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Poonawalla Fincorp
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I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.
Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements
Processed loan applications and conducted risk assessments at ABC Credit Union
Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications
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I applied via Naukri.com and was interviewed before May 2022. There were 4 interview rounds.
I applied via Referral and was interviewed in Oct 2024. There was 1 interview round.
posted on 5 Feb 2025
posted on 8 Jan 2025
Basic maths and common science exam
Loan procurement is the process of obtaining a loan from a financial institution or lender.
Involves submitting an application for a loan
Includes providing necessary documentation such as income verification and credit history
May require meeting certain eligibility criteria set by the lender
Can involve negotiating loan terms and interest rates
Examples: applying for a mortgage, car loan, or personal loan
I applied via Company Website and was interviewed in May 2024. There was 1 interview round.
I applied via Recruitment Consulltant
FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.
Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.
Calculate the borrower's income, including salary, rental income, and any other sources of income.
Divide the total fixed obligations by the borrower's income to get the FOIR.
Ensure the FOIR...
The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case
posted on 7 Jun 2024
based on 1 interview
Interview experience
based on 8 reviews
Rating in categories
Senior Field Officer
187
salaries
| ₹1.5 L/yr - ₹4.6 L/yr |
Senior Executive
186
salaries
| ₹2 L/yr - ₹6.3 L/yr |
Assistant Manager
175
salaries
| ₹3 L/yr - ₹8.6 L/yr |
Area Credit Manager
155
salaries
| ₹4.9 L/yr - ₹20 L/yr |
Credit Manager
148
salaries
| ₹4.2 L/yr - ₹11.2 L/yr |
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