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Ugro Capital Credit Manager Interview Questions and Answers

Updated 26 Mar 2023

Ugro Capital Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Business volume, Portfolio health, Credit Manager role
  • Q2. Number of Credit Manager against the sale team and number of files login
  • Ans. 

    The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.

    • The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

    • The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

    • For example, if there are 10 sales team...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Must need to check portfolio health of your region , market knowledge, policy

Skills evaluated in this interview

I applied via Naukri.com

Round 1 - One-on-one 

(2 Questions)

  • Q1. Pervious work experince
  • Q2. You have to be confident while speaking and detail knowledge of work you are doing

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to learn more things on your current job and take new role in new organization

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
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Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via Naukri.com and was interviewed in Aug 2021. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Asking about technical verification and reports for collateral related everything
Round 2 - Technical 

(1 Question)

  • Q1. Based on credit assessment and background work on credit appraisal pd conduct, how to decision making of case to case
  • Ans. Case to case how can handle that like Assessment base or Normal income base ABB
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - Hai guys don't be afraid of interview smooth and confidence for attempt to interview definitely we will, incase don't get that be positive way thinking will good opportunity in further.

Interview questions from similar companies

I applied via Referral and was interviewed before Aug 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. About personal discussion with clients
Round 3 - One-on-one 

(1 Question)

  • Q1. Questions regarding Legal report

Interview Preparation Tips

Interview preparation tips for other job seekers - Basic knowledge of pd legal and technical report
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(6 Questions)

  • Q1. Comfortable discuss his education, family and his genral knowledge, and after privious experience
  • Ans. Comfortable given answer self, family and his education and current job
  • Answered Anonymously
  • Q2. If interviewer are not eligible then say go otherwise if he is comfortable then we are trying his body language and his capacity for workload
  • Ans. Dress code was good formal dress with formal shoes and no any stress about work
  • Answered Anonymously
  • Q3. We want an educated underwriting and expert person for as a credit manager
  • Ans. He/she answered to us is experts in underwriting with PD and income calculation
  • Answered Anonymously
  • Q4. Asking about team handling and branch handling
  • Ans. Yes I am very comfortable with my team and my team also very comfort with me and we are solve any issues branch end and we are discussing in our joint group
  • Answered Anonymously
  • Q5. Any privious case discussion wherever face problems he is solve it
  • Ans. Any last case disburse who can your biggest case
  • Answered Anonymously
  • Q6. Asking about our company

Interview Preparation Tips

Interview preparation tips for other job seekers - Thank you

I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain

Interview Preparation Tips

Interview preparation tips for other job seekers - You are aware of the field you are going to,
Know about that company, what work is being done there
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Say something about HL and Lap loan
  • Ans. 

    HL stands for Home Loan and LAP stands for Loan Against Property.

    • HL is a type of loan specifically for purchasing a home or property.

    • LAP is a loan where a property is mortgaged to secure a loan for various purposes.

    • HL typically has lower interest rates compared to LAP.

    • LAP allows borrowers to leverage the value of their property for additional funds.

    • Both HL and LAP require thorough evaluation of the borrower's creditwor

  • Answered by AI
  • Q2. You know about Technical and legal process say something
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Recruitment Consulltant and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Tell me about yourself
  • Q2. Your role at current work place
  • Q3. What are the challenges faced in your work place

Interview Preparation Tips

Topics to prepare for Capri Global Capital Credit Manager interview:
  • Credit Appraisal

Interview Questionnaire 

1 Question

  • Q1. Working culture in ISFC
  • Ans. 

    ISFC has a positive and collaborative working culture that values teamwork and employee growth.

    • ISFC promotes a culture of transparency and open communication.

    • The company encourages employees to take ownership of their work and provides opportunities for professional development.

    • Teamwork is highly valued at ISFC, and employees are encouraged to collaborate and support each other.

    • The company also recognizes and rewards e...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience and knowledge of work

Ugro Capital Interview FAQs

How many rounds are there in Ugro Capital Credit Manager interview?
Ugro Capital interview process usually has 1-2 rounds. The most common rounds in the Ugro Capital interview process are One-on-one Round, Technical and Resume Shortlist.
How to prepare for Ugro Capital Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ugro Capital. The most common topics and skills that interviewers at Ugro Capital expect are Credit Underwriting, Lap, NBFC, Credit Analysis and Credit Appraisal.
What are the top questions asked in Ugro Capital Credit Manager interview?

Some of the top questions asked at the Ugro Capital Credit Manager interview -

  1. Number of Credit Manager against the sale team and number of files lo...read more
  2. Based on credit assessment and background work on credit appraisal pd conduct, ...read more
  3. Business volume, Portfolio health, Credit Manager r...read more

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Ugro Capital Credit Manager Interview Process

based on 3 interviews

Interview experience

4
  
Good
View more
Ugro Capital Credit Manager Salary
based on 153 salaries
₹3.2 L/yr - ₹11.1 L/yr
15% less than the average Credit Manager Salary in India
View more details

Ugro Capital Credit Manager Reviews and Ratings

based on 45 reviews

4.0/5

Rating in categories

3.7

Skill development

4.0

Work-life balance

4.1

Salary

3.9

Job security

4.0

Company culture

3.6

Promotions

3.8

Work satisfaction

Explore 45 Reviews and Ratings
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