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Vistaar Finance Credit Manager Interview Questions and Answers

Updated 7 May 2024

Vistaar Finance Credit Manager Interview Experiences

6 interviews found

Credit Manager Interview Questions & Answers

user image Devanshu Rajput

posted on 7 May 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About loan , basic genral knowledge questions regarding finance
Round 2 - One-on-one 

(1 Question)

  • Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all Resume tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Self introduction about candidate
  • Q2. What do you know about role
  • Ans. 

    The role of a Credit Manager involves assessing and managing the creditworthiness of individuals or businesses to minimize financial risk.

    • Assessing the creditworthiness of borrowers

    • Evaluating financial statements and credit reports

    • Setting credit limits and terms

    • Monitoring and managing overdue accounts

    • Negotiating payment plans or settlements

    • Implementing credit policies and procedures

    • Collaborating with sales and finance ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident,attentive,wear formal ,prepare well which your mentioned in your resume

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyse the balance sheet a ... read more
asked in HDFC Bank
Q3. A client comes & he wants a big loan to fund his long-term pr ... read more
asked in ICICI Bank
Q4. Which clauses are important in 3CD while sanctioning loan
asked in ICICI Bank
Q5. What are the key skills of credit manager?

I applied via Referral and was interviewed before Oct 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Case Study 

Example how to assessment cash Policy and invoice business there month t/0

Round 3 - Technical 

(4 Questions)

  • Q1. Typing test Behaviour Career objective Explain continuously whatever you think
  • Q2. How to assess cash business t/0
  • Ans. 

    Assessing cash business t/0 involves analyzing the cash flow and financial statements of the business.

    • Review the cash flow statement to understand the inflow and outflow of cash

    • Analyze the balance sheet to determine the current assets and liabilities

    • Calculate the current ratio to assess the liquidity of the business

    • Look at the profit and loss statement to understand the profitability of the business

    • Compare the financia...

  • Answered by AI
  • Q3. Question is excellent everyone expect 1. Current stock value: 2. Daily count sale 3. Any asset creation i.e savings income proof 4.kacha bills or written bills 5.credit repayment history 6. Ask repaymen...
  • Q4. Good Let me know above questions answered

Interview Preparation Tips

Interview preparation tips for other job seekers - Preperation
1. How to assess verious business
2.cash flow statement
3. ITR study
4.cash policy methods

I applied via Referral and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. Experience details of

Interview Preparation Tips

Topics to prepare for Vistaar Finance Credit Manager interview:
  • Marketing
Interview preparation tips for other job seekers - Nill l

Vistaar Finance interview questions for designations

 Branch Credit Manager

 (1)

 Assistant Branch Manager

 (1)

 Collection Officer

 (1)

 Accountant

 (1)

 Assistant Manager

 (7)

 Operations Manager

 (1)

 Department Manager

 (1)

 Team Manager

 (1)

I applied via Referral

Round 1 - HR 

(1 Question)

  • Q1. About previous company
Round 2 - One-on-one 

(1 Question)

  • Q1. Previous work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - 1)Be strong about your skils
2)Strong about your policy and procedures about your work role

I applied via Recruitment Consulltant and was interviewed before Sep 2021. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Discuss company information

Interview Preparation Tips

Interview preparation tips for other job seekers - LAP , Home loan & Busi Loan under writing Knowledge and Property knowledge & is must.

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Group discussion with senior

Round 2 - HR 

(2 Questions)

  • Q1. Question related to salary package
  • Q2. Question related to notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Working here has been a disastrous experience due to the company's terrible work culture and environment, characterized by significant work pressure and a lack of recognition for accomplishments; it is primarily sales-oriented.

Interview Questionnaire 

1 Question

  • Q1. There are asking to me first .me & my family background, also checking my work experience stability of job ,company detail where you go for interview products knowledge most important thing your body lang...

I applied via Naukri.com and was interviewed before Apr 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - HR 

(1 Question)

  • Q1. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Total 2 round HR and product head

I applied via Company Website and was interviewed before Dec 2020. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. What is finance Company
  • Ans. 

    A finance company is a financial institution that provides loans, investments, and other financial services to individuals and businesses.

    • Finance companies specialize in providing loans and credit to customers who may not qualify for traditional bank loans.

    • They may also offer leasing and financing options for businesses to acquire equipment and vehicles.

    • Examples of finance companies include American Express, Capital On...

  • Answered by AI
  • Q2. What is your work in this company
  • Q3. To whom will you give loan on what terms?
  • Ans. 

    I will give loans to individuals and businesses with good credit history and stable income on reasonable terms.

    • I will consider credit score and payment history of the borrower

    • I will also look at the borrower's income and employment stability

    • For businesses, I will consider their financial statements and business plan

    • I will offer reasonable interest rates and repayment terms based on the borrower's creditworthiness

    • I will...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I am properly experienced in this field .
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Vistaar Finance Interview FAQs

How many rounds are there in Vistaar Finance Credit Manager interview?
Vistaar Finance interview process usually has 2 rounds. The most common rounds in the Vistaar Finance interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for Vistaar Finance Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Vistaar Finance. The most common topics and skills that interviewers at Vistaar Finance expect are Credit, Credit Analysis, Credit Appraisal, Credit Risk and Branch Management.
What are the top questions asked in Vistaar Finance Credit Manager interview?

Some of the top questions asked at the Vistaar Finance Credit Manager interview -

  1. How to assess cash business ...read more
  2. Question is excellent everyone expect 1. Current stock value: 2. Daily count s...read more
  3. Typing test Behaviour Career objective Explain continuously whatever you th...read more

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Vistaar Finance Credit Manager Interview Process

based on 2 interviews

2 Interview rounds

  • HR Round
  • One-on-one Round
View more
Vistaar Finance Credit Manager Salary
based on 177 salaries
₹3.5 L/yr - ₹8 L/yr
28% less than the average Credit Manager Salary in India
View more details

Vistaar Finance Credit Manager Reviews and Ratings

based on 68 reviews

4.1/5

Rating in categories

3.7

Skill development

3.7

Work-life balance

4.0

Salary

4.0

Job security

3.8

Company culture

3.7

Promotions

3.8

Work satisfaction

Explore 68 Reviews and Ratings
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