Bajaj Housing Finance Sales Executive Interview Questions and Answers

They asked some financial questions

Q1. About your self
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Q1. What is your family bac
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Q1. What is the policy of home loan
Ans. 
Home loan policies vary by lender but typically involve borrowing a sum of money to purchase a property, with the property serving as collateral.
• Home loan policies differ among lenders in terms of interest rates, repayment terms, and eligibility criteria.

• Borrowers usually need to make a down payment and pay closing costs when obtaining a home loan.

• The property being purchased serves as collateral for the loan, meaning ...read more
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Q2. Home loan process
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Q3. What is the criteria for home loan process?
Ans. 
Criteria for home loan process include credit score, income verification, employment history, and property appraisal.
• Credit score is a major factor in determining eligibility for a home loan.

• Income verification is necessary to ensure the borrower can afford the loan.

• Employment history is considered to assess stability and ability to repay the loan.

• Property appraisal is conducted to determine the value of the property b
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Q4. How do you attend a client ?
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Q5. What document need for home loan process
Ans. 
Documents required for a home loan process include proof of identity, income, residence, property documents, and bank statements.
• Proof of identity (such as Aadhar card, passport, or driver's license)

• Proof of income (such as salary slips, income tax returns, or bank statements)

• Proof of residence (such as utility bills or rental agreement)

• Property documents (such as sale deed, NOC, or property tax receipts)

• Bank statement...read more
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Q1. Introduction About your parents And qualification details
Ans. 
I come from a supportive family and have a strong educational background.
• My parents have always been supportive of my career choices and have encouraged me to pursue my goals.

• My father is a successful businessman and my mother is a teacher, so I have learned valuable skills from both of them.

• I have a bachelor's degree in Business Administration from XYZ University.

• I also have completed various sales and marketing cours...read more
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Q1. Same as before asked during branch interview
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