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Bajaj Housing Finance
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I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.
Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.
Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.
There are different types of loans such as personal loans, home loans, car loans, and business loans.
Interest rates on loans can be fixed or variable depending on the ...
To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.
Log in to your online banking account using your username and password
Navigate to the section where you can view your account statements
Select the time period for which you want to view the statement
Download or print the statement for your records
If you prefer a printed statement, visit a branch and request
I applied via Walk-in and was interviewed in Jun 2022. There was 1 interview round.
Top trending discussions
I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.
DPD is a measure of how many days a payment is overdue
It is important to analyze payment history to determine if the customer pays on time
Credit utilization is also important as it shows how much credit the customer is using compared to their limit
Both factors can indicate the customer's ability to manage...
I appeared for an interview in Sep 2024, where I was asked the following questions.
posted on 13 Dec 2023
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
Nothing every thing is good.
I applied via Referral and was interviewed before Dec 2019. There was 1 interview round.
KYC stands for Know Your Customer. It is a process used by businesses to verify the identity of their clients and assess potential risks.
KYC is a regulatory requirement in many industries, including banking, insurance, and financial services.
The purpose of KYC is to prevent identity theft, fraud, money laundering, and terrorist financing.
KYC involves collecting and verifying customer information, such as name, address,...
I applied via Naukri.com and was interviewed before Jan 2018. There were 7 interview rounds.
I applied via Referral and was interviewed before Mar 2021. There was 1 interview round.
Sourcing business involves identifying potential customers and building relationships with them.
Identify target market and create a customer profile
Use various channels such as social media, referrals, and networking events to reach out to potential customers
Build relationships with existing customers to generate repeat business and referrals
Offer promotions or discounts to attract new customers
Monitor industry trends
Sales is the process of selling products or services to customers in exchange for money.
Sales involves identifying potential customers and persuading them to make a purchase.
It requires effective communication and negotiation skills.
Sales professionals often use various techniques such as cold calling, networking, and product demonstrations.
Successful salespeople build relationships with customers to encourage repeat b...
Suspecting is the act of having a belief or feeling that someone is involved in a particular activity or wrongdoing without concrete evidence.
Suspecting involves having a suspicion or doubt about someone's actions or intentions.
It is based on intuition, observation, or circumstantial evidence rather than concrete proof.
For example, a sales officer may suspect that a potential customer is not genuinely interested in pur...
Opened questions are designed to encourage a detailed response, while closed questions require a specific answer.
Opened questions allow the interviewee to provide more information and elaborate on their thoughts.
Closed questions typically have a limited set of possible answers and are used to gather specific information.
Opened questions often start with 'what', 'why', 'how', or 'tell me about'.
Closed questions often st
The decision-making process involves individuals or groups who have the authority to make choices or determine actions.
Decision making is typically done by individuals in positions of authority, such as managers or executives.
In some cases, decision making may involve a group or committee, where multiple individuals contribute to the decision-making process.
The decision maker(s) consider various factors, such as availa...
Closing skill is the ability to persuade and convince potential customers to make a purchase or take a desired action.
Closing skill involves effective communication and negotiation techniques.
It requires understanding customer needs and objections.
Examples of closing techniques include trial closes, assumptive closes, and urgency closes.
A sales officer may use trial closes by asking questions like 'Would you prefer the...
Mob marketing is a strategy where a large group of people promote a product or service through word-of-mouth and social media.
It involves leveraging the power of social media to create a buzz around a product or service.
It relies on the principle of social proof, where people are more likely to trust and buy a product if they see others doing the same.
Examples include flash mobs promoting a new product launch or a grou...
The activation in market will depend on various factors such as product quality, pricing, marketing strategies, and customer demand.
Product quality and features
Pricing strategy
Marketing and advertising efforts
Customer demand and feedback
Competitor analysis
Sales team performance
Smart Wok is a high-tech cooking appliance that uses advanced technology to cook food quickly and efficiently.
Smart Wok uses sensors and algorithms to adjust temperature and cooking time automatically.
It can be controlled through a mobile app, allowing users to monitor and adjust cooking settings remotely.
Smart Wok is designed to be energy-efficient and eco-friendly, reducing cooking time and energy consumption.
It is a...
based on 4 interviews
Interview experience
based on 38 reviews
Rating in categories
Sales Manager
736
salaries
| ₹2.8 L/yr - ₹8 L/yr |
Assistant Manager
619
salaries
| ₹2 L/yr - ₹6 L/yr |
Area Sales Manager
242
salaries
| ₹6 L/yr - ₹18.1 L/yr |
Sales Officer
240
salaries
| ₹1.3 L/yr - ₹4.5 L/yr |
Assistant Sales Manager
238
salaries
| ₹2.3 L/yr - ₹6 L/yr |
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