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Poonawalla Fincorp Credit Processing Associate Interview Questions and Answers

Updated 31 Jul 2024

Poonawalla Fincorp Credit Processing Associate Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Question about Previous company experience
  • Q2. Salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Introduction previous job experiences
  • Ans. 

    I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.

    • Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements

    • Processed loan applications and conducted risk assessments at ABC Credit Union

    • Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications

  • Answered by AI
  • Q2. Question about banking sector and finance

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Working place and location
  • Q2. My experience credit team SME
Round 3 - One-on-one 

(2 Questions)

  • Q1. My job experience 6 years
  • Q2. On time job working
Round 4 - HR 

(2 Questions)

  • Q1. May notice period 2 month
  • Q2. Dehradun Vikasnagr
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical related questions
  • Q2. Product related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Excellent
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. What motivates you to want to join BFIL?
  • Q3. Basic questions about previous employers and reasons of leaving previous job.

Interview Preparation Tips

Interview preparation tips for other job seekers - Avoid joining microfinance unless you have an urgent need for a job.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Financial questions
  • Q2. Disbursement type of question
  • Q3. Customer problem handle
  • Q4. Behaviour of all senior
  • Q5. How to manage target
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected
Round 1 - Aptitude Test 

Basic maths and common science exam

Round 2 - interview 

(2 Questions)

  • Q1. Inroduce urself
  • Q2. What is loan procurement
  • Ans. 

    Loan procurement is the process of obtaining a loan from a financial institution or lender.

    • Involves submitting an application for a loan

    • Includes providing necessary documentation such as income verification and credit history

    • May require meeting certain eligibility criteria set by the lender

    • Can involve negotiating loan terms and interest rates

    • Examples: applying for a mortgage, car loan, or personal loan

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - be ur best
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Company Website and was interviewed in May 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Technical knowledge and job profile related
  • Q2. As per process and work experience based

Interview Preparation Tips

Interview preparation tips for other job seekers - Group discussion
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. About Ratio Analysis specifically DSCR , Leverage , Quasi equity
  • Q2. About product knowledge and industry knowledge
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Q3. Work experience
  • Q4. Income analysis
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. About work history
  • Q2. About domain knowledge
Round 2 - HR 

(1 Question)

  • Q1. About Salary and others

Poonawalla Fincorp Interview FAQs

How many rounds are there in Poonawalla Fincorp Credit Processing Associate interview?
Poonawalla Fincorp interview process usually has 2 rounds. The most common rounds in the Poonawalla Fincorp interview process are HR and One-on-one Round.

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Poonawalla Fincorp Credit Processing Associate Interview Process

based on 1 interview

Interview experience

4
  
Good
View more

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Poonawalla Fincorp Credit Processing Associate Salary
based on 45 salaries
₹2 L/yr - ₹3.7 L/yr
15% more than the average Credit Processing Associate Salary in India
View more details

Poonawalla Fincorp Credit Processing Associate Reviews and Ratings

based on 8 reviews

3.7/5

Rating in categories

2.8

Skill development

3.4

Work-life balance

3.6

Salary

3.1

Job security

2.8

Company culture

3.4

Promotions

2.8

Work satisfaction

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