Kogta Financial India Limited Cluster Credit Manager Interview Questions and Answers

The question is unclear and not related to credit management.

• The question is not related to credit management and seems to be incomplete or irrelevant.

• Without further context or clarification, it is impossible to provide a meaningful answer.

• It is important to ask relevant and clear questions in an interview to assess a candidate's qualifications and skills.

The number of Credit Managers should be proportional to the size of the sales team and the number of files being logged.

• The ratio of Credit Managers to sales team members should be determined based on the workload and complexity of the credit process.

• The number of files being logged should also be taken into consideration when determining the appropriate number of Credit Managers.

• For example, if there are 10 sales team...read more

HL stands for Home Loan and LAP stands for Loan Against Property.

• HL is a type of loan specifically for purchasing a home or property.

• LAP is a loan where a property is mortgaged to secure a loan for various purposes.

• HL typically has lower interest rates compared to LAP.

• LAP allows borrowers to leverage the value of their property for additional funds.

• Both HL and LAP require thorough evaluation of the borrower's creditwor