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Bajaj Housing Finance Credit Officer Interview Questions and Answers

Updated 2 Jun 2024

Bajaj Housing Finance Credit Officer Interview Experiences

2 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What do you know about loans
  • Ans. 

    Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.

    • Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.

    • There are different types of loans such as personal loans, home loans, car loans, and business loans.

    • Interest rates on loans can be fixed or variable depending on the ...

  • Answered by AI
  • Q2. Some questions were asked regarding the loan like what is a FOIR
  • Q3. How to check bank statement
  • Ans. 

    To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.

    • Log in to your online banking account using your username and password

    • Navigate to the section where you can view your account statements

    • Select the time period for which you want to view the statement

    • Download or print the statement for your records

    • If you prefer a printed statement, visit a branch and request

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Jun 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Simple and quick
  • Q2. Self introduction and about on related to finance and banking related quation

Interview Preparation Tips

Interview preparation tips for other job seekers - Nice place to work , friends and freely workzone

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Interview questions from similar companies

I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.

Interview Preparation Tips

Interview preparation tips for other job seekers - Online interview Monday to Friday

I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
  • Q2. What you know about credit
  • Ans. 

    Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.

    • Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.

    • Credit can come in many forms, such as loans, credit cards, and lines of credit.

    • Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...

  • Answered by AI
  • Q3. How u handle a customer and what question u asked from customer to help credit approval

Interview Preparation Tips

Interview preparation tips for other job seekers - make ur confidence to high all of question put up related to credit and ur work and ur previous exp

I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Mostly about product and financials
  • Q2. Market knowledge
  • Q3. Behavior and body language

Interview Preparation Tips

Interview preparation tips for other job seekers - need to have clear product and market knowledge especially about HCV segment strong financials knowledge and positive outlook, body language

I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(5 Questions)

  • Q1. What is your family background?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
  • Q4. What are your strengths and weaknesses?
  • Q5. Tell me about yourself.
Round 3 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - Offer emotional support. One of the first thing that can do to help a job seeker is to emotional support

Interview Questionnaire 

1 Question

  • Q1. Why you chnge this job

I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Working capital
  • Ans. To cater the need of current assets
  • Answered Anonymously
  • Q2. What is Leverage
  • Ans. 

    Leverage is the use of borrowed funds to increase potential returns on an investment.

    • Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.

    • It amplifies both gains and losses, so it can increase potential profits but also increase risk.

    • Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.

    • Leverage is commonly used ...

  • Answered by AI
  • Q3. Strength of company to lift the obligation of company
  • Q4. Salary expectation
  • Q5. As per industry norms
  • Q6. Education background
  • Q7. I added my qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Listen interview questions properly then answer

I applied via Referral

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Working experience,product knowledge
  • Q2. Years of experience specific product

Interview Preparation Tips

Interview preparation tips for other job seekers - Look before you leap, always prefer as u like

I applied via Naukri.com and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is credit card
  • Ans. 

    A credit card is a plastic card that allows the holder to borrow money from a bank or financial institution to make purchases.

    • Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.

    • Interest is charged on the amount borrowed if not paid back in full by the due date.

    • Credit cards offer rewards and benefits such as cashback, points, and miles.

    • They can be used for online and in-person pu...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent work
Experience work
Bank knowledge
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Bajaj Housing Finance Interview FAQs

How many rounds are there in Bajaj Housing Finance Credit Officer interview?
Bajaj Housing Finance interview process usually has 1-2 rounds. The most common rounds in the Bajaj Housing Finance interview process are One-on-one Round and Resume Shortlist.
What are the top questions asked in Bajaj Housing Finance Credit Officer interview?

Some of the top questions asked at the Bajaj Housing Finance Credit Officer interview -

  1. What do you know about lo...read more
  2. How to check bank statem...read more
  3. Some questions were asked regarding the loan like what is a F...read more

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Bajaj Housing Finance Credit Officer Interview Process

based on 4 interviews

Interview experience

5
  
Excellent
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Bajaj Housing Finance Credit Officer Salary
based on 131 salaries
₹1.9 L/yr - ₹3.2 L/yr
33% less than the average Credit Officer Salary in India
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Bajaj Housing Finance Credit Officer Reviews and Ratings

based on 37 reviews

3.8/5

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4.1

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3.0

Work-life balance

3.3

Salary

3.4

Job security

3.3

Company culture

2.9

Promotions

3.4

Work satisfaction

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