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Small Industries Development Bank of India Credit Manager Interview Questions and Answers

Updated 19 Mar 2022

Small Industries Development Bank of India Credit Manager Interview Experiences

1 interview found

I applied via Approached by Company and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked about my previous job experience, Computer knowledge and Basic Banking related questions. What is repo rate? Reverse repo rate? What is CRR ? What is SLR?

Interview Preparation Tips

Topics to prepare for Small Industries Development Bank of India Credit Manager interview:
  • Banking Operations
  • Risk Management
  • Credit Analysis
  • Credit Appraisal
  • Advanced Excel
Interview preparation tips for other job seekers - Don’t be nervous, Go with the flow. And Answer Confidently

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Job related 

(2 Questions)

  • Q1. Customer care and service
  • Q2. Knowledge required about balance sheet

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't join this kind of toxic culture. No proper work station. No one care for you.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jun 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Work experience
  • Q2. Product knowledge
Round 2 - One-on-one 

(2 Questions)

  • Q1. Product knowledge
  • Q2. Type of commercial vehicles
  • Ans. 

    Commercial vehicles include trucks, vans, buses, and trailers.

    • Trucks: Used for transporting goods, such as pickup trucks, delivery trucks, and semi-trucks.

    • Vans: Typically used for transporting goods or people, such as cargo vans or passenger vans.

    • Buses: Used for transporting large groups of people, such as school buses or city buses.

    • Trailers: Attached to trucks or vans to transport goods, such as flatbed trailers or re

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Before interview search by company details and product with work environment.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Jan 2023. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Product related question. CIBIL and Finance related.
  • Q2. Dont worry you will crack it.
  • Q3. It offers Auto loans LAP and TW loans. Be prepared for related questions. With a case study to analysis your decision-making skill.
  • Q4. Why you want to move to NBFC and what are your expectations
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily

I applied via Referral and was interviewed in Dec 2022. There was 1 interview round.

Round 1 - One-on-one 

(4 Questions)

  • Q1. Simple template only product questions
  • Q2. Simply finished, there is no hardly
  • Q3. There is no hard, easily good
  • Q4. Way of tata making the most beautiful
  • Ans. 

    The question is unclear and not related to credit management.

    • The question is not related to credit management and seems to be incomplete or irrelevant.

    • Without further context or clarification, it is impossible to provide a meaningful answer.

    • It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok, experience and skills knowledge based on HL and lap
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Business volume, Portfolio health, Credit Manager role
  • Q2. Number of Credit Manager against the sale team and number of files login
  • Ans. 

    The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.

    • The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

    • The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

    • For example, if there are 10 sales team...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Must need to check portfolio health of your region , market knowledge, policy

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Campus Placement and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. They asked me about banking structure and process
Round 2 - HR 

(1 Question)

  • Q1. They ask me previous experience and current position and qualifications

Interview Questionnaire 

1 Question

  • Q1. Type ratio DSCr and debt to equity ratio

Interview Preparation Tips

Interview preparation tips for other job seekers - Pls read and understand about all ratio before going for interview

Small Industries Development Bank of India Interview FAQs

How many rounds are there in Small Industries Development Bank of India Credit Manager interview?
Small Industries Development Bank of India interview process usually has 1 rounds. The most common rounds in the Small Industries Development Bank of India interview process are One-on-one Round.

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54% more than the average Credit Manager Salary in India
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Small Industries Development Bank of India Credit Manager Reviews and Ratings

based on 1 review

4.0/5

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5.0

Skill development

4.0

Work-life balance

3.0

Salary

5.0

Job security

5.0

Company culture

3.0

Promotions

5.0

Work satisfaction

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