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Small Industries Development Bank of India Credit Manager Interview Questions and Answers

Updated 19 Mar 2022

Small Industries Development Bank of India Credit Manager Interview Experiences

1 interview found

I applied via Approached by Company and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked about my previous job experience, Computer knowledge and Basic Banking related questions. What is repo rate? Reverse repo rate? What is CRR ? What is SLR?

Interview Preparation Tips

Topics to prepare for Small Industries Development Bank of India Credit Manager interview:
  • Banking Operations
  • Risk Management
  • Credit Analysis
  • Credit Appraisal
  • Advanced Excel
Interview preparation tips for other job seekers - Don’t be nervous, Go with the flow. And Answer Confidently

Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed in Jan 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. All financial questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Good
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Oct 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Easy task..but be strong and confident as mentioned in your CV.
Round 3 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic standard Q asked .
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Job related 

(2 Questions)

  • Q1. Customer care and service
  • Q2. Knowledge required about balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't join this kind of toxic culture. No proper work station. No one care for you.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
  • Q2. Dont worry you will crack it.
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
  • Q4. Why you want to move to NBFC and what are your expectations

I applied via Walk-in and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Visit related to different cases, HL & LAP cases details, Information related to property paper chain

Interview Preparation Tips

Interview preparation tips for other job seekers - You are aware of the field you are going to,
Know about that company, what work is being done there
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.

I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. What do u check in cibil? What will u analyze in customer beforr funding
  • Ans. 

    In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

    • Check credit history and credit score in CIBIL

    • Analyze customer's financial stability

    • Assess customer's income and existing debts

    • Evaluate customer's repayment history

    • Consider any previous defaults or delinquencies

  • Answered by AI
  • Q2. What is dpd ? What is more important to analysis the credit worthiness of customers
  • Ans. 

    DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

    • DPD is a measure of how many days a payment is overdue

    • It is important to analyze payment history to determine if the customer pays on time

    • Credit utilization is also important as it shows how much credit the customer is using compared to their limit

    • Both factors can indicate the customer's ability to manage...

  • Answered by AI
Round 3 - HR 

(8 Questions)

  • Q1. What are your strengths and weaknesses?
  • Q2. What are your salary expectations?
  • Q3. What is your family background?
  • Q4. Share details of your previous job.
  • Q5. Why should we hire you?
  • Q6. Why are you looking for a change?
  • Q7. Where do you see yourself in 5 years?
  • Q8. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Do have proper knowledge of Cibil and dpds and the credit ratios

I applied via Referral and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Market knowledge of Business Loan

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident at the time of answering

Small Industries Development Bank of India Interview FAQs

How many rounds are there in Small Industries Development Bank of India Credit Manager interview?
Small Industries Development Bank of India interview process usually has 1 rounds. The most common rounds in the Small Industries Development Bank of India interview process are One-on-one Round.

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Small Industries Development Bank of India Credit Manager Salary
based on 5 salaries
₹5 L/yr - ₹36.4 L/yr
147% more than the average Credit Manager Salary in India
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Small Industries Development Bank of India Credit Manager Reviews and Ratings

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