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Ugro Capital Credit Manager Interview Questions and Answers

Updated 26 Mar 2023

Ugro Capital Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Business volume, Portfolio health, Credit Manager role
  • Q2. Number of Credit Manager against the sale team and number of files login
  • Ans. 

    The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.

    • The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

    • The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

    • For example, if there are 10 sales team...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Must need to check portfolio health of your region , market knowledge, policy

Skills evaluated in this interview

I applied via Naukri.com

Round 1 - One-on-one 

(2 Questions)

  • Q1. Pervious work experince
  • Q2. You have to be confident while speaking and detail knowledge of work you are doing

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to learn more things on your current job and take new role in new organization

Credit Manager Interview Questions Asked at Other Companies

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Q1. If a client comes to take a loan & he haven't got any type of ... read more
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Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via Naukri.com and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Asking about technical verification and reports for collateral related everything
Round 2 - Technical 

(1 Question)

  • Q1. Based on credit assessment and background work on credit appraisal pd conduct, how to decision making of case to case
  • Ans. Case to case how can handle that like Assessment base or Normal income base ABB
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Hai guys don't be afraid of interview smooth and confidence for attempt to interview definitely we will, incase don't get that be positive way thinking will good opportunity in further.

Interview questions from similar companies

Interview Questionnaire 

3 Questions

  • Q1. Previous Job experience
  • Ans. 

    I have 5 years of experience as a Credit Manager at XYZ Company.

    • Managed credit risk assessment for new and existing clients

    • Analyzed financial statements and credit reports to determine creditworthiness

    • Negotiated payment terms and conditions with clients

    • Implemented credit policies and procedures to minimize risk

    • Collaborated with sales and finance teams to optimize credit decisions

  • Answered by AI
  • Q2. Work related questions, e.g how to verify debtors from banking
  • Q3. Future goals

Interview Questionnaire 

1 Question

  • Q1. Product knowledge, FINANCIAL formulas, Market experience

Interview Questionnaire 

2 Questions

  • Q1. What is DSCR
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio. It is a financial ratio used to measure a company's ability to pay its debts.

    • DSCR is calculated by dividing a company's net operating income by its total debt service.

    • A DSCR of 1 or higher indicates that a company is generating enough income to cover its debt obligations.

    • Lenders often use DSCR to assess the creditworthiness of a borrower before approving a loan.

    • For example, ...

  • Answered by AI
  • Q2. What is Current Ratio
  • Ans. 

    Current Ratio is a financial ratio that measures a company's ability to pay its short-term liabilities with its current assets.

    • Current Ratio = Current Assets / Current Liabilities

    • A higher current ratio indicates a better ability to pay off short-term debts

    • A lower current ratio may indicate liquidity issues

    • Example: If a company has $100,000 in current assets and $50,000 in current liabilities, its current ratio would be

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(4 Questions)

  • Q1. Credit related questions
  • Q2. Loan sanction process
  • Q3. Basic requirements
  • Q4. Client visit plan and discussion with regard to business and risk involved

Interview Preparation Tips

Interview preparation tips for other job seekers - Normal credit interview questions
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Previous job roles
  • Ans. 

    I have held various roles in credit management, including Credit Analyst, Collections Specialist, and Credit Supervisor.

    • Credit Analyst role involved assessing creditworthiness of customers and making recommendations for credit limits.

    • Collections Specialist role focused on contacting customers with overdue accounts and negotiating payment plans.

    • Credit Supervisor role involved overseeing a team of credit analysts and col...

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(5 Questions)

  • Q1. What is current CTC and work experience
  • Q2. How to manage all credit and operations? I have replied i have to verify all the documents properly and analyse the customer profile and done the Tele PD activity and verify the KYC
  • Q3. Which position you have to go in future
  • Q4. Which location you have to prefer
  • Q5. Have you go to any where in the state.

Interview Preparation Tips

Interview preparation tips for other job seekers - Get to good knowledge about all verticals
Round 1 - Interview given 

(1 Question)

  • Q1. About previous profile

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare your previous profile related aspects

Ugro Capital Interview FAQs

How many rounds are there in Ugro Capital Credit Manager interview?
Ugro Capital interview process usually has 1-2 rounds. The most common rounds in the Ugro Capital interview process are One-on-one Round, Technical and Resume Shortlist.
How to prepare for Ugro Capital Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ugro Capital. The most common topics and skills that interviewers at Ugro Capital expect are Credit Underwriting, Lap, NBFC, Credit Analysis and Credit Appraisal.
What are the top questions asked in Ugro Capital Credit Manager interview?

Some of the top questions asked at the Ugro Capital Credit Manager interview -

  1. Number of Credit Manager against the sale team and number of files lo...read more
  2. Based on credit assessment and background work on credit appraisal pd conduct, ...read more
  3. Business volume, Portfolio health, Credit Manager r...read more

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Ugro Capital Credit Manager Interview Process

based on 3 interviews

Interview experience

4
  
Good
View more
Ugro Capital Credit Manager Salary
based on 154 salaries
₹3 L/yr - ₹11.2 L/yr
18% less than the average Credit Manager Salary in India
View more details

Ugro Capital Credit Manager Reviews and Ratings

based on 41 reviews

4.0/5

Rating in categories

3.8

Skill development

4.0

Work-life balance

4.2

Salary

3.8

Job security

4.0

Company culture

3.7

Promotions

3.8

Work satisfaction

Explore 41 Reviews and Ratings
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