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Engaged Employer
Ugro Capital
3.7
based on 453 Reviews
Company Overview
Company Locations
Working at Ugro Capital
Company Summary
UGRO Capital is a pioneering DataTech NBFC that bridges India’s small business credit gap with advanced analytics and tech-enabled MSME financing solutions.
Overall Rating
3.7/5
based on 453 reviews
7% below
industry average
Highly rated for
Salary
Critically rated for
Work satisfaction, Job security
Work Policy
Work from office
84% employees reported
Monday to Saturday
43% employees reported
Flexible timing
52% employees reported
Within city
45% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
17 employees reported
Job/Soft skill training
10 employees reported
Professional degree assistance
4 employees reported
Office cab/shuttle
3 employees reported
View all benefits
About Ugro Capital
Founded in2018 (7 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
Headquarters--
Office Locations
--
Websiteugrocapital.com
Primary Industry
Other Industries
--
About UGRO Capital Ltd (NSE: UGROCAP I BSE: 511742)
UGRO Capital Limited is a DataTech Lending platform, listed on NSE and BSE, pursuing its mission of “Solving the Unsolved” for the small business credit gap in India, on the back of its formidable distribution reach and its DataTech approach. It aims to service every need of every MSME as it believes that #MSMEAchhaHai.
The Company’s prowess in Data Analytics and strong Technology architecture allows for customized sourcing platforms for each sourcing channel – GRO Plus module, which has uberized intermediated sourcing; GRO Chain, a supply chain financing platform with automated end-to-end approval and flow of invoices; GRO Xstream platform for co-lending, an upstream and downstream integration with fintechs and liability providers; and GRO X application, to deliver embedded financing option to MSMEs.
The company’s patented proprietary underwriting model, GRO Score (3.0), is a statistical framework using AI / ML driven statistical models to risk-rank customers and it is revolutionizing MSME credit by providing on-tap financing like consumer financing in India by assessing a borrower’s creditworthiness based on a data tripod – banking, bureau and GST records. UGRO is also a pioneer in the Co-lending model in India, which is prevalent in the West.
The Company is backed by marquee institutional investors (raised INR 900+ Cr of equity capital in 2018, INR 340 Cr in 2023 and INR 1265 Cr in 2024) and aims to capture 1% market share over the next three years.
Ugro Capital Ratings
based on 453 reviews
Overall Rating
3.7/5
How AmbitionBox ratings work?
5
197
4
94
3
56
2
28
1
78
Category Ratings
3.8
Salary
3.4
Company culture
3.4
Work-life balance
3.4
Skill development
3.4
Promotions
3.3
Job security
3.3
Work satisfaction
Ugro Capital is rated 3.7 out of 5 stars on AmbitionBox, based on 453 company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Ugro Capital
based on 440 reviews
3.0
Rated by 40 Women
Rated 2.9 for Salary and 2.8 for Work-life balance
3.7
Rated by 400 Men
Rated 3.9 for Salary and 3.5 for Work-life balance
Work Policy at Ugro Capital
based on 153 reviews in last 6 months
Work from office
84%
Hybrid
14%
Permanent work from home
2%
Ugro Capital Reviews
Top mentions in Ugro Capital Reviews
+ 5 more
Compare Ugro Capital with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 3.7/5 based on 453 reviews | 4.0/5 based on 5.3k reviews | 4.5/5 based on 7k reviews | 4.1/5 based on 7.3k reviews |
Highly Rated for | Salary | Work-life balance Skill development Salary | Skill development Work-life balance Job security | Job security Work-life balance Skill development |
Critically Rated for | Job security Work satisfaction | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 84% employees reported | Work from office 89% employees reported | Work from office 92% employees reported | Work from office 88% employees reported |
Rating by Women Employees | 3.0 Average rated by 40 women | 3.9 Good rated by 1.1k women | 4.5 Good rated by 2.3k women | 3.9 Good rated by 724 women |
Rating by Men Employees | 3.7 Good rated by 400 men | 4.0 Good rated by 3.9k men | 4.5 Good rated by 4.4k men | 4.1 Good rated by 6.1k men |
Job security | 3.3 Average | 3.8 Good | 4.4 Good | 4.0 Good |
View more
Ugro Capital Salaries
Ugro Capital salaries have received with an average score of 3.8 out of 5 by 453 employees.
Credit Manager
(149 salaries)
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₹3.2 L/yr - ₹10.4 L/yr
Business Development Manager
(111 salaries)
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₹2.8 L/yr - ₹9.8 L/yr
Deputy Manager
(49 salaries)
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₹4.5 L/yr - ₹11.8 L/yr
Branch Operation Executive
(49 salaries)
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₹2.3 L/yr - ₹3.8 L/yr
Area Credit Manager
(47 salaries)
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₹8.5 L/yr - ₹16 L/yr
Branch Manager
(46 salaries)
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₹4.7 L/yr - ₹10 L/yr
Business Development Executive
(44 salaries)
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₹2.1 L/yr - ₹4 L/yr
Operations Executive
(42 salaries)
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₹2 L/yr - ₹3.6 L/yr
Branch Credit Manager
(30 salaries)
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₹3 L/yr - ₹6.7 L/yr
Collection Officer
(29 salaries)
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₹2.8 L/yr - ₹4.5 L/yr
Ugro Capital Jobs
Popular Designations Ugro Capital Hires for
Credit Manager
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Branch Credit Manager
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Popular Skills Ugro Capital Hires for
Current Openings
Ugro Capital News
Stocks that will see action today: February 14, 2025
- Aurobindo Pharma's subsidiary, CuraTeQ Biologics, has received marketing authorization in the EU for filgrastim biosimilar, Zefylti.
