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Bajaj Housing Finance
3.7
based on 1.1k Reviews
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Company Overview
Company Locations
Working at Bajaj Housing Finance
Company Summary
Bajaj Housing Finance Limited (BHFL) is one of the best housing companies in India offers home loan, loan against property, home loan balance transfer & more.
Overall Rating
3.7/5
based on 1.1k reviews
5% below
industry average
Critically rated for
Work-life balance, Work satisfaction, Company culture
Work Policy
Work from office
87% employees reported
Monday to Saturday
85% employees reported
Flexible timing
58% employees reported
Within city
58% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
38 employees reported
Health insurance
29 employees reported
Cafeteria
12 employees reported
Professional degree assistance
7 employees reported
View all benefits
About Bajaj Housing Finance
Founded in2008 (17 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersPune, Maharashtra, India
Office Locations
--
Websitebajajhousingfinance.in
Primary Industry
Other Industries
View in video summary
Bajaj Housing Finance Limited (BHFL) has been incorporated as a housing finance company under the Companies Act, 1956, regulated by the National Housing Bank (NHB).About Bajaj Housing Finance Limited Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of Bajaj Finance Limited – one of the most diversified NBFCs in the country with 19 product lines across consumer, commercial and SME finance catering to more than 38.6 million customers across the country. Head quartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for purchase, construction and renovation of homes or commercial spaces. It also provides loan against property for business or personal needs as well as offers working capital for business expansion purposes. It also offers finance to builders and developers engaged in construction of homes. The company enjoys highest long-term credit rating of AAA (Stable) by CRISIL and IND AAA (Stable) by India Ratings and highest short-term credit rating of CRISIL A1+ by CRISIL and IND A1+ by India Ratings.
Bajaj Housing Finance Ratings
based on 1.1k reviews
Overall Rating
3.7/5
How AmbitionBox ratings work?
5
466
4
224
3
167
2
70
1
134
Category Ratings
3.6
Salary
3.6
Skill development
3.4
Job security
3.4
Promotions
3.2
Company culture
3.2
Work satisfaction
3.1
Work-life balance
Bajaj Housing Finance is rated 3.7 out of 5 stars on AmbitionBox, based on 1.1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Bajaj Housing Finance
based on 1k reviews
3.9
Rated by 81 Women
Rated 3.6 for Salary and 3.6 for Job security
3.7
Rated by 942 Men
Rated 3.7 for Salary and 3.7 for Skill development
Work Policy at Bajaj Housing Finance
based on 169 reviews in last 6 months
Work from office
87%
Hybrid
11%
Permanent work from home
2%
Bajaj Housing Finance Reviews
Top mentions in Bajaj Housing Finance Reviews
+ 5 more
Compare Bajaj Housing Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.7/5 based on 1.1k reviews | 4.7/5 based on 3k reviews | 4.1/5 based on 4.3k reviews | 3.7/5 based on 2.3k reviews |
Highly Rated for | No highly rated category | Work-life balance Company culture Skill development | Work-life balance Company culture Skill development | No highly rated category |
Critically Rated for | Work-life balance Company culture Work satisfaction | No critically rated category | No critically rated category | Promotions |
Primary Work Policy | Work from office 87% employees reported | Work from office 91% employees reported | Work from office 69% employees reported | Work from office 90% employees reported |
Rating by Women Employees | 3.9 Good rated by 81 women | 4.5 Good rated by 162 women | 4.0 Good rated by 472 women | 3.4 Average rated by 313 women |
Rating by Men Employees | 3.7 Good rated by 942 men | 4.7 Excellent rated by 2.7k men | 4.1 Good rated by 3.4k men | 3.8 Good rated by 1.8k men |
Job security | 3.4 Average | 4.5 Good | 3.5 Good | 3.4 Average |
View more
Bajaj Housing Finance Salaries
Bajaj Housing Finance salaries have received with an average score of 3.6 out of 5 by 1.1k employees.
