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Poonawalla Fincorp
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I have experience working in various roles in the financial industry, including as a credit analyst and loan processor.
Worked as a credit analyst at XYZ Bank, analyzing credit reports and financial statements
Processed loan applications and conducted risk assessments at ABC Credit Union
Collaborated with underwriters and loan officers to ensure timely and accurate processing of loan applications
I applied via Walk-in and was interviewed in Oct 2020. There was 1 interview round.
A mortgage loan is a type of loan used to finance the purchase of real estate, where the property itself serves as collateral for the loan.
A mortgage loan is a secured loan, meaning that the borrower pledges the property as collateral to the lender.
It is typically used by individuals or businesses to purchase residential or commercial properties.
The loan amount is determined based on the value of the property and the b...
Lap and housing loans are types of loans provided by banks for purchasing or constructing a house or property.
LAP stands for Loan Against Property and is a type of secured loan where the borrower pledges their property as collateral.
Housing loan is a type of loan provided by banks for purchasing or constructing a house or property.
Both loans have different interest rates, repayment tenures, and eligibility criteria.
LAP...
I appeared for an interview in Jan 2017.
posted on 25 Aug 2017
I appeared for an interview in Mar 2017.
I applied via Recruitment Consulltant and was interviewed before Mar 2021. There was 1 interview round.
I applied via Company Website and was interviewed before May 2019. There were 3 interview rounds.
Money is collected from lenders through various methods such as direct debit, wire transfer, or check.
Direct debit is a common method where the lender authorizes the borrower to withdraw funds from their account on a regular basis.
Wire transfer is another option where the lender can transfer funds directly to the borrower's account.
Checks can also be used, but may take longer to process and clear.
It's important to esta...
I follow up with lenders through regular communication and by providing timely updates on loan applications.
Regularly communicate with lenders to keep them updated on loan applications
Provide timely updates on loan applications to lenders
Respond promptly to any inquiries or requests from lenders
Maintain a professional and courteous relationship with lenders
Ensure all necessary documentation is provided to lenders in a
Funding a customer involves assessing their creditworthiness and providing them with financial resources to meet their needs.
Assess the customer's creditworthiness through credit checks and financial analysis
Determine the appropriate funding option based on the customer's needs and financial situation
Provide the customer with the necessary financial resources, such as loans or credit lines
Monitor the customer's repayme...
Customer's funding intention can be judged by analyzing their financial history, business plan, and credit score.
Analyze customer's financial history to see if they have a good track record of repaying loans
Evaluate the customer's business plan to see if it is feasible and has potential for growth
Check the customer's credit score to determine their creditworthiness
Assess the customer's debt-to-income ratio to see if th...
I applied via Walk-in and was interviewed in May 2019. There were 3 interview rounds.
posted on 20 Apr 2024
Topic would be given in a group to discuss and see how an individua stand out
MCQ test to see your sttitude
I applied via Recruitment Consulltant and was interviewed before Apr 2022. There were 2 interview rounds.
Margin call is a demand by a broker for an investor to deposit more funds or securities to cover potential losses.
Margin call occurs when the value of an investor's margin account falls below the broker's required amount.
It is a warning that the investor needs to deposit more funds or securities to avoid the liquidation of their assets.
Margin call is common in trading on margin, futures, and options.
Example: If an inve...
I will focus on building strong relationships and demonstrating the value of our services to justify the high pricing.
Emphasize the unique benefits and advantages of our services
Provide case studies and success stories to showcase our track record
Offer personalized solutions and tailored packages to meet individual needs
Maintain open communication and follow-up regularly to ensure satisfaction
Continuously seek feedback...
I successfully increased business figures by 20% in my previous organization.
Increased sales by implementing effective marketing strategies
Expanded client base by building strong relationships with existing clients and acquiring new ones
Achieved targets consistently by analyzing market trends and adapting business strategies accordingly
The products in my last organization were a range of financial services including savings accounts, loans, credit cards, and investment products.
Savings accounts
Loans
Credit cards
Investment products
My nearby potential area for business is the downtown area of the city.
The downtown area has a high concentration of businesses and professionals.
There are several large corporations and financial institutions located in the downtown area.
The area is easily accessible by public transportation and has ample parking options.
There are also several popular restaurants and cafes in the area, making it a popular destination ...
I applied via Walk-in and was interviewed in Dec 2023. There were 2 interview rounds.
based on 1 interview
Interview experience
based on 9 reviews
Rating in categories
Area Credit Manager
206
salaries
| ₹5.5 L/yr - ₹21.8 L/yr |
Senior Field Officer
187
salaries
| ₹1.5 L/yr - ₹4.6 L/yr |
Senior Executive
178
salaries
| ₹2 L/yr - ₹6.3 L/yr |
Assistant Manager
176
salaries
| ₹3 L/yr - ₹8.6 L/yr |
Credit Manager
152
salaries
| ₹4.2 L/yr - ₹11.6 L/yr |
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