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Small Industries Development Bank of India Credit Manager Interview Questions and Answers

Updated 19 Mar 2022

Small Industries Development Bank of India Credit Manager Interview Experiences

1 interview found

I applied via Approached by Company and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked about my previous job experience, Computer knowledge and Basic Banking related questions. What is repo rate? Reverse repo rate? What is CRR ? What is SLR?

Interview Preparation Tips

Topics to prepare for Small Industries Development Bank of India Credit Manager interview:
  • Banking Operations
  • Risk Management
  • Credit Analysis
  • Credit Appraisal
  • Advanced Excel
Interview preparation tips for other job seekers - Don’t be nervous, Go with the flow. And Answer Confidently

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Past experience and challenges, how did you overcome?
  • Ans. 

    I have overcome past challenges through perseverance, problem-solving skills, and seeking support from colleagues.

    • Utilized problem-solving skills to identify root causes of challenges

    • Sought support and advice from colleagues and mentors

    • Remained persistent and focused on finding solutions despite obstacles

    • Learned from past experiences to better handle future challenges

  • Answered by AI
  • Q2. Process driven approach ?
  • Ans. 

    A process driven approach involves following a set of defined steps to achieve goals efficiently and consistently.

    • Focus on clearly defined processes and procedures

    • Emphasize consistency and efficiency in operations

    • Regularly review and improve processes to optimize performance

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What are the assessment method for working capital for MSME clients
  • Ans. 

    Assessment methods for working capital for MSME clients include ratio analysis, cash flow analysis, and turnover ratios.

    • Ratio analysis: Analyzing current ratio, quick ratio, and debt-to-equity ratio to assess liquidity and financial health.

    • Cash flow analysis: Evaluating cash inflows and outflows to determine the ability to meet short-term obligations.

    • Turnover ratios: Calculating inventory turnover, accounts receivable ...

  • Answered by AI

Interview Questionnaire 

1 Question

  • Q1. Reason for job, difference between product & expected ctc
  • Ans. 

    The reason for applying for the Branch Manager position is to utilize my leadership skills and experience in managing a team and driving business growth.

    • I have a strong passion for leading and developing teams, and I believe that the Branch Manager role will provide me with the opportunity to do so.

    • I have a proven track record of successfully managing teams and achieving sales targets in my previous roles.

    • I am excited ...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: experience

I was interviewed in Sep 2020.

Interview Questionnaire 

2 Questions

  • Q1. What kind....
  • Q2. Work with a full mind. Rice with a full stomach .

I applied via Walk-in and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Discussed past experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience with idbi bank.. products were good for sale

I applied via Walk-in and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(4 Questions)

  • Q1. Due have experience in seles
  • Q2. Due have bike and driveing lincen
  • Q3. Yes seles experience in 9years
  • Q4. Yes I have drive linceces

Interview Preparation Tips

Interview preparation tips for other job seekers - I have experience in HDFC Bank in the satara in collcation manager
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Mar 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions about my previous work responsibilities
Round 3 - One-on-one 

(1 Question)

  • Q1. Few questions on walkthrough process, financial assertions etc.

Interview Preparation Tips

Interview preparation tips for other job seekers - Know your current work very well and be confident.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Apr 2023. There was 1 interview round.

Round 1 - Aptitude Test 

Good, training provided before test then online test

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Apr 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About my family back ground
  • Q2. About my work back ground
  • Q3. How to work in field
  • Ans. 

    Working in the field involves building relationships, understanding customer needs, and effectively communicating product benefits.

    • Develop strong relationships with customers to understand their needs and preferences

    • Effectively communicate the benefits of your product or service to potential clients

    • Regularly follow up with leads and customers to ensure satisfaction and address any concerns

    • Stay organized and prioritize ...

  • Answered by AI
  • Q4. Make your sales team
  • Q5. How to manage all product
  • Ans. 

    Managing all products involves effective inventory management, sales forecasting, and product lifecycle management.

    • Implement a robust inventory management system to track stock levels and prevent stockouts.

    • Utilize sales forecasting techniques to predict demand and adjust inventory levels accordingly.

    • Regularly review product performance and make data-driven decisions on pricing, promotions, and discontinuation.

    • Collabora...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Well done

Small Industries Development Bank of India Interview FAQs

How many rounds are there in Small Industries Development Bank of India Credit Manager interview?
Small Industries Development Bank of India interview process usually has 1 rounds. The most common rounds in the Small Industries Development Bank of India interview process are One-on-one Round.

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Small Industries Development Bank of India Credit Manager Salary
based on 5 salaries
₹5 L/yr - ₹36.4 L/yr
149% more than the average Credit Manager Salary in India
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Small Industries Development Bank of India Credit Manager Reviews and Ratings

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