Sales Manager
(728 salaries)
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₹2.8 L/yr - ₹8 L/yr
Area Sales Manager
(242 salaries)
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₹6 L/yr - ₹18.1 L/yr
Sales Officer
(240 salaries)
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₹1.3 L/yr - ₹4.5 L/yr
Assistant Sales Manager
(225 salaries)
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₹2.3 L/yr - ₹6 L/yr
Sales Executive
(192 salaries)
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₹1.2 L/yr - ₹6.3 L/yr
Credit Officer
(149 salaries)
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₹1.8 L/yr - ₹3.3 L/yr
Credit Manager
(124 salaries)
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₹2 L/yr - ₹7.8 L/yr
Area Manager
(113 salaries)
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₹5.8 L/yr - ₹17.8 L/yr
Deputy Manager
(96 salaries)
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₹4.5 L/yr - ₹10 L/yr
Assistant Credit Manager
(86 salaries)
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₹2.9 L/yr - ₹5 L/yr
Bajaj Housing Finance Interview Questions
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Bajaj Housing Finance Jobs
Popular Designations Bajaj Housing Finance Hires for
Area Sales Manager
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Regional Sales Manager
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Assistant Sales Manager
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Sales Executive/Officer
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Sales Executive
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US Recruiter
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Sales Apprentice
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Popular Skills Bajaj Housing Finance Hires for
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Bajaj Housing Finance News
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Shriram Finance, Cholamandalam, Bajaj Finance, SBI Cards Preferred By HSBC Global Research
- HSBC Global Research has preferred Shriram Finance Ltd., Cholamandalam Investment and Finance Co Ltd., Bajaj Finance Ltd., and SBI Cards & Payment Services Ltd.
- HSBC Global Research found balance transfer in floating rate loans to be high and noted the rising competition in some segments, while asset quality remained stable.
- In the housing finance sector, HSBC Global Research expects underperformance in the declining interest rate scenario and reduced rating for Bajaj Housing Finance Ltd.
- HSBC Global Research mentions stable asset quality outlook in the vehicle finance segment, with Shriram Finance Ltd. and Cholamandalam Investment and Finance Co. being key beneficiaries.
Bloomberg Quint | 25 Mar, 2025
Buy, Sell Or Hold: RIL, CDSL, Wipro, SBI, IRFC, LIC Housing Finance — Ask Profit
- Analysts shared insights on the share prices of Bajaj Housing Finance, Wipro, MOIL, LIC Housing Finance, Indian Railway Finance Corp (IRFC), State Bank Of India (SBI), Reliance Industries (RIL), Central Depository Services (CDSL), Jio Financial Services.
- Reliance Industries (CMP: Rs 1,175.60) - Sharma: Hold. Stock has come down to crucial support levels. Expecting recovery with levels rising to Rs 1,320 in the next couple of weeks.
- Central Depository Services (CMP: Rs 1,139) - Chowdhury: Hold. CDSL's stock has been impacted by falling markets. Growing trends like return on equity and return on capital employed have been fantastic.
- MOIL (CMP: Rs 322.80) - Sharma: Buy. Stock is trading close to its support levels. See the stock heading towards Rs 375 and beyond in the near-term.
- Jio Financial Services (CMP: Rs 217.10) - Chowdhury: Hold. Sees numbers coming in from a one to two-year perspective. Does not see capital as an issue for Jio Financial Services in terms of expansion. May buy more shares at the current market price.
- Wipro (CMP: Rs 730.35) - Sharma: Buy. See stock outperforming its peers. Expect share price to rise up to Rs 400 by the end of the year.
- State Bank Of India (CMP: Rs 730.35) - Chowdhury: Buy. May expect returns of 20% to 25% per annum in the next two years. Trading at a good valuation with deep value in its subsidiaries.
- LIC Housing Finance (CMP: Rs 520.55) - Sharma: Hold. Sees the stock rising up to Rs 600 in the coming weeks. Chowdhury: Hold. Valuation of the stock is attractive. Housing finance companies are expected to benefit from the expected rate cuts.
- Bajaj Housing (CMP: Rs 112.24) - Chowdhury: Sell. Stock is on the expensive side for its price-to-book multiple. Better players in terms of valuation available in the housing space.
