3 Shubham Housing Development Finance Credit Officer Interview Questions & Answers | Complete Prep Guide 2025

Shubham Housing Development Finance Credit Officer Interview Experiences

2 interviews found

Credit Officer Interview Questions & Answers

Anonymous

posted on 8 Feb 2025

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one

(2 Questions)

Q1. Tell me about yourself?

Add your answer

Q2. What is the credit underwriting process?

Ans.

Credit underwriting process involves assessing the creditworthiness of a borrower to determine their eligibility for a loan.

Gathering financial information from the borrower
Analyzing the borrower's credit history
Evaluating the borrower's debt-to-income ratio
Assessing the borrower's ability to repay the loan
Determining the appropriate loan amount and interest rate
Approving or denying the loan based on the underwriting c

Answered by AI

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Credit Officer Interview Questions & Answers

Anonymous

posted on 11 Apr 2021

I applied via Naukri.com and was interviewed in Oct 2020. There were 3 interview rounds.

Interview Questionnaire

1 Question

Q1. Previously experience work

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Interview Preparation Tips

Interview preparation tips for other job seekers - Hard work and be patience

Top trending discussions

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Interview Tips & Stories

1d (edited)

timepasstiwari

A Digital Markter

Got Rejected In an Interview, Just Because I Didn’t Answer a Personal Question

So, I got invited for this interview, and they told me to be there at 9 AM. Of course, I get there early, like 8:30, because I don't want to be late. But then I end up waiting for 1.5 hours... read more

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Interview questions from similar companies

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 3 Apr 2022

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

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Round 2 - HR

(5 Questions)

Q1. What is your family background?

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Q2. Share details of your previous job.

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Q3. Why are you looking for a change?

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Q4. What are your strengths and weaknesses?

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Q5. Tell me about yourself.

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Round 3 - HR

(1 Question)

Q1. What are your salary expectations?

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Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 24 Dec 2021

Interview Questionnaire

1 Question

Q1. How can you verify borrow house?

Ans.

To verify a borrower's house, you can use various methods such as conducting property inspections, reviewing property documents, and checking property ownership records.

Conduct property inspections to physically verify the existence and condition of the house.
Review property documents like title deeds, sale agreements, and property tax receipts to ensure the borrower's ownership.
Check property ownership records at the ...

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Interview Preparation Tips

Interview preparation tips for other job seekers - I think any applicant interview time only usage own previous experience.
Interviewer asked all questions of previous experience.

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 19 Feb 2022

Round 1 - HR

(1 Question)

Q1. What are your strengths and weaknesses?

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Never be nervous and be confident whatever questions asked by HR

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 9 Mar 2021

Interview Questionnaire

12 Questions

Q1. I have done my computer science engineering diploma

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Q2. I like banking job

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Q3. MY name is name Mandeep kaur

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Q4. I am from patti dist tarn tran

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Q5. I select cradit card job

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Q6. Diploma

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Q7. I like use labtop

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Q8. Computer science engineering diploma

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Q9. I like this job

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Q10. I like interview

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Q11. This interview is very perfect

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Q12. I like to use the computer

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Credit Officer Interview Questions & Answers

HDFC Bank

akshay nagdeve

posted on 19 Oct 2024

Interview experience

Average

Difficulty level

Hard

Process Duration

2-4 weeks

Result

Selected

I applied via Referral and was interviewed in Sep 2024. There were 2 interview rounds.

Round 1 - Aptitude Test

Verbal and novarbal questions

Round 2 - HR

(2 Questions)

Q1. About your self?

Add your answer

Q2. Tell about your previous experience?

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Interview Preparation Tips

Topics to prepare for HDFC Bank Credit Officer interview:

Previous experience

Interview preparation tips for other job seekers - knowledge about your previous experience

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 30 Apr 2024

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed in Oct 2023. There were 5 interview rounds.

Round 1 - Group Discussion

Oral communication with Hindi marathi

Round 2 - Assignment

Courcess assignment completed

Round 3 - Reference

(3 Questions)

Q1. Joined in reference basis

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Q2. Your responsibility reference

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Q3. Direct joining with senior based

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Round 4 - One-on-one

(1 Question)

Q1. No any questions by reference

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Round 5 - Technical

(1 Question)

Q1. Be the best technical knowledge

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Interview Preparation Tips

Interview preparation tips for other job seekers - Ask meaning please check single day reference basis joining

Credit Officer Interview Questions & Answers

HDFC Bank

RUHIT CHANDRA PAL

posted on 26 Nov 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Walk-in and was interviewed before Nov 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.

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Round 2 - Aptitude Test

Knowledge of work and culture of the company

Round 3 - Group Discussion

Knowledge of bank culture and knowledge of work

Credit Officer Interview Questions & Answers

HDFC Bank

Anonymous

posted on 6 Nov 2023

Interview experience

Excellent

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I applied via Recruitment Consulltant and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.

View all Resume tips

Round 2 - HR

(5 Questions)

Q1. ARE YOU OK TO WORK ANOTHER PLACE

Ans.

I'm Ok To Work Another Place

Answered Anonymously

Add your answer

Q2. ARE STATISY WITH IS OFFER

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Q3. You Have to stay given your location only

Ans.

I Will Stay At Near To Given Location Only

Answered Anonymously

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Q4. Your travel allowances will come from your location

Ans.

My Travel Allowance Will Come From My Location

Answered Anonymously

Add your answer

Q5. You have to go Branch daily and attendance

Ans. I will Go daily To Branch

Answered Anonymously

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Shubham Housing Development Finance Interview FAQs

How many rounds are there in Shubham Housing Development Finance Credit Officer interview?

Shubham Housing Development Finance interview process usually has 1 rounds. The most common rounds in the Shubham Housing Development Finance interview process are One-on-one Round.

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Shubham Housing Development Finance Interviews By Designations

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Shubham Housing Development Finance Credit Officer Interview Process

based on 1 interview

Interview experience

Good

Tesco

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Shubham Housing Development Finance Credit Officer Salary

based on 106 salaries

₹1.9 L/yr - ₹4 L/yr

21% less than the average Credit Officer Salary in India

View more details

Shubham Housing Development Finance Salaries in India

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