Upload Button Icon Add office photos
Engaged Employer

i

This company page is being actively managed by Kinara Capital Team. If you also belong to the team, you can get access from here

Kinara Capital Verified Tick

Compare button icon Compare button icon Compare

Filter interviews by

Kinara Capital Credit Officer Interview Questions and Answers

Updated 25 Mar 2022

Kinara Capital Credit Officer Interview Experiences

2 interviews found

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What do u check in cibil? What will u analyze in customer beforr funding
  • Ans. 

    In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

    • Check credit history and credit score in CIBIL

    • Analyze customer's financial stability

    • Assess customer's income and existing debts

    • Evaluate customer's repayment history

    • Consider any previous defaults or delinquencies

  • Answered by AI
  • Q2. What is dpd ? What is more important to analysis the credit worthiness of customers
  • Ans. 

    DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

    • DPD is a measure of how many days a payment is overdue

    • It is important to analyze payment history to determine if the customer pays on time

    • Credit utilization is also important as it shows how much credit the customer is using compared to their limit

    • Both factors can indicate the customer's ability to manage...

  • Answered by AI
Round 3 - HR 

(8 Questions)

  • Q1. What are your strengths and weaknesses?
  • Q2. What are your salary expectations?
  • Q3. What is your family background?
  • Q4. Share details of your previous job.
  • Q5. Why should we hire you?
  • Q6. Why are you looking for a change?
  • Q7. Where do you see yourself in 5 years?
  • Q8. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Do have proper knowledge of Cibil and dpds and the credit ratios

Interview Questionnaire 

1 Question

  • Q1. Noo more questions, here only processing joining formalities

Interview Preparation Tips

Round: Resume Shortlist
Experience: Identify who is is having more experience in same department, at the same time written exam for behavior, self intro, he will be finalizing

Round: Case Study Interview
Experience: What you done in the past job...duties And how much you know credit Dept....

Credit Officer Interview Questions Asked at Other Companies

Q1. How can you are calculate income if customer not filing the incom ... read more
asked in CSB Bank
Q2. How we can identify a bad loan proposal and a good loan proposal
Q3. What is CIBIL and Full Form of CIBIL?
Q4. Which one is eligible for housing and mortgage loan and other loa ... read more
asked in CSB Bank
Q5. What are the areas to be improved in the present banking system ( ... read more

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. One on one round to be clear.
  • Q2. Personal details discussed.
  • Q3. Educational qualification discussed.
  • Q4. Field activities discussed.
  • Q5. Area knowledge discussed.
Round 3 - Aptitude Test 

Nothing every thing is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing every thing is excellence.
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About yourself and what is your goal?
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. What do you know about loans
  • Ans. 

    Loans are financial agreements where a lender provides funds to a borrower, who agrees to repay the loan with interest over a set period of time.

    • Loans involve a lender providing funds to a borrower, who agrees to repay the loan amount along with interest.

    • There are different types of loans such as personal loans, home loans, car loans, and business loans.

    • Interest rates on loans can be fixed or variable depending on the ...

  • Answered by AI
  • Q2. Some questions were asked regarding the loan like what is a FOIR
  • Q3. How to check bank statement
  • Ans. 

    To check a bank statement, log in to your online banking account or visit a branch to request a printed statement.

    • Log in to your online banking account using your username and password

    • Navigate to the section where you can view your account statements

    • Select the time period for which you want to view the statement

    • Download or print the statement for your records

    • If you prefer a printed statement, visit a branch and request

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed before Feb 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about yourself?
  • Q2. What is the credit underwriting process?

Interview Questionnaire 

4 Questions

  • Q1. How many days working previous company
  • Q2. I am working with 2 years
  • Q3. Where are you present living adress
  • Q4. My present address is Anantapur

Interview Preparation Tips

Interview preparation tips for other job seekers - Previous company working process Tel me
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Pervious Job Profile
  • Q2. Handle Team Size
Round 2 - HR 

(2 Questions)

  • Q1. What Wosh Exptesone For Salary
  • Q2. About Family Details
Round 3 - One-on-one 

(2 Questions)

  • Q1. Different Location
  • Ans. 

    The question is asking about your willingness to work in different locations.

    • I am open to working in different locations as it provides opportunities for growth and new experiences.

    • I believe adapting to different environments can enhance my skills and knowledge.

    • I have previous experience working in various locations and have successfully managed teams in different regions.

  • Answered by AI
  • Q2. About Notice and Job tenure

Interview Preparation Tips

Interview preparation tips for other job seekers - Not good culture
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(1 Question)

  • Q1. All about credit policy
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Market knowledge about loan products.
  • Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
  • Ans. 

    Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.

    • Types of credit assessment include credit reports, financial statements, and credit scoring models.

    • Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.

    • To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Stability review in previous company
  • Q2. Attitude and intention and work ethics

Interview Preparation Tips

Interview preparation tips for other job seekers - Be professional in reply and be open in giving out what you know.

Kinara Capital Interview FAQs

How many rounds are there in Kinara Capital Credit Officer interview?
Kinara Capital interview process usually has 3 rounds. The most common rounds in the Kinara Capital interview process are Resume Shortlist, Technical and HR.
How to prepare for Kinara Capital Credit Officer interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Kinara Capital. The most common topics and skills that interviewers at Kinara Capital expect are Accounting, Balance Sheet analysis, Business Loan, Credit and Credit Underwriting.
What are the top questions asked in Kinara Capital Credit Officer interview?

Some of the top questions asked at the Kinara Capital Credit Officer interview -

  1. What do u check in cibil? What will u analyze in customer beforr fund...read more
  2. What is dpd ? What is more important to analysis the credit worthiness of custo...read more
  3. Noo more questions, here only processing joining formaliti...read more

Tell us how to improve this page.

Kinara Capital Credit Officer Salary
based on 12 salaries
₹2.4 L/yr - ₹3.6 L/yr
18% less than the average Credit Officer Salary in India
View more details

Kinara Capital Credit Officer Reviews and Ratings

based on 20 reviews

4.7/5

Rating in categories

4.4

Skill development

4.5

Work-life balance

4.3

Salary

4.5

Job security

4.5

Company culture

4.4

Promotions

4.4

Work satisfaction

Explore 20 Reviews and Ratings
Assistant Manager
191 salaries
unlock blur

₹2.2 L/yr - ₹5.8 L/yr

Branch Manager
67 salaries
unlock blur

₹3.5 L/yr - ₹6.8 L/yr

Senior Sales Officer
67 salaries
unlock blur

₹2 L/yr - ₹3.5 L/yr

Sales Officer
60 salaries
unlock blur

₹1.9 L/yr - ₹3.5 L/yr

Senior Officer
48 salaries
unlock blur

₹2.4 L/yr - ₹3.6 L/yr

Explore more salaries
Compare Kinara Capital with

RBL FinServe

4.1
Compare

Ujjivan Financial Services

4.3
Compare

Jana Small Finance Bank

3.8
Compare

Arohan Financial Services

3.9
Compare
Did you find this page helpful?
Yes No
write
Share an Interview