- Ugro Capital raises ₹260 crore from FMO to support women's empowerment, address territorial inequalities, and foster youth empowerment.
- RBL Bank's CEO, R Subramaniakumar, receives RBI approval for re-appointment for three years.
- TVS Motor Company acquires additional shares of TVS Supply Chain Solutions in a ₹107 crore open market transaction.
HinduBusinessLine | 14 Feb, 2025
UGRO Capital third quarter net profit up 15% at ₹37.5 crore
- UGRO Capital reported a 15% increase in Q3FY25 net profit at ₹37.5 crore.
- Net total income grew by 34% year-on-year to ₹218 crore.
- Assets under management rose by 32% to ₹11,067 crore.
- The company aims to scale its micro-enterprise portfolio to 35% of AUM by March 2026.
HinduBusinessLine | 25 Jan, 2025
Ugro Capital Q3 Updates: Assets Under Management Up 32%
- Ugro Capital Ltd. reported a 32% increase in assets under management (AUM) in Q3, reaching over Rs 11,050 crore.
- The financial services provider achieved the highest net loans of over Rs 2,050 crore in the quarter.
- Ugro Capital obtained a patent for its credit scoring model GRO Score and expanded its branch network by adding 74 SME branches.
- The lender's total debt, excluding direct assignment, stood at over Rs 6,100 crore for the quarter.
Bloomberg Quint | 10 Jan, 2025
Stocks that will see action today: January 2, 2025
- Jawaharlal Nehru Port Authority grants a ₹284 crore agro facility development project to Trident Agrocom Exports and Man Infraconstruction consortium.
- Reliance Power's Sasan Power Ltd makes a $150 million repayment to IIFCL, UK, improving its debt coverage metrics and credit rating.
- Hero MotoCorp receives a tax demand of ₹26.40 crore from the Income Tax Department for the assessment year 2020-21.
- Ugro Capital signs agreements to acquire shares in Bengaluru-based fintech platform MyShubhLife, subject to certain conditions.
- Goa Carbon resumes operations at its Bilaspur unit in Chhattisgarh after relighting the kiln, with production normalising from January 1.
HinduBusinessLine | 2 Jan, 2025
Stock Recommendations Today: Experts' Views On Canara Bank, Oil India, Tata Steel, Ugro Capital, Wockhardt
- The view is positive on Tata Steel Ltd. at the current level.
- Astha Jain recommends Canara Bank as a good 'buy' with a target of Rs 120-130.
- Astha Jain suggests a buy on Ugro Capital with a price target of Rs 280-290.
- Hem Securities recommends holding on to Wockhardt with an initial price target of Rs 1,500-1,550.
Bloomberg Quint | 3 Dec, 2024
Stocks To Buy: Muthoot, Shriram Finance, Aavas, Ugro Among Others To Buy For An Upside Upto 43% By Systematix
- NBFCs within the brokerages coverage universe reported an in-line operating performance, while higher provisions resulted in marginal miss in earnings.
- Systematix Institutional Equities recommends top NBFC ideas to Buy.
- The recommended stocks include Muthoot, Shriram Finance, Aavas, Ugro, and others.
- The potential upside for these stocks can be up to 43% according to Systematix.
Bloomberg Quint | 26 Nov, 2024
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Ugro Capital Offices
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Ugro Capital FAQs
When was Ugro Capital founded?
Ugro Capital was founded in 2018. The company has been operating for 7 years primarily in the NBFC sector.
How many employees does Ugro Capital have in India?
Ugro Capital currently has more than 3,500+ employees in India. Finance & Accounting department appears to have the highest employee count in Ugro Capital based on the number of reviews submitted on AmbitionBox.
Does Ugro Capital have good work-life balance?
Ugro Capital has a work-life balance rating of 3.4 out of 5 based on 400+ employee reviews on AmbitionBox. 36% employees rated Ugro Capital 3 or below, while 64% employees rated it 4 or above for work-life balance. This rating suggests that while some employees recognize efforts towards work-life balance, there is scope for improvement based on employee feedback. We encourage you to read Ugro Capital work-life balance reviews for more details
Is Ugro Capital good for career growth?
Career growth at Ugro Capital is rated as moderate, with a promotions and appraisal rating of 3.4. 36% employees rated Ugro Capital 3 or below, while 64% employees rated it 4 or above on promotions/appraisal. This rating suggests that while some employees view growth opportunities favorably, there is scope for improvement based on employee feedback. We recommend reading Ugro Capital promotions/appraisals reviews for more detailed insights.
What are the pros and cons of working in Ugro Capital?
Working at Ugro Capital comes with several advantages and disadvantages. It is highly rated for salary & benefits. However, it is poorly rated for work satisfaction and job security, based on 400+ employee reviews on AmbitionBox.
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