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IDFC FIRST Bharat Cluster Credit Manager Interview Questions and Answers
IDFC FIRST Bharat Cluster Credit Manager Interview Experiences
2 interviews found
Magesh Vijayraj
Selected
I applied via Referral and was interviewed before Nov 2022. There were 4 interview rounds.
About department and product wise
(1 Question)
- Q1. Product knowledge, existing experience
(1 Question)
- Q1. Existing package details and documentation
(1 Question)
- Q1. Questions on your resume
(1 Question)
- Q1. Legal and technical aspects for a secured loan
- Ans.
Legal and technical aspects for a secured loan
Legal aspects involve creating a legal agreement between the lender and borrower outlining the terms and conditions of the loan
Technical aspects involve assessing the value of the collateral being used to secure the loan
The lender must ensure that the collateral is legally owned by the borrower and that it has enough value to cover the loan amount
The lender may also require...
(1 Question)
- Q1. Package discussion and notice period
Interview Preparation Tips
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Interview questions from similar companies
(1 Question)
- Q1. About past experience and education
Credit Manager Interview Questions & Answers
Cholamandalam Investment & Finance
Anonymous
posted on 1 Apr 2024
Selected
I applied via Company Website and was interviewed in Oct 2023. There were 4 interview rounds.
(1 Question)
- Q1. Basic question related to resume
(2 Questions)
- Q1. Interviewed by RCM
- Q2. Questions were majorly related to financial, products and mortgage
(2 Questions)
- Q1. Interviewed by ZCM
- Q2. Questions were related to Mortgages, Legal, Margin, LTV processing and team handling
(1 Question)
- Q1. Last round from senior HR, it was personality or behavioural test or kind of psychological. But was very interesting
Interview Preparation Tips
Siva A
I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.
(1 Question)
- Q1. Cluster manager roles and responsibilities
- Ans.
Cluster managers oversee multiple teams or departments within an organization to ensure efficient operations and achieve business goals.
Develop and implement strategies to meet cluster goals
Monitor performance and productivity of teams
Provide leadership and guidance to team members
Coordinate communication and collaboration between teams
Manage budget and resources effectively
Resolve conflicts and address issues within t...
Selected
I applied via Naukri.com and was interviewed in Apr 2023. There were 5 interview rounds.
An online assesment will be taken wherein scenario based MCQ will be available
(4 Questions)
- Q1. Brief introduction
- Q2. Reasons for switching
- Ans.
Seeking new challenges and growth opportunities in a different company.
Desire for career advancement
Interest in exploring new industries or sectors
Seeking better work-life balance
Company restructuring or downsizing
Relocation to a different city or country
- Q3. Current and expected ctc
- Q4. Preferred job location
(4 Questions)
- Q1. Questions related to your domain experience
- Q2. Application know how
- Q3. Improvement Ideas and projects shared in the previous organisations
- Q4. Why do you want to switch
(3 Questions)
- Q1. Reason for switching
- Ans.
Seeking new challenges and growth opportunities in a larger organization.
Desire for career advancement
Opportunity to work with a larger team
Seeking new challenges
Interest in exploring different industries
- Q2. Appreciations recieved if any
- Ans.
Received multiple appreciations from clients for resolving credit issues promptly and effectively.
Implemented new credit evaluation process resulting in faster approvals
Negotiated payment plans with delinquent customers to prevent further credit issues
Provided training to team members on credit management best practices
Received 'Employee of the Month' award for exceptional performance in credit management
- Q3. Scenario based questions focussed on how you would act in a certain situation
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed before Oct 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Business related questions
- Q2. Business related questions and Team management
(1 Question)
- Q1. Business development related questions
Interview Preparation Tips
I applied via Recruitment Consulltant and was interviewed in Nov 2022. There was 1 interview round.
(2 Questions)
- Q1. Scenario based
- Q2. How to manage sales pressure and Team management
- Ans.
Sales pressure can be managed by setting realistic targets, providing support to the team, and fostering a positive work environment.
Set realistic sales targets based on market trends and team capabilities
Provide regular training and support to help the team meet their targets
Create a positive work environment by recognizing and rewarding achievements
Encourage open communication and feedback to address any issues or co...
Interview Preparation Tips
I applied via Referral and was interviewed before Oct 2021. There were 2 interview rounds.
(2 Questions)
- Q1. Reason for switching
- Ans.
Looking for new challenges and growth opportunities.
Desire to expand my skill set and knowledge
Seeking a more dynamic and innovative work environment
Want to take on new challenges and responsibilities
Opportunity for career advancement
Better work-life balance
Company culture/values misalignment
- Q2. Total working experience and working stability
Interview Preparation Tips
Credit Manager Interview Questions & Answers
Cholamandalam Investment & Finance
Anonymous
posted on 21 Oct 2023
Selected
I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. About underwriting norms and financial ratio related questions, legal technical related questions
(1 Question)
- Q1. Basics norms of work profile & why change the job change...?
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IDFC FIRST Bharat Interview FAQs
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IDFC FIRST Bharat Cluster Credit Manager Interview Process
based on 2 interviews
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IDFC FIRST Bharat Cluster Credit Manager Reviews and Ratings
based on 6 reviews
Rating in categories
|
Sales Officer
254
salaries
|  ₹1.1 L/yr - ₹4 L/yr |
|
Branch Credit Manager
254
salaries
| ₹3 L/yr - ₹7.1 L/yr |
|
Assistant Manager
193
salaries
| ₹2 L/yr - ₹5.7 L/yr |
|
Sales Manager
148
salaries
| ₹2.3 L/yr - ₹7.7 L/yr |
|
Group Relationship Officer
148
salaries
| ₹1.5 L/yr - ₹3.6 L/yr |
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