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Bajaj Housing Finance
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Bajaj Housing Finance Credit Officer Interview Questions and Answers
Bajaj Housing Finance Credit Officer Interview Experiences
2 interviews found
Anonymous
Selected
I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.
(3 Questions)
- Q1. What do you know about loans
- Ans.
Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.
Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.
There are different types of loans such as personal loans, home loans, car loans, and business loans.
Interest rates on loans can be fixed or variable depending on the ...
- Q2. Some questions were asked regarding the loan like what is a FOIR
- Q3. How to check bank statement
- Ans.
To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.
Log in to your online banking account using your username and password
Navigate to the section where you can view your account statements
Select the time period for which you want to view the statement
Download or print the statement for your records
If you prefer a printed statement, visit a branch and request
Selected
I applied via Walk-in and was interviewed in Jun 2022. There was 1 interview round.
(2 Questions)
- Q1. Simple and quick
- Q2. Self introduction and about on related to finance and banking related quation
Interview Preparation Tips
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I applied via Approached by Company and was interviewed before Apr 2021. There were 3 interview rounds.
(5 Questions)
- Q1. What is your family background?
- Q2. Share details of your previous job.
- Q3. Why are you looking for a change?
- Q4. What are your strengths and weaknesses?
- Q5. Tell me about yourself.
(1 Question)
- Q1. What are your salary expectations?
Interview Preparation Tips
I applied via Referral and was interviewed before May 2020. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Mostly about product and financials
- Q2. Market knowledge
- Q3. Behavior and body language
Interview Preparation Tips
I applied via Referral and was interviewed before Apr 2019. There were 3 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Basicly depend about ur previous experiece and ur education ur hobby and they seen ur confidence
- Q2. What you know about credit
- Ans.
Credit refers to the ability of a borrower to receive funds from a lender with the promise of repayment with interest.
Credit is a financial tool used by individuals and businesses to access funds they may not have immediately available.
Credit can come in many forms, such as loans, credit cards, and lines of credit.
Credit is typically granted based on the borrower's creditworthiness, which is determined by factors such ...
- Q3. How u handle a customer and what question u asked from customer to help credit approval
Interview Preparation Tips
I applied via Company Website and was interviewed before Jul 2020. There was 1 interview round.
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Why you chnge this job
I applied via Other and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
7 Questions
- Q1. Working capital
- Ans. To cater the need of current assets
- Q2. What is Leverage
- Ans.
Leverage is the use of borrowed funds to increase potential returns on an investment.
Leverage involves borrowing money to invest in an asset with the hope of earning a higher return than the cost of borrowing.
It amplifies both gains and losses, so it can increase potential profits but also increase risk.
Examples of leverage include using a mortgage to buy a house or using margin to buy stocks.
Leverage is commonly used ...
- Q3. Strength of company to lift the obligation of company
- Q4. Salary expectation
- Q5. As per industry norms
- Q6. Education background
- Q7. I added my qualifications
Interview Preparation Tips
I was interviewed before Nov 2021.
(2 Questions)
- Q1. 1) Introduction Since i had mentioned forex in my resume many of the questions revolved around bill of entry, shipping bill lodgement and realization 2) question on BG, expiry and claim expiry 3) question...
- Q2. What should be the mode of operation for an NRO account in which NRI is the first holder and spouse living in India is the second holder
- Ans.
NRO account mode of operation for NRI first holder and spouse in India as second holder
The NRI should be the primary account holder
The spouse can be added as a joint account holder
The account can be operated jointly or severally
The account can be used for receiving income in India and abroad
The account can be used for making local payments in India
The account can be used for repatriation of funds abroad
(2 Questions)
- Q1. Documents executed for a mortgage loan
- Ans.
Documents required for a mortgage loan
Mortgage application form
Income proof (pay stubs, tax returns)
Credit report
Property appraisal report
Title report
Homeowner's insurance policy
Deed of trust or mortgage
Promissory note
- Q2. Questions related to hometown and latest developments in the zone
Interview Preparation Tips
I applied via Walk-in and was interviewed in Aug 2022. There were 3 interview rounds.
Due to self interdiction & current Job & family details .
Due to working discussion & job role policy & criteria as per bank policy.
Interview Preparation Tips
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Bajaj Housing Finance Interviews By Designations
- Bajaj Housing Finance Assistant Manager Interview Questions
- Bajaj Housing Finance Sales Manager Interview Questions
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- Bajaj Housing Finance Credit Manager Interview Questions
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- Bajaj Housing Finance Credit Officer Interview Questions
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Interview Questions for Popular Designations
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Bajaj Housing Finance Credit Officer Interview Process
based on 4 interviews
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Credit Officer Interview Questions from Similar Companies
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Bajaj Housing Finance Credit Officer Reviews and Ratings
based on 37 reviews
Rating in categories
|
Sales Manager
720
salaries
|  ₹0 L/yr - ₹0 L/yr |
|
Assistant Manager
617
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Area Sales Manager
242
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Sales Officer
238
salaries
| ₹0 L/yr - ₹0 L/yr |
|
Assistant Sales Manager
194
salaries
| ₹0 L/yr - ₹0 L/yr |
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