PNB Housing Finance Credit Manager Interview Questions and Answers

Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
Ans. Comfortable given answer self, family and his education and current job
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Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
Ans. Dress code was good formal dress with formal shoes and no any stress about work
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Q3. We want an educated underwriting and expert person for as a credit manager
Ans. He/she answered to us is experts in underwriting with PD and income calculation
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Q4. Asking about team handling and branch handling
Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
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Q5. Any privious case discussion wherever face problems he is solve it
Ans. Any last case disburse who can your biggest case
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Q6. Asking about our company
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Q1. Work experience
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Q2. Product knowledge
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Q1. Product knowledge
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Q2. Type of commercial vehicles
Ans. 
Commercial vehicles include trucks, vans, buses, and trailers.
• Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

• Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

• Buses: Used for transporting large groups of people, such as school buses or city buses.

• Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re
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Q1. Product related question. CIBIL and Finance related.
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Q2. Dont worry you will crack it.
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Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
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Q4. Why you want to move to NBFC and what are your expectations
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Case study on finance and marketing

Q1. Interview about finance knowledge
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Q2. Self introduction
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Q1. Salary expectation and flexibility
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Q2. Location
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Q1. Simple template only product questions
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Q2. Simply finished, there is no hardly
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Q3. There is no hard, easily good
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Q4. Way of tata making the most beautiful
Ans. 
The question is unclear and not related to credit management.
• The question is not related to credit management and seems to be incomplete or irrelevant.

• Without further context or clarification, it is impossible to provide a meaningful answer.

• It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.
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Q1. Business volume, Portfolio health, Credit Manager role
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Q2. Number of Credit Manager against the sale team and number of files login
Ans. 
The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.
• The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

• The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

• For example, if there are 10 sales team...read more
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Q1. They asked about my previous job experience, Computer knowledge and Basic Banking related questions. What is repo rate? Reverse repo rate? What is CRR ? What is SLR?
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Q1. Easy task..but be strong and confident as mentioned in your CV.
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Q1. Basic standard Q asked
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Q1. Basic standard Q asked .
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