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IDFC FIRST Bharat Cluster Credit Manager Interview Questions and Answers

Updated 29 Nov 2023

IDFC FIRST Bharat Cluster Credit Manager Interview Experiences

2 interviews found

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions on your resume
Round 3 - Technical 

(1 Question)

  • Q1. Legal and technical aspects for a secured loan
  • Ans. 

    Legal and technical aspects for a secured loan

    • Legal aspects involve creating a legal agreement between the lender and borrower outlining the terms and conditions of the loan

    • Technical aspects involve assessing the value of the collateral being used to secure the loan

    • The lender must ensure that the collateral is legally owned by the borrower and that it has enough value to cover the loan amount

    • The lender may also require...

  • Answered by AI
Round 4 - HR 

(1 Question)

  • Q1. Package discussion and notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Strong communication skills required for clearing the interview

Cluster Credit Manager Interview Questions & Answers

user image Magesh Vijayraj

posted on 29 Nov 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

About department and product wise

Round 3 - One-on-one 

(1 Question)

  • Q1. Product knowledge, existing experience
Round 4 - HR 

(1 Question)

  • Q1. Existing package details and documentation

Cluster Credit Manager Interview Questions Asked at Other Companies

asked in Axis Bank
Q1. What did You understand about legal chain documents, search repor ... read more
Q2. What all things to see in a file
Q3. Legal and technical aspects for a secured loan
Q4. What is currently KRA
Q5. What is expected ctc

Interview questions from similar companies

I applied via Naukri.com and was interviewed before Oct 2021. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me about yourself?
  • Ans. Confidently answer and you will be through
  • Answered Anonymously
  • Q2. Can u do sells if yess sell me a savings account
  • Ans. 

    Yes, I can sell savings accounts. Our savings account offers competitive interest rates and no monthly fees.

    • I would start by asking the customer about their current savings account and if they are happy with it.

    • Then, I would highlight the benefits of our savings account such as the competitive interest rates and no monthly fees.

    • I would also mention any additional perks such as online banking and mobile app access.

    • Final...

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Kotak Mahindra Bank Assistant Manager interview:
  • Banking
Interview preparation tips for other job seekers - Confidently answer all questions and remember they will ask you questions regarding sales. Answer smartly

I applied via Referral and was interviewed in Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Insurance and it’s products
  • Q2. NRI services

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, accurate and keep Check on your communication and words you use during interview

Interview Questionnaire 

2 Questions

  • Q1. Strengh and weakness
  • Q2. Regarding sales

I applied via Referral and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Why should we hire you?
  • Q2. Just keep your answer simple and show confidence

Interview Preparation Tips

Interview preparation tips for other job seekers - My advice is to be confident and I think confidence is the only strategy too crack any interview

I applied via Campus Placement and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Very simple but please do not join axis bank it is a worst organization to work and HR Policy is also very very burst if you join doesn't matter in which department you are you have to do hard core sales t...

Interview Preparation Tips

Interview preparation tips for other job seekers - Any 12th class student crack that interviews

I applied via Company Website and was interviewed before Jun 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. What is customer handling the request
  • Ans. 

    Customer handling the request refers to the process of addressing and resolving customer inquiries, complaints, and requests.

    • Listening actively to the customer's concern

    • Empathizing with the customer's situation

    • Offering solutions or alternatives to resolve the issue

    • Following up with the customer to ensure satisfaction

    • Maintaining a positive and professional demeanor throughout the interaction

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is ok

I applied via Company Website and was interviewed in Feb 2021. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What's is your role in previous organization

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and don't loose self beleive

I applied via Naukri.com and was interviewed before Sep 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. There will be More challenging work so will i get support from here to learn

Interview Preparation Tips

Interview preparation tips for other job seekers - It was tremendous work environment i ever worked anywhere , very professional colleagues , they always ready to teach you support you , i don't wanted to left the organisation but i lost my few family members during covid so decided to take care of my few family members 🙂
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IDFC FIRST Bharat Interview FAQs

How many rounds are there in IDFC FIRST Bharat Cluster Credit Manager interview?
IDFC FIRST Bharat interview process usually has 4 rounds. The most common rounds in the IDFC FIRST Bharat interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for IDFC FIRST Bharat Cluster Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at IDFC FIRST Bharat . The most common topics and skills that interviewers at IDFC FIRST Bharat expect are Compliance, Credit Management, Sales, Analytics and Automation.
What are the top questions asked in IDFC FIRST Bharat Cluster Credit Manager interview?

Some of the top questions asked at the IDFC FIRST Bharat Cluster Credit Manager interview -

  1. Legal and technical aspects for a secured l...read more
  2. Existing package details and documentat...read more

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IDFC FIRST Bharat Cluster Credit Manager Interview Process

based on 2 interviews

Interview experience

4
  
Good
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IDFC FIRST Bharat Cluster Credit Manager Salary
based on 73 salaries
₹5 L/yr - ₹12.5 L/yr
11% less than the average Cluster Credit Manager Salary in India
View more details

IDFC FIRST Bharat Cluster Credit Manager Reviews and Ratings

based on 6 reviews

4.7/5

Rating in categories

3.5

Skill development

4.2

Work-life balance

4.2

Salary

4.4

Job security

3.5

Company culture

4.1

Promotions

4.0

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