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Poonawalla Fincorp
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I applied via Referral and was interviewed before Jun 2023. There were 2 interview rounds.
The loan life cycle includes processes such as application, approval, disbursement, repayment, and closure.
Application: Customer submits loan application with required documents.
Approval: Loan officer reviews application and creditworthiness of customer.
Disbursement: Loan amount is transferred to customer's account.
Repayment: Customer makes regular payments towards the loan.
Closure: Loan is fully repaid and account is
I was interviewed before Mar 2023.
NBFCs are financial institutions that provide banking services without meeting the legal definition of a bank.
NBFCs cannot accept demand deposits like banks
NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself
NBFCs focus on specific business areas like lending, investments, etc.
Banks are regulated by the RBI while NBFCs are regulated by the Companies Act, 2013
Examples of N...
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I applied via Campus Placement and was interviewed before Jul 2020. There were 3 interview rounds.
I applied via Naukri.com and was interviewed before Mar 2021. There were 3 interview rounds.
I applied via Referral and was interviewed before Jun 2021. There were 3 interview rounds.
Higher level person took an interview
I applied via Company Website and was interviewed in Mar 2021. There was 1 interview round.
I applied via Campus Placement and was interviewed before Jun 2021. There were 5 interview rounds.
Basic topics
Current affairs
I applied via Campus Placement and was interviewed before Apr 2021. There was 1 interview round.
I applied via Newspaper Ad and was interviewed before Jan 2021. There were 4 interview rounds.
I applied via Campus Placement and was interviewed before Mar 2020. There was 1 interview round.
Credit management involves managing the credit given to customers to ensure timely payment and minimize bad debt losses.
It involves setting credit policies and procedures
Evaluating the creditworthiness of customers
Establishing credit limits and terms
Monitoring and collecting payments
Minimizing bad debt losses through effective credit control
Examples include credit card companies, banks, and businesses extending credit
based on 3 interviews
Interview experience
based on 36 reviews
Rating in categories
Area Credit Manager
225
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Field Officer
187
salaries
| ₹0 L/yr - ₹0 L/yr |
Senior Executive
186
salaries
| ₹0 L/yr - ₹0 L/yr |
Assistant Manager
175
salaries
| ₹0 L/yr - ₹0 L/yr |
Credit Manager
148
salaries
| ₹0 L/yr - ₹0 L/yr |
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