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Kotak Mahindra Prime

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Kotak Mahindra Prime Credit Manager Interview Questions and Answers

Updated 25 Jan 2024

Kotak Mahindra Prime Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
  • Q2. Dont worry you will crack it.
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
  • Q4. Why you want to move to NBFC and what are your expectations

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Job related 

(2 Questions)

  • Q1. Customer care and service
  • Q2. Knowledge required about balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't join this kind of toxic culture. No proper work station. No one care for you.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
  • Ans. Comfortable given answer self, family and his education and current job
  • Answered Anonymously
  • Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
  • Ans. Dress code was good formal dress with formal shoes and no any stress about work
  • Answered Anonymously
  • Q3. We want an educated underwriting and expert person for as a credit manager
  • Ans. He/she answered to us is experts in underwriting with PD and income calculation
  • Answered Anonymously
  • Q4. Asking about team handling and branch handling
  • Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
  • Answered Anonymously
  • Q5. Any privious case discussion wherever face problems he is solve it
  • Ans. Any last case disburse who can your biggest case
  • Answered Anonymously
  • Q6. Asking about our company

Interview Preparation Tips

Interview preparation tips for other job seekers - Thank you
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Easy task..but be strong and confident as mentioned in your CV.
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked .

Interview Questionnaire 

3 Questions

  • Q1. How to calculate loan eligibility
  • Ans. 

    Loan eligibility can be calculated by considering factors such as income, credit score, and debt-to-income ratio.

    • Determine the borrower's income and employment stability

    • Check the borrower's credit score and credit history

    • Calculate the borrower's debt-to-income ratio

    • Consider the loan amount and term

    • Example: A borrower with a high income, good credit score, and low debt-to-income ratio is more likely to be eligible for a

  • Answered by AI
  • Q2. How many years of search required
  • Ans. 

    The number of years of experience required for the Credit Manager position depends on the company's policies and the complexity of the job.

    • The required years of experience may vary depending on the company's size and industry.

    • The complexity of the job may also affect the required years of experience.

    • Some companies may require a minimum of 3-5 years of experience, while others may require more.

    • Experience in credit analy...

  • Answered by AI
  • Q3. LTV calculation

Interview Preparation Tips

Interview preparation tips for other job seekers - Go positively
Give your best
Go through company rate of interest
Profile related knowledge

Kotak Mahindra Prime Interview FAQs

How many rounds are there in Kotak Mahindra Prime Credit Manager interview?
Kotak Mahindra Prime interview process usually has 1 rounds. The most common rounds in the Kotak Mahindra Prime interview process are One-on-one Round.
What are the top questions asked in Kotak Mahindra Prime Credit Manager interview?

Some of the top questions asked at the Kotak Mahindra Prime Credit Manager interview -

  1. It offers Auto loans LAP and TW loans. Be prepared for related questions. With ...read more
  2. Product related question. CIBIL and Finance relat...read more
  3. Dont worry you will crack ...read more

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Kotak Mahindra Prime Credit Manager Interview Process

based on 3 interviews

Interview experience

5
  
Excellent
View more

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Kotak Mahindra Prime Credit Manager Salary
based on 126 salaries
₹3.9 L/yr - ₹12 L/yr
At par with the average Credit Manager Salary in India
View more details

Kotak Mahindra Prime Credit Manager Reviews and Ratings

based on 25 reviews

3.7/5

Rating in categories

3.4

Skill development

3.2

Work-life balance

3.3

Salary

4.3

Job security

3.7

Company culture

3.1

Promotions

3.5

Work satisfaction

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