

Promotions

3.8

Work satisfaction

Explore 16 Reviews and Ratings
Branch Credit Manager

Dholka,

Junagadh

+1

2-7 Yrs

₹ 4-5.5 LPA

Explore more jobs
Sales Manager
441 salaries
unlock blur

₹2.5 L/yr - ₹7.7 L/yr

Assistant Manager
183 salaries
unlock blur

₹3 L/yr - ₹7.5 L/yr

Relationship Manager
109 salaries
unlock blur

₹2 L/yr - ₹4.1 L/yr

Area Sales Manager
105 salaries
unlock blur

₹4.8 L/yr - ₹15 L/yr

Branch Credit Manager
72 salaries
unlock blur

₹3 L/yr - ₹5.4 L/yr

Explore more salaries
Compare Electronica Finance with

Shriram Finance

4.1
Compare

Muthoot Fincorp

4.5
Compare

IIFL Finance

4.0
Compare

Muthoot Finance

3.6
Compare
Did you find this page helpful?
Yes No
write
Share an Interview