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Small Industries Development Bank of India Customer Service Associate Interview Questions and Answers

Updated 26 Mar 2022

Small Industries Development Bank of India Customer Service Associate Interview Experiences

1 interview found

I applied via Walk-in and was interviewed in Feb 2022. There were 2 interview rounds.

Round 1 - Group Discussion 

Group discussion with 3 person, tell me the details back groud, current job, salary, after this discussion tell the accounting relatad question and customer job experiance and kyc e.t.c.

Round 2 - HR 

(6 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why are you looking for a change?
  • Q5. Where do you see yourself in 5 years?
  • Q6. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Selection process is very easy, give the interview confidently, strongly, and give the answer after her questions.

Interview questions from similar companies

I applied via Referral and was interviewed before Sep 2019. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. Asked about operations process in banks
  • Q2. Availability in the weekends
  • Ans. 

    I am available to work on weekends.

    • I have no prior commitments on weekends.

    • I understand the importance of weekend availability in customer service.

    • I am willing to work flexible hours on weekends.

    • I have worked in jobs before that required weekend availability.

    • I am excited to be part of a team that values weekend availability.

  • Answered by AI
  • Q3. Complete Process of operations from file checking to how to give services to the customers
  • Ans. 

    The process involves file checking, understanding customer needs, providing solutions, and follow-up.

    • Check files for accuracy and completeness

    • Understand customer needs and requirements

    • Provide solutions and options to customers

    • Follow-up with customers to ensure satisfaction

    • Maintain records and documentation of customer interactions

  • Answered by AI
  • Q4. About the organisation

Interview Preparation Tips

Interview preparation tips for other job seekers - Be knowledgeable and relax ...Do not say no to any work
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2024.

Round 1 - HR 

(1 Question)

  • Q1. Past work history
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via LinkedIn and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. About credit life cycle
  • Q2. What is DSCR and why important while lending
  • Ans. 

    DSCR stands for Debt Service Coverage Ratio, it is important while lending to assess the borrower's ability to repay the loan.

    • DSCR is a financial ratio that measures a company's ability to cover its debt obligations with its operating income.

    • A higher DSCR indicates that the company has more income available to meet its debt obligations.

    • Lenders use DSCR to evaluate the risk of lending money to a borrower, as a low DSCR ...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(3 Questions)

  • Q1. About past experience
  • Q2. Grilling on past experience
  • Q3. Personal Loans deep dive on product

Interview Preparation Tips

Interview preparation tips for other job seekers - Be firm and confident

I applied via Recruitment Consulltant and was interviewed in May 2022. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Related profile, regarding LOS and LMS lending application questions

Interview Preparation Tips

Interview preparation tips for other job seekers - You should know about your job profile what exactly you are doing currently in your Jo
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Questions on credit risk which involve around pd lgd and ead
  • Q2. Sas, ead, lgd, credit risk
  • Q3. Credit risk and its implications
  • Ans. 

    Credit risk refers to the potential loss that a lender may incur due to a borrower's failure to repay a loan or meet contractual obligations.

    • Credit risk is the risk of financial loss resulting from a borrower's failure to repay a loan or meet other financial obligations.

    • It is important for financial institutions to assess and manage credit risk to protect their assets and maintain financial stability.

    • Factors that contr...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - give as much as details you want
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Stakeholder management
Round 3 - Technical 

(1 Question)

  • Q1. What is Disaster management
  • Ans. 

    Disaster management involves planning, coordinating, and implementing measures to prevent, prepare for, respond to, and recover from natural or man-made disasters.

    • Involves risk assessment, mitigation, preparedness, response, and recovery

    • Requires coordination among various stakeholders such as government agencies, NGOs, and communities

    • Examples include creating evacuation plans for hurricanes, setting up emergency shelte...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - 5 rounds of interview screening would be there...
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell about your self
  • Q2. What are your weakness and how do you overcome from it
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Mar 2023. There were 2 interview rounds.

Round 1 - HR 

(3 Questions)

  • Q1. Self introduction is best part of interview questions
  • Q2. Communication skills
  • Q3. No fumbling the when give the answer
Round 2 - Assignment 

Personal details that's all

Interview Preparation Tips

Topics to prepare for mPokket Customer Service Associate interview:
  • Communication Skills
  • Business Development

Small Industries Development Bank of India Interview FAQs

How many rounds are there in Small Industries Development Bank of India Customer Service Associate interview?
Small Industries Development Bank of India interview process usually has 2 rounds. The most common rounds in the Small Industries Development Bank of India interview process are Group Discussion and HR.
How to prepare for Small Industries Development Bank of India Customer Service Associate interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Small Industries Development Bank of India. The most common topics and skills that interviewers at Small Industries Development Bank of India expect are Customer Service, customer support, Accounting, Finance and csa.

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36% more than the average Customer Service Associate Salary in India
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Small Industries Development Bank of India Customer Service Associate Reviews and Ratings

based on 7 reviews

3.7/5

Rating in categories

2.7

Skill development

4.5

Work-life balance

3.9

Salary

3.2

Job security

2.9

Company culture

3.0

Promotions

3.0

Work satisfaction

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