- Indian Railway Finance Corp (CMP: Rs 117.73) - Chowdhury: Sell. Valuation is on the expensive side, advisable to book profits. Earnings have consistently been flat, and the price to book ratio is trading at four times.
Bloomberg Quint | 6 Mar, 2025
Nifty Rejig: Jio Financial, Zomato Join Benchmark Index As BPCL And Britannia Exit
- Jio Financial Services Ltd. and Zomato Ltd. have been added to NSE Nifty 50 index.
- Bharat Petroleum Corp. and Britannia Industries have been excluded from the index.
- Other companies added to Nifty indices include Bajaj Housing Finance, Swiggy, Indian Hotels, Hyundai Motor India, and CG Power and Industrial Solutions.
- Exclusions from Nifty indices include Bharat Heavy Electricals, Indian Railway Catering and Tourism Corporation, Adani Total Gas, NHPC, and Union Bank of India.
Bloomberg Quint | 21 Feb, 2025
Zomato joins Nifty 50 in index reshuffle
- In a major reshuffle of the Nifty 50 index, Zomato and Jio Financial Services will replace Britannia Industries and Bharat Petroleum Corporation Limited (BPCL).
- Zomato's addition could bring in inflows of around $620 million, impacting nearly 226.6 million shares and influencing trading volumes for approximately 3.8 days.
- Zomato becomes the first new-age tech company to join the Bombay Stock Exchange (BSE) Sensex 30 in December 2024.
- The Nifty Next 50 index will also undergo a major reshuffle, with Bajaj Housing, BPCL, Britannia, CG Power, Hyundai Motor India, Indian Hotels, and Swiggy replacing Adani Total Gas, BHEL, IRCTC, Jio Financial, NHPC, Union Bank, and Zomato.
Entrackr | 21 Feb, 2025
BSE, Fortis Health, Blue Star Among Potential Entries In FTSE India Review
- BSE, Fortis Health, Blue Star are among potential entries in the FTSE India review.
- 360 One Wam Ltd., Blue Star Ltd., and Fortis Healthcare Ltd. are leading with possible flows of $49 million, $54 million, and $65 million respectively.
- Other companies like Apar Industries Ltd., CRISIL Ltd., Bajaj Housing Finance Ltd., IndusInd Bank Ltd., BSE Ltd., Kaynes Technologies Ltd., and Premier Energies Ltd. are also projected to experience inflows.
- The revised list of stocks for the FTSE index will be released post market hours.
Bloomberg Quint | 21 Feb, 2025
Buy, Sell Or Hold: Zomato, RVNL, IRFC, Mankind Pharma, IOC, Bajaj Housing Finance — Ask Profit
- Analysts shared insights on share prices of Zen Technologies, Mankind Pharma, and Natco Pharma.
- RVNL (CMP: Rs 427.65) was advised to hold with strong support at Rs 410–415 levels.
- IRFC (CMP: Rs 141.73) was recommended to hold for one to two weeks with an upside target of 5–8% and a potential to reach Rs 155.
- Mankind Pharma (CMP: Rs 2,477.5) was suggested as a buy with a long-term target of Rs 2,700 in one year.
- Bajaj Housing Finance (CMP: Rs 1,115.87) was advised as a buy, as the numbers were good and there is a good upside potential.
- Zomato (CMP: Rs 222.50) was recommended as a sell, given the high volatility and overall downward trend in the stock.
- Natco Pharma (CMP: Rs 1,171.00) was advised to hold with a target of Rs 1,450 in six-eight months.
- Indian Oil Corp (CMP: Rs 123.64) was suggested to hold with a target of Rs 150–160 in six to 12 months.
- Zen Technologies (CMP: Rs 1,695.30) was recommended to hold for one to two years as a good pick in the long term.
Bloomberg Quint | 29 Jan, 2025
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Bajaj Housing Finance Q3 Results: Net Profit, NII Rise 25%
- Bajaj Housing Finance's net profit in Q3FY25 came in at Rs 548 crore, which is in line with the analysts' estimate.
- The net interest income during the period rose to Rs 806 crore, up 24.9% as compared to the corresponding quarter of the last fiscal.
- Assets under management of Bajaj Housing Finance grew by 26% to Rs 1.08 lakh crore as of December 31, 2024.
- Bajaj Housing Finance's loan assets increased to Rs 95,550 crore at the end of the December quarter.
Bloomberg Quint | 27 Jan, 2025
Q3 Results Today: Tata Steel, Indian Oil, Coal India, Bajaj Housing Finance, Indraprastha Gas And More
- Major companies like Tata Steel, Indian Oil, Coal India, Bajaj Housing Finance, and Indraprastha Gas are set to report their Q3 earnings today.
- Other companies include Canara Bank, KRN Heat Exchanger And Refrigeration, RailTel, and more.
- Emami reported a 17.2% YoY increase in net profit for Q2, driven by improved margins and steady growth.
- Tata Steel reported a 3% YoY decline in consolidated revenue in Q2 but made a strong recovery with a net profit of Rs 759 crore.
Bloomberg Quint | 27 Jan, 2025
Buy, Sell Or Hold: IRCTC, Bajaj Housing Finance, DLF, Zomato — Ask Profit
- Girish Sodani suggests selling Spandana Sphoorty and advises holding Bajaj Housing Finance, Motilal Oswal Financial Services, Zomato, DAM Capital, VST Industries, DLF, Jio Financials, and IRCTC.
- Jai Bala recommends selling Spandana Sphoorty, avoiding Bajaj Housing Finance, entering Oracle Finance with a certain stoploss, holding Motilal Oswal Financial Services, Zomato, DAM Capital, and DLF, and being cautious with Jio Financials.
- The experts express a positive outlook on VST Industries and bullish sentiments on DLF and IRCTC.
- Disclaimer: The views shared by the analysts are their own and not endorsed by NDTV Profit. It is advised to consult a financial advisor before making any investment decisions.
Bloomberg Quint | 24 Jan, 2025
Bajaj Housing Finance Share Price Falls For Fourth Session To Lowest Since Listing
- Bajaj Housing Finance Ltd.'s share price continued its fall for a fourth-session to close at its lowest since listing as investors look forward to its results.
- Bloomberg estimates its net profit to be at Rs 551.1 crore and interest income is expected to be Rs 2,482.5 crore.
- In its operational update for the quarter released earlier this month, the NBFC had said its assets under management stood at around Rs 1.08 lakh crore as of Dec. 31, 2024, higher by 26% as against the year-ago period.
- Bajaj Housing Finance’s loan assets stood at Rs 95,550 crore at the end of the December quarter, the company said. This marked a climb of 30.5% as against Rs 73,197 crore as of Dec. 31, 2023.
Bloomberg Quint | 24 Jan, 2025
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Bajaj Housing Finance FAQs
When was Bajaj Housing Finance founded?
Bajaj Housing Finance was founded in 2008. The company has been operating for 17 years primarily in the NBFC sector.
Where is the Bajaj Housing Finance headquarters located?
Bajaj Housing Finance is headquartered in Pune, Maharashtra.
How many employees does Bajaj Housing Finance have in India?
Bajaj Housing Finance currently has more than 2,300+ employees in India. Sales & Business Development department appears to have the highest employee count in Bajaj Housing Finance based on the number of reviews submitted on AmbitionBox.
Does Bajaj Housing Finance have good work-life balance?
Bajaj Housing Finance has a work-life balance rating of 3.1 out of 5 based on 1,000+ employee reviews on AmbitionBox. 35% employees rated Bajaj Housing Finance 3 or below, while 65% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Bajaj Housing Finance work-life balance reviews for more details
Is Bajaj Housing Finance good for career growth?
Career growth at Bajaj Housing Finance is rated as moderate, with a promotions and appraisal rating of 3.4. 35% employees rated Bajaj Housing Finance 3 or below, while 65% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Bajaj Housing Finance promotions/appraisals reviews for more detailed insights.
What are the cons of working in Bajaj Housing Finance?
Working at Bajaj Housing Finance does have some drawbacks that potential employees should consider. The company is poorly rated for work life balance, work satisfaction and company culture, based on 1,000+ employee reviews on AmbitionBox.
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