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Kinara Capital
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I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.
Check credit history and credit score in CIBIL
Analyze customer's financial stability
Assess customer's income and existing debts
Evaluate customer's repayment history
Consider any previous defaults or delinquencies
DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.
DPD is a measure of how many days a payment is overdue
It is important to analyze payment history to determine if the customer pays on time
Credit utilization is also important as it shows how much credit the customer is using compared to their limit
Both factors can indicate the customer's ability to manage...
Top trending discussions
posted on 13 Dec 2023
I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.
Nothing every thing is good.
posted on 27 Apr 2024
I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.
Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.
Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.
There are different types of loans such as personal loans, home loans, car loans, and business loans.
Interest rates on loans can be fixed or variable depending on the ...
To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.
Log in to your online banking account using your username and password
Navigate to the section where you can view your account statements
Select the time period for which you want to view the statement
Download or print the statement for your records
If you prefer a printed statement, visit a branch and request
posted on 8 Feb 2025
I was interviewed before Feb 2024.
posted on 1 Sep 2021
posted on 10 Nov 2024
The question is asking about your willingness to work in different locations.
I am open to working in different locations as it provides opportunities for growth and new experiences.
I believe adapting to different environments can enhance my skills and knowledge.
I have previous experience working in various locations and have successfully managed teams in different regions.
posted on 2 Feb 2025
I was interviewed in Jan 2025.
Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.
Types of credit assessment include credit reports, financial statements, and credit scoring models.
Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.
To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...
Some of the top questions asked at the Kinara Capital Credit Officer interview -
based on 20 reviews
Rating in categories
Assistant Manager
191
salaries
| ₹2.2 L/yr - ₹5.8 L/yr |
Branch Manager
67
salaries
| ₹3.5 L/yr - ₹6.8 L/yr |
Senior Sales Officer
67
salaries
| ₹2 L/yr - ₹3.5 L/yr |
Sales Officer
60
salaries
| ₹1.9 L/yr - ₹3.5 L/yr |
Senior Officer
48
salaries
| ₹2.4 L/yr - ₹3.6 L/yr |
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