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Shubham Housing Development Finance Credit Officer Interview Questions and Answers
Shubham Housing Development Finance Credit Officer Interview Experiences
2 interviews found
Selected
I appeared for an interview before Feb 2024.
(2 Questions)
- Q1. Tell me about yourself?
- Q2. What is the credit underwriting process?
- Ans.
Credit underwriting process involves assessing the creditworthiness of a borrower to determine their eligibility for a loan.
Gathering financial information from the borrower
Analyzing the borrower's credit history
Evaluating the borrower's debt-to-income ratio
Assessing the borrower's ability to repay the loan
Determining the appropriate loan amount and interest rate
Approving or denying the loan based on the underwriting c
I applied via Naukri.com and was interviewed in Oct 2020. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Previously experience work
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
(2 Questions)
- Q1. What do u check in cibil? What will u analyze in customer beforr funding
- Ans.
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
- Q2. What is dpd ? What is more important to analysis the credit worthiness of customers
- Ans.
DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.
DPD is a measure of how many days a payment is overdue
It is important to analyze payment history to determine if the customer pays on time
Credit utilization is also important as it shows how much credit the customer is using compared to their limit
Both factors can indicate the customer's ability to manage...
(8 Questions)
- Q1. What are your strengths and weaknesses?
- Q2. What are your salary expectations?
- Q3. What is your family background?
- Q4. Share details of your previous job.
- Q5. Why should we hire you?
- Q6. Why are you looking for a change?
- Q7. Where do you see yourself in 5 years?
- Q8. Tell me about yourself.
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Noo more questions, here only processing joining formalities
Interview Preparation Tips
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing
Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....
Selected
I applied via Walk-in and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Simple and quick
- Q2. Self introduction and about on related to finance and banking related quation
Interview Preparation Tips
Selected
I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What do you know about loans
- Ans.
Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.
Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.
There are different types of loans such as personal loans, home loans, car loans, and business loans.
Interest rates on loans can be fixed or variable depending on the ...
- Q2. Some questions were asked regarding the loan like what is a FOIR
- Q3. How to check bank statement
- Ans.
To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.
Log in to your online banking account using your username and password
Navigate to the section where you can view your account statements
Select the time period for which you want to view the statement
Download or print the statement for your records
If you prefer a printed statement, visit a branch and request
Credit Officer Interview Questions & Answers
Kogta Financial India Limited
Anonymous
posted on 13 Dec 2023
Selected
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
(5 Questions)
- Q1. One on one round to be clear.
- Q2. Personal details discussed.
- Q3. Educational qualification discussed.
- Q4. Field activities discussed.
- Q5. Area knowledge discussed.
Nothing every thing is good.
Interview Preparation Tips
I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. All financial questions
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Kogta Financial India Limited
Anonymous
posted on 10 Jan 2021
I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain
Interview Preparation Tips
Know about that company, what work is being done there
(2 Questions)
- Q1. Customer care and service
- Q2. Knowledge required about balance sheet
Interview Preparation Tips
Shubham Housing Development Finance Interview FAQs
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Shubham Housing Development Finance Interviews By Designations
- Shubham Housing Development Finance Relationship Manager Interview Questions
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Shubham Housing Development Finance Credit Officer Interview Process
based on 1 interview
Interview experience
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Shubham Housing Development Finance Credit Officer Reviews and Ratings
based on 48 reviews
Rating in categories
|
Relationship Manager
353
salaries
|  ₹2.2 L/yr - ₹4.5 L/yr |
|
Credit Manager
157
salaries
| ₹2.1 L/yr - ₹5.5 L/yr |
|
Sales Manager
153
salaries
| ₹2.5 L/yr - ₹5.3 L/yr |
|
Relationship Officer
143
salaries
| ₹1.5 L/yr - ₹3.5 L/yr |
|
Branch Manager
140
salaries
| ₹3 L/yr - ₹9 L/yr